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	<title>Joe Gross - The National Mortgage Expert &#187; World</title>
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	<link>http://www.thenationalmortgageexpert.com</link>
	<description>Your Source For Mortgage Tips And Insider Secrets</description>
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		<title>Gov&#8217;t launches plan to help &#8220;underwater&#8221; borrowers</title>
		<link>http://www.thenationalmortgageexpert.com/daily/govt-launches-plan-to-help-underwater-borrowers/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/govt-launches-plan-to-help-underwater-borrowers/#comments</comments>
		<pubDate>Wed, 08 Sep 2010 15:03:30 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[underwater mortgage]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4731</guid>
		<description><![CDATA[The Obama administration is trying to jump-start its sputtering attempts to tackle the foreclosure crisis with an effort to assist homeowners who owe more on their properties than their homes are worth.
For full article, click here



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		<title>Fannie Mae to Sell Foreclosed Homes With Subprime Lending Terms</title>
		<link>http://www.thenationalmortgageexpert.com/daily/fannie-mae-to-sell-foreclosed-homes-with-subprime-lending-terms/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/fannie-mae-to-sell-foreclosed-homes-with-subprime-lending-terms/#comments</comments>
		<pubDate>Wed, 08 Sep 2010 14:51:16 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[homepath program]]></category>
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		<category><![CDATA[subprime lending]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4726</guid>
		<description><![CDATA[Thought those great low down-payment deals were gone? Think again. If you&#8217;re willing to buy a home foreclosed by Fannie Mae through the new HomePath program, you may be able to purchase one with as little as 3 percent down.
For full article, click here



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		<title>Credit card secrets: Be on the lookout for a raft of new credit card fees</title>
		<link>http://www.thenationalmortgageexpert.com/daily/credit-card-secrets-be-on-the-lookout-for-a-raft-of-new-credit-card-fees/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/credit-card-secrets-be-on-the-lookout-for-a-raft-of-new-credit-card-fees/#comments</comments>
		<pubDate>Wed, 08 Sep 2010 12:00:57 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4712</guid>
		<description><![CDATA[The Credit CARD act (the Credit Card Accountability, Responsibility and Disclosure Act) was designed to give a measure of protection to credit card holders by regulating, amongst other things, interest rates, fees, and statements.
For full article, click here



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		<title>Sample Hardship Letters For Loan Modifications – 6 Elements Of A Winning Letter</title>
		<link>http://www.thenationalmortgageexpert.com/daily/sample-hardship-letters-for-loan-modifications-%e2%80%93-6-elements-of-a-winning-letter/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/sample-hardship-letters-for-loan-modifications-%e2%80%93-6-elements-of-a-winning-letter/#comments</comments>
		<pubDate>Wed, 08 Sep 2010 12:00:44 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4708</guid>
		<description><![CDATA[Financial hardship is more less generic but there are always going to be elements to hardship that are unique.
For full article, click here



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		<title>New FHA Loan-to-Value and Credit Score Requirements</title>
		<link>http://www.thenationalmortgageexpert.com/daily/new-fha-loan-to-value-and-credit-score-requirements/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/new-fha-loan-to-value-and-credit-score-requirements/#comments</comments>
		<pubDate>Tue, 07 Sep 2010 16:10:36 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[loan-to-value]]></category>
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		<category><![CDATA[refinance]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4717</guid>
		<description><![CDATA[The new requirements are Borrowers with a minimum decision credit score at or above 580 are eligible for maximum financing.
For full article, click here



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		<title>Staying ahead of fraud: Recession scams you should know about</title>
		<link>http://www.thenationalmortgageexpert.com/daily/staying-ahead-of-fraud-recession-scams-you-should-know-about/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/staying-ahead-of-fraud-recession-scams-you-should-know-about/#comments</comments>
		<pubDate>Tue, 07 Sep 2010 15:53:11 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4706</guid>
		<description><![CDATA[Each day residents seem to be faced with more challenges in the economic arena than economists have seen in decades — long-term job loss, home mortgage buy-outs, the oil-spill crisis.
For full article, click here



