Table Of Contents
Section I – Just The Facts
Chapter One — How Did We Get Here?
- What Is Subprime Lending?
- How Did Subprime Lending Get Started?
- Pre-Crisis Subprime Trends
- Profile: The Subprime Borrower
Chapter Two — What Happened?
- The Big Picture Timeline
- Figure 1: The Big Picture Timeline
- Figure 2: How The Mortgage Industry Works
- Figure 3: What Happens When It Goes Wrong
- Mortgage Market Collapse Timeline
- Figure 4 – Main Sub-Prime Losses So Far
Chapter Three — The Main Players
- Local Brokers
- Lenders
- Wall Street
- –Getting Caught: Bear Stearns Case Study
- Government Involvement
Chapter Four — Shockwaves
- The American Consumer
- Local Impact
- National Impact
- –The 2008 Presidential Race
- Global Impact
- How Long Is This Going To Last?
Section II — Let’s Get Personal
Chapter Five — From The Trenches
- Scenario 1 – Lender Goes Bankrupt
- Scenario 2 – Predatory Lending
- Scenario 3 – Credit Card Relapse
- Scenario 4 – Refinancing With The Wrong Broker
- Scenario 5 – Waiting Too Long to Refinance
- Scenario 6 – Giving Up Hope
Chapter Six — The Way Out
- Federal Government Initiatives
- –Hope Now Alliance
- –Predatory Lending Legislation
- –Foreclosure Prevention Act Of 2008 HR 3221
- –FHA Housing Stabilization And Homeowner … 2008
- State Government Initiatives
- Refinancing
- All About Foreclosure
- Short Sale
- Deed in Lieu
- Foreclosure Bailout
Chapter Seven — Protecting Yourself
- The Top 5 Mistakes People Make When Refinancing
- Budgeting Made Easy
- Controlling Your Credit Cards
- Some Notes On Credit
- How To Manage Consumer Debt
Section III — Bonus Material
- For New Homebuyers
- Qualified Mortgage Inc
- –Philosophy: Client For Life
- –The National Mortgage Expert
- –Website: TheNationalMortgageExpert.com
- –America’s #1 Mortgage Talk Show
- –Free Financial Analysis
- –NARLO Affiliation
- –Getting You A Loan That Works
- Special Report On Credit
- –Figure 5: Sample Dispute Letter
- –Dealing with Debt
- –Figure 6 – Budget Chart
- –Avoiding Scams
Further Reading
Glossary
Special Thank You Offer
Get your copy today for just $29.95. Save your home for the price of 6 cups of coffee! 
