All Entries in the "World" Category
National Mortgage Settlement By The Numbers
The bank foreclosure settlement will do some useful things — for example, it will break loose a prolonged logjam in foreclosures, helping to get the mortgage market back to normal functioning. It may set enforceable standards for future foreclosures, helping borrowers avoid robo-signing nightmares in the future. For full article, click here
How to regain your financial health after a disaster
For many people, the last few years have brought major financial challenges. In addition to the challenges of the economy, some people have had to face financial disasters that destroyed thier security. For full article, click here
US banks agree to $25 billion in homeowner help
The deal, to be spread out over three years, requires the banks to cut mortgage debt amounts and extend $2,000 payments to borrowers who lost their homes to foreclosure. For full article, click here
White House details mortgage refinancing plan for homeowners
The White House hopes to help millions of homeowners lower their monthly mortgage bill with a $5 billion to $10 billion plan to set up a streamlined refinancing program for people who are current on their payments. For full article, click here
How to Find Extra Cash to Put Toward Your Debt
It’s time to find that extra $50 (or more) in your monthly budget. And it’s easier than you might think. There are only three ways to free up more cash to put toward your credit card debt For full article, click here
How a Debt Snowball Can Reduce and Then Eliminate Your Debt
Using the debt snowball method can save you thousands of dollars in interest payments and significantly reduce the time it takes you to get out of credit card debt. For full article, click here
Protect yourself from credit repair scams
Creditors have tightened their guidelines, effectively barring millions of Americans from borrowing money For full article, click here
Refinancing your mortgage in uncertain financial times
Last September, the Federal Reserve announced its intention to keep interest rates at near historic lows at least until mid-2013. That’s good news for homeowners with decent credit and equity in their homes. For full article, click here
Tips for first-time homebuyers
Home ownership is a big step; make sure you are ready for this. One way to find out is by test driving home ownership first. Try living for three to six months within a budget as if you had purchased the home. Can you manage and adjust your lifestyle to make this work? For full [...]
Mortgage modification program expanded to investors, others
The Obama administration on Friday announced it would significantly broaden the pool of consumers eligible for mortgage modifications by opening its program to owners of rental properties and homeowners burdened by medical and credit card bills and second mortgages. For full article, click here
12 ways to rebuild your credit
Rebuilding credit should be at the top of the list for 2012. Too many credit scores took fairly big hits during the recession. Here are a dozen ways to deal with credit in 2012… For full article, click here