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		<title>How can you ensure healthy credit score?</title>
		<link>http://www.thenationalmortgageexpert.com/daily/how-can-you-ensure-healthy-credit-score/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/how-can-you-ensure-healthy-credit-score/#comments</comments>
		<pubDate>Tue, 07 Sep 2010 15:39:19 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4703</guid>
		<description><![CDATA[Spend
Yes! You need to spend in order for you to have any kind of credit rating showing up on your report.
For full article, click here



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		<title>Know the card charges to escape the debt row</title>
		<link>http://www.thenationalmortgageexpert.com/daily/know-the-card-charges-to-escape-the-debt-row/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/know-the-card-charges-to-escape-the-debt-row/#comments</comments>
		<pubDate>Fri, 03 Sep 2010 12:00:36 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4694</guid>
		<description><![CDATA[Credit card gives you the ease to shop anywhere and everywhere with minimal hassle.  Here are some key clauses you need to be aware of, in order to avoid rude shocks later.
For full article, click here



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		<title>APR Too High? 3 Steps to Negotiate a Lower Credit Card Interest Rate</title>
		<link>http://www.thenationalmortgageexpert.com/daily/apr-too-high-3-steps-to-negotiate-a-lower-credit-card-interest-rate/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/apr-too-high-3-steps-to-negotiate-a-lower-credit-card-interest-rate/#comments</comments>
		<pubDate>Thu, 02 Sep 2010 12:00:24 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4691</guid>
		<description><![CDATA[There is much you can do to lower your interest rate, either by calling your card issuer to negotiate a lower rate and/or looking into transferring balances elsewhere.
For full article, click here



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		<title>Former Bergen County Improvement Authority Chairman Ronald J. O&#8217;Malley indicted in mortgage fraud scheme</title>
		<link>http://www.thenationalmortgageexpert.com/daily/former-bergen-county-improvement-authority-chairman-ronald-j-omalley-indicted-in-mortgage-fraud-scheme/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/former-bergen-county-improvement-authority-chairman-ronald-j-omalley-indicted-in-mortgage-fraud-scheme/#comments</comments>
		<pubDate>Wed, 01 Sep 2010 15:34:38 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4701</guid>
		<description><![CDATA[Ronald J. O&#8217;Malley, the former Chairman and a Commissioner of the Bergen County Improvement Authority and a principal in a Ridgewood, N.J. mortgage brokerage firm, was indicted.
For full article, click here



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		<title>Top tips for comparing credit card offers</title>
		<link>http://www.thenationalmortgageexpert.com/daily/top-tips-for-comparing-credit-card-offers/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/top-tips-for-comparing-credit-card-offers/#comments</comments>
		<pubDate>Wed, 01 Sep 2010 12:00:42 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4689</guid>
		<description><![CDATA[Comparison credit card shopping is relatively easy with the internet as there are specific sites which group cards by type, which is convenient for the consumer who actually knows what type of card they want.
For full article, click here



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		<title>New jobless claims drop for first time in 4 weeks</title>
		<link>http://www.thenationalmortgageexpert.com/daily/new-jobless-claims-drop-for-first-time-in-4-weeks/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/new-jobless-claims-drop-for-first-time-in-4-weeks/#comments</comments>
		<pubDate>Tue, 31 Aug 2010 16:30:11 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4697</guid>
		<description><![CDATA[New requests for unemployment benefits fell sharply last week, the first decline in a month and a hopeful sign after a raft of negative economic reports.
For full article, click here



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		<title>5 Credit Card Fees You Didn&#8217;t Know You Were Paying</title>
		<link>http://www.thenationalmortgageexpert.com/daily/5-credit-card-fees-you-didnt-know-you-were-paying/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/5-credit-card-fees-you-didnt-know-you-were-paying/#comments</comments>
		<pubDate>Tue, 31 Aug 2010 12:00:13 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4686</guid>
		<description><![CDATA[We all know credit card companies do their best to charge as many fees as possible. After all, it&#8217;s how they make money. From late payments to interest on outstanding balances, credit card fees can really add up.
For full article, click here



