http://www.thenationalmortgageexpert.com/daily/refinancing-a-mortgage-make-sure-that%e2%80%99s-really-going-to-cut-your-total-costs/ Your Source For Mortgage Tips And Insider Secrets Sat, 26 Nov 2011 14:23:57 +0000 hourly 1 http://wordpress.org/?v=3.3.2 http://www.thenationalmortgageexpert.com/daily/refinancing-a-mortgage-make-sure-that%e2%80%99s-really-going-to-cut-your-total-costs/comment-page-1/#comment-515 Allison S. Sun, 14 Feb 2010 07:55:35 +0000 http://www.thenationalmortgageexpert.com/?p=3824#comment-515 Joe, would you say this is a smart move? Taking out a 30 yr loan at a higher rate knowing you plan on making additional payments so you can pay down the loan in 15 years - why not just take a 15 year loan at a lower rate? Joe, would you say this is a smart move? Taking out a 30 yr loan at a higher rate knowing you plan on making additional payments so you can pay down the loan in 15 years – why not just take a 15 year loan at a lower rate?

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