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		<title>Bank Aid Pushed For Homeowners</title>
		<link>http://www.thenationalmortgageexpert.com/daily/bank-aid-pushed-for-homeowners/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/bank-aid-pushed-for-homeowners/#comments</comments>
		<pubDate>Mon, 30 Aug 2010 12:00:23 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4683</guid>
		<description><![CDATA[New York lawmakers are turning up the pressure on banks to speed up the number of mortgage modifications the institutions approve for delinquent borrowers.
For full article, click here



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		<title>Advice on Using Credit Cards While Traveling Abroad</title>
		<link>http://www.thenationalmortgageexpert.com/daily/advice-on-using-credit-cards-while-traveling-abroad/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/advice-on-using-credit-cards-while-traveling-abroad/#comments</comments>
		<pubDate>Mon, 30 Aug 2010 12:00:15 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4680</guid>
		<description><![CDATA[Here are some things to watch out for if you plan on paying with plastic, which isn’t quite as widely accepted as the ad campaigns for credit cards would have you believe.
For full article, click here



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		<title>New credit card rules to protect customers enforced</title>
		<link>http://www.thenationalmortgageexpert.com/daily/new-credit-card-rules-to-protect-customers-enforced/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/new-credit-card-rules-to-protect-customers-enforced/#comments</comments>
		<pubDate>Fri, 27 Aug 2010 12:00:41 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4678</guid>
		<description><![CDATA[With the aim to rein in the unfair and deceptive practices by credit card companies, a comprehensive overhaul of the industry went into effect starting Sunday.
For full article, click here



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		<title>Wells Fargo modifications offer home payment relief</title>
		<link>http://www.thenationalmortgageexpert.com/daily/wells-fargo-modifications-offer-home-payment-relief/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/wells-fargo-modifications-offer-home-payment-relief/#comments</comments>
		<pubDate>Fri, 27 Aug 2010 12:00:20 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4672</guid>
		<description><![CDATA[Wells Fargo &#38; Co. announced on August 20 that it had a total of 520,399 active trial and completed modifications, easing home payments by owners.
For full article, click here



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		<title>5 steps to prioritize debt payments when cash is tight</title>
		<link>http://www.thenationalmortgageexpert.com/daily/5-steps-to-prioritize-debt-payments-when-cash-is-tight/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/5-steps-to-prioritize-debt-payments-when-cash-is-tight/#comments</comments>
		<pubDate>Thu, 26 Aug 2010 16:50:47 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4676</guid>
		<description><![CDATA[Owe numerous creditors but don&#8217;t have enough money to send each a complete payment right away? Prioritize.
For full article, click here



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		<title>The Color of Money: Basic lessons on credit cards for students</title>
		<link>http://www.thenationalmortgageexpert.com/daily/the-color-of-money-basic-lessons-on-credit-cards-for-students/</link>
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		<pubDate>Thu, 26 Aug 2010 16:44:50 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4674</guid>
		<description><![CDATA[Entering freshmen at colleges across the country will be the first class of regular-semester students to face credit card restrictions under the Credit Card Accountability, Responsibility and Disclosure Act of 2009.
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		<title>Post-Mortgage Meltdown, Where Do We Go Now?</title>
		<link>http://www.thenationalmortgageexpert.com/daily/post-mortgage-meltdown-where-do-we-go-now/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/post-mortgage-meltdown-where-do-we-go-now/#comments</comments>
		<pubDate>Wed, 25 Aug 2010 12:00:26 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4668</guid>
		<description><![CDATA[For more than 20 years, the mantra in Washington has been &#8220;more, not less&#8221; when it comes to Fannie Mae, Freddie Mac and the expansion of homeownership.
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		<title>Loan modifications trials go down</title>
		<link>http://www.thenationalmortgageexpert.com/daily/loan-modifications-trials-go-down/</link>
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		<pubDate>Wed, 25 Aug 2010 12:00:26 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4670</guid>
		<description><![CDATA[Lenders and loan servicers last month reduced the number of loan modification trials that were at least six months old, going from 166,000 to 118,000, according to the latest update on the federal program for distressed homeowners.
For full article, click here



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		<title>Nearly 50 percent leave Obama mortgage-aid program</title>
		<link>http://www.thenationalmortgageexpert.com/daily/nearly-50-percent-leave-obama-mortgage-aid-program/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/nearly-50-percent-leave-obama-mortgage-aid-program/#comments</comments>
		<pubDate>Tue, 24 Aug 2010 15:07:32 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4665</guid>
		<description><![CDATA[Nearly half of the homeowners who enrolled in the Obama administration&#8217;s flagship mortgage-relief program have fallen out.
For full article, click here



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		<title>New Gift Card Rules Protect You Better</title>
		<link>http://www.thenationalmortgageexpert.com/daily/new-gift-card-rules-protect-you-better/</link>
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		<pubDate>Tue, 24 Aug 2010 12:00:33 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4652</guid>
		<description><![CDATA[Federal rules designed to help gift card holders go into effect Sunday.  They regulate expiration dates and offer more of a shield from hidden fees.
For full article, click here



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		<title>America&#8217;s favorite credit card: AmEx</title>
		<link>http://www.thenationalmortgageexpert.com/daily/americas-favorite-credit-card-amex/</link>
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		<pubDate>Tue, 24 Aug 2010 12:00:31 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4656</guid>
		<description><![CDATA[American Express is the credit card issuer of choice for the fourth year in a row, a report released Thursday showed.
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		<title>Store-Brand Credit Cards Boom</title>
		<link>http://www.thenationalmortgageexpert.com/daily/store-brand-credit-cards-boom/</link>
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		<pubDate>Mon, 23 Aug 2010 12:00:29 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4650</guid>
		<description><![CDATA[The private-label corner of the U.S. credit-card market is enjoying a resurgence as fewer Americans fall behind on their payments.
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		<title>Mortgage Rates Continue to Make Record Lows: 30 Year Mortgage Rates at 4.42%, 15 Year Mortgage Rates at 3.90%</title>
		<link>http://www.thenationalmortgageexpert.com/daily/mortgage-rates-continue-to-make-record-lows-30-year-mortgage-rates-at-4-42-15-year-mortgage-rates-at-3-90/</link>
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		<pubDate>Fri, 20 Aug 2010 17:28:10 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4662</guid>
		<description><![CDATA[Mortgage rates continue to inch down making new record lows. The ninth consecutive week 30 year mortgage rates have hit a record low in the most recent mortgage survey released yesterday morning.
For full article, click here



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		<title>HOPE NOW reports nearly one million permanent mods completed to date in 2010</title>
		<link>http://www.thenationalmortgageexpert.com/daily/hope-now-reports-nearly-one-million-permanent-mods-completed-to-date-in-2010/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/hope-now-reports-nearly-one-million-permanent-mods-completed-to-date-in-2010/#comments</comments>
		<pubDate>Fri, 20 Aug 2010 17:20:55 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4659</guid>
		<description><![CDATA[HOPE NOW, the private sector alliance of mortgage servicers, investors, mortgage insurers and non-profit counselors estimates the industry has completed about 975,000 permanent loan modifications so far in 2010.
For full article, click here



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		<title>Credit card companies and new tricks that could cost you</title>
		<link>http://www.thenationalmortgageexpert.com/daily/credit-card-companies-and-new-tricks-that-could-cost-you/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/credit-card-companies-and-new-tricks-that-could-cost-you/#comments</comments>
		<pubDate>Fri, 20 Aug 2010 17:06:55 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4648</guid>
		<description><![CDATA[Credit card companies are doing their best to find new ways to profit in the wake of the new credit card laws.
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		<title>How closing credit cards lowers credit scores</title>
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		<pubDate>Thu, 19 Aug 2010 12:00:53 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4644</guid>
		<description><![CDATA[Closing credit cards down can seem like a good idea when trying to keep finances in order.  However closing credit cards can lower ones credit score and isn’t necessarily a good practice.
For full article, click here



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		<title>New York Creates Borrowers&#8217; Bill of Rights</title>
		<link>http://www.thenationalmortgageexpert.com/daily/new-york-creates-borrowers-bill-of-rights/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/new-york-creates-borrowers-bill-of-rights/#comments</comments>
		<pubDate>Thu, 19 Aug 2010 12:00:29 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
		<category><![CDATA[Foreclosure]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4640</guid>
		<description><![CDATA[Just how much trouble are mortgage borrowers having with their loan servicers? These are the companies that send the monthly bills, foreclose when the payments don&#8217;t come&#8230;
For full article, click here



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		<title>FHA Gets Tougher on Mortgages</title>
		<link>http://www.thenationalmortgageexpert.com/daily/fha-gets-tougher-on-mortgages/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/fha-gets-tougher-on-mortgages/#comments</comments>
		<pubDate>Wed, 18 Aug 2010 16:02:00 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
		<category><![CDATA[Government]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4646</guid>
		<description><![CDATA[Consumers looking for home loans backed by the Federal Housing Administration will face tougher hurdles and higher costs under new legislation and new rules that could take effect as soon as this month.
For full article, click here



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		<title>Applying for a Credit Card? Don&#8217;t Say This</title>
		<link>http://www.thenationalmortgageexpert.com/daily/applying-for-a-credit-card-dont-say-this/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/applying-for-a-credit-card-dont-say-this/#comments</comments>
		<pubDate>Wed, 18 Aug 2010 15:46:32 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4642</guid>
		<description><![CDATA[As with any loan, applying for a credit card involves preparation, especially if your credit history is less than sparkling. But a few activities &#8212; some of them not obvious &#8212; can hurt your chances of getting approved for that new plastic.
For full article, click here



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		<title>An overview on secured credit cards</title>
		<link>http://www.thenationalmortgageexpert.com/daily/an-overview-on-secured-credit-cards/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/an-overview-on-secured-credit-cards/#comments</comments>
		<pubDate>Tue, 17 Aug 2010 12:00:02 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[secured credit card]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4635</guid>
		<description><![CDATA[Credit card companies have tightened up their lending criteria and are no longer offering credit to every man and his dog.
For full article, click here



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		<title>Tips for Choosing Credit Cards</title>
		<link>http://www.thenationalmortgageexpert.com/daily/tips-for-choosing-credit-cards/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/tips-for-choosing-credit-cards/#comments</comments>
		<pubDate>Mon, 16 Aug 2010 12:00:19 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4633</guid>
		<description><![CDATA[Unlike good olden days, modern man is not interested in carrying loads of money in his pocket. He is rather looking for convenient and hassle free methods to make payments.
For full article, click here



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		<title>Capital One, Bank of America are most upfront about credit card terms</title>
		<link>http://www.thenationalmortgageexpert.com/daily/capital-one-bank-of-america-are-most-upfront-about-credit-card-terms/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/capital-one-bank-of-america-are-most-upfront-about-credit-card-terms/#comments</comments>
		<pubDate>Fri, 13 Aug 2010 12:00:10 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[bank of america]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4631</guid>
		<description><![CDATA[Capital One and Bank of America are the most upfront in disclosing interest rates, fees and rewards on their credit cards.
For full article, click here



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		<title>Will Smartphones Kill Credit Cards?</title>
		<link>http://www.thenationalmortgageexpert.com/news/will-smartphones-kill-credit-cards/</link>
		<comments>http://www.thenationalmortgageexpert.com/news/will-smartphones-kill-credit-cards/#comments</comments>
		<pubDate>Thu, 12 Aug 2010 12:00:20 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Free Stuff]]></category>
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		<category><![CDATA[smartphone]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4629</guid>
		<description><![CDATA[As if financial reform hasn&#8217;t given credit and debit card companies enough to worry about, they must now grapple with an entirely new threat.
For full article, click here



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		<title>Gov&#8217;t likely to keep big mortgage market role</title>
		<link>http://www.thenationalmortgageexpert.com/daily/govt-likely-to-keep-big-mortgage-market-role/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/govt-likely-to-keep-big-mortgage-market-role/#comments</comments>
		<pubDate>Wed, 11 Aug 2010 18:37:28 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Fannie Mae]]></category>
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		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Joe Gross]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4637</guid>
		<description><![CDATA[Keeping Fannie Mae and Freddie Mac in business will cost taxpayers billions. But getting the federal government out of the mortgage business would cost home buyers dearly, in the form of higher interest rates.
For full article, click here



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		<title>5 New Barriers To Getting A Mortgage</title>
		<link>http://www.thenationalmortgageexpert.com/daily/5-new-barriers-to-getting-a-mortgage/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/5-new-barriers-to-getting-a-mortgage/#comments</comments>
		<pubDate>Wed, 11 Aug 2010 12:00:52 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[approved]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4627</guid>
		<description><![CDATA[Here are five reasons why people are finding it more difficult to get approved these days.
For full article, click here



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		<title>Freddie Mac Seeks More Aid Amid Loss</title>
		<link>http://www.thenationalmortgageexpert.com/daily/freddie-mac-seeks-more-aid-amid-loss/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/freddie-mac-seeks-more-aid-amid-loss/#comments</comments>
		<pubDate>Wed, 11 Aug 2010 12:00:18 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4624</guid>
		<description><![CDATA[Freddie Mac reported a second-quarter net loss of $4.7 billion and asked the U.S. Treasury to provide a $1.8 billion infusion, raising the government&#8217;s tab for its rescue of the mortgage-finance company to $63.1 billion.
For full article, click here



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		<title>Lawmaker wants hearing into Fannie allegations</title>
		<link>http://www.thenationalmortgageexpert.com/daily/lawmaker-wants-hearing-into-fannie-allegations/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/lawmaker-wants-hearing-into-fannie-allegations/#comments</comments>
		<pubDate>Tue, 10 Aug 2010 12:00:59 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[allegations]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4618</guid>
		<description><![CDATA[A House Republican is calling for a hearing into a former Fannie Mae employee&#8217;s allegations that the mortgage giant fired her after she criticized how the company was running a government loan assistance program.
For full article, click here



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		<title>7 reasons your credit card gets blocked</title>
		<link>http://www.thenationalmortgageexpert.com/daily/7-reasons-your-credit-card-gets-blocked/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/7-reasons-your-credit-card-gets-blocked/#comments</comments>
		<pubDate>Tue, 10 Aug 2010 12:00:48 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4620</guid>
		<description><![CDATA[When your credit card company stops a thief from charging fraudulent expenses to your card, you&#8217;re thrilled. But what happens when they mistake you for the thief?
For full article, click here



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		<title>Mortgage Rates on 30-Year U.S. Loans Decline to Record for Seventh Week</title>
		<link>http://www.thenationalmortgageexpert.com/daily/mortgage-rates-on-30-year-u-s-loans-decline-to-record-for-seventh-week/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/mortgage-rates-on-30-year-u-s-loans-decline-to-record-for-seventh-week/#comments</comments>
		<pubDate>Tue, 10 Aug 2010 12:00:37 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4622</guid>
		<description><![CDATA[Mortgage rates for U.S. home loans fell to a record low for the seventh straight week, aiding a three-month trend of rising applications to refinance.
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		<title>HUD to award $79 million in grants to reduce foreclosures and help families</title>
		<link>http://www.thenationalmortgageexpert.com/daily/hud-to-award-79-million-in-grants-to-reduce-foreclosures-and-help-families/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/hud-to-award-79-million-in-grants-to-reduce-foreclosures-and-help-families/#comments</comments>
		<pubDate>Mon, 09 Aug 2010 20:31:03 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/daily/hud-to-award-79-million-in-grants-to-reduce-foreclosures-and-help-families/</guid>
		<description><![CDATA[U.S. Department of Housing and Urban Development Secretary Shaun Donovan announced Thursday that $79 million in federal grants will be made available to reduce foreclosures and assist families looking for housing.
For full article, click here



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		<title>Fannie Mae Seeks $1.5 Billion in Aid as Loss Narrows</title>
		<link>http://www.thenationalmortgageexpert.com/daily/fannie-mae-seeks-1-5-billion-in-aid-as-loss-narrows/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/fannie-mae-seeks-1-5-billion-in-aid-as-loss-narrows/#comments</comments>
		<pubDate>Mon, 09 Aug 2010 20:25:09 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4614</guid>
		<description><![CDATA[Fannie Mae, the mortgage-finance company operating under federal conservatorship, is seeking $1.5 billion in aid from the U.S. Treasury Department after a 12th straight quarterly loss.
For full article, click here



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		<title>FHA will require minimum credit scores for mortgages it insures</title>
		<link>http://www.thenationalmortgageexpert.com/daily/fha-will-require-minimum-credit-scores-for-mortgages-it-insures/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/fha-will-require-minimum-credit-scores-for-mortgages-it-insures/#comments</comments>
		<pubDate>Mon, 09 Aug 2010 12:00:16 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[creidt card]]></category>
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		<category><![CDATA[federal housing authority]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4606</guid>
		<description><![CDATA[The Federal Housing Authority has announced it will institute a minimum on the home loans it insures going forward, in part because it has been burned so badly by defaults in recent months.
For full article, click here



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		<title>How safe is your debit card?</title>
		<link>http://www.thenationalmortgageexpert.com/daily/how-safe-is-your-debit-card/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/how-safe-is-your-debit-card/#comments</comments>
		<pubDate>Fri, 06 Aug 2010 12:00:17 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4612</guid>
		<description><![CDATA[Many people choose to use a debit card over a credit card or cash because it&#8217;s more convenient, but did you know it can also protect you from theft and help you better manage your money?
For full article, click here



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		<title>Credit cards so far avoid worst-case predictions</title>
		<link>http://www.thenationalmortgageexpert.com/daily/credit-cards-so-far-avoid-worst-case-predictions/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/credit-cards-so-far-avoid-worst-case-predictions/#comments</comments>
		<pubDate>Fri, 06 Aug 2010 12:00:15 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4604</guid>
		<description><![CDATA[The benefits of stricter credit card regulations appear to have come without the predicted drawbacks — at least so far.
For full article, click here



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		<title>Scammers Stealing Kids&#8217; Social Security Numbers</title>
		<link>http://www.thenationalmortgageexpert.com/daily/scammers-stealing-kids-social-security-numbers/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/scammers-stealing-kids-social-security-numbers/#comments</comments>
		<pubDate>Thu, 05 Aug 2010 16:15:47 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[scam]]></category>
		<category><![CDATA[social security]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4610</guid>
		<description><![CDATA[As if parents need another thing to worry about, add in a new form of identity theft that involves your children.
For full article, click here



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		<title>5 Credit-Report Errors That Trip You Up</title>
		<link>http://www.thenationalmortgageexpert.com/daily/5-credit-report-errors-that-trip-you-up/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/5-credit-report-errors-that-trip-you-up/#comments</comments>
		<pubDate>Thu, 05 Aug 2010 16:13:25 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4608</guid>
		<description><![CDATA[At a time when banks are pickier than ever about issuing loans, Americans seem to be more obsessed than ever about their credit scores.
For full article, click here



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		<title>5 states get $600M for foreclosure prevention</title>
		<link>http://www.thenationalmortgageexpert.com/daily/5-states-get-600m-for-foreclosure-prevention/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/5-states-get-600m-for-foreclosure-prevention/#comments</comments>
		<pubDate>Thu, 05 Aug 2010 12:00:33 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4601</guid>
		<description><![CDATA[The Obama administration has released $600 million in TARP funds that are intended to help state Housing Finance Agencies assist an estimated 50,000 homeowners facing foreclosure in five states hit hard by unemployment.
For full article, click here



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		<title>Freddie Mac names chief administrative officer</title>
		<link>http://www.thenationalmortgageexpert.com/daily/freddie-mac-names-chief-administrative-officer/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/freddie-mac-names-chief-administrative-officer/#comments</comments>
		<pubDate>Wed, 04 Aug 2010 22:52:17 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4599</guid>
		<description><![CDATA[Freddie Mac on Monday named a company insider, Jerry Weiss, to its newly created position of chief administrative officer.
For full article, click here



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		<title>Wells Fargo’s Stumpf Sees New Costs for Customers</title>
		<link>http://www.thenationalmortgageexpert.com/daily/wells-fargo%e2%80%99s-stumpf-sees-new-costs-for-customers/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/wells-fargo%e2%80%99s-stumpf-sees-new-costs-for-customers/#comments</comments>
		<pubDate>Wed, 04 Aug 2010 22:47:15 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4596</guid>
		<description><![CDATA[Wells Fargo &#38; Co. Chief Executive Officer John Stumpf said customers, not just the bank, will bear the financial burden for U.S. regulations that cover services ranging from home loans to credit cards.
For full article, click here



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		<title>Why the FICO score disregards your income</title>
		<link>http://www.thenationalmortgageexpert.com/daily/why-the-fico-score-disregards-your-income/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/why-the-fico-score-disregards-your-income/#comments</comments>
		<pubDate>Tue, 03 Aug 2010 12:00:37 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4594</guid>
		<description><![CDATA[The most commonly known tool in measuring a person&#8217;s creditworthiness is the FICO score &#8211; the rating calculated based on entries in their credit report at one of the major credit bureaus.
For full article, click here



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		<title>New Law Forcing Credit-Card Issuers to Play Fair</title>
		<link>http://www.thenationalmortgageexpert.com/daily/new-law-forcing-credit-card-issuers-to-play-fair/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/new-law-forcing-credit-card-issuers-to-play-fair/#comments</comments>
		<pubDate>Tue, 03 Aug 2010 12:00:11 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4592</guid>
		<description><![CDATA[The rules of credit are changing. Consumers will see improvements this month as credit-card companies roll out the latest in a big series of government-ordered reforms on how they operate.
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		<title>The 10 Worst Real Estate Markets in the U.S.</title>
		<link>http://www.thenationalmortgageexpert.com/daily/the-10-worst-real-estate-markets-in-the-u-s/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/the-10-worst-real-estate-markets-in-the-u-s/#comments</comments>
		<pubDate>Mon, 02 Aug 2010 15:34:54 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4590</guid>
		<description><![CDATA[There are a number of theories about why stimulus programs and all-time low mortgage rates have failed to breathe new life into the nation&#8217;s real estate market.
For full article, click here



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		<title>U.S. credit card agreements unreadable to 4 out of 5 adults</title>
		<link>http://www.thenationalmortgageexpert.com/daily/u-s-credit-card-agreements-unreadable-to-4-out-of-5-adults/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/u-s-credit-card-agreements-unreadable-to-4-out-of-5-adults/#comments</comments>
		<pubDate>Mon, 02 Aug 2010 12:00:03 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4572</guid>
		<description><![CDATA[Credit card agreements are written on average at a 12th grade reading level, according to a CreditCards.com analysis of all the agreements offered by major card issuers in the United States.
For full article, click here



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		<title>Work at home scheme costs local grandmother money, credit</title>
		<link>http://www.thenationalmortgageexpert.com/daily/work-at-home-scheme-costs-local-grandmother-money-credit/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/work-at-home-scheme-costs-local-grandmother-money-credit/#comments</comments>
		<pubDate>Fri, 30 Jul 2010 12:00:25 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4568</guid>
		<description><![CDATA[It sounds tempting – work from home, and earn hundreds of thousands of dollars. One local grandmother found out the hard way about a scheme to earn money that ended up costing her big time.
For full article, click here



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		<title>Five tips college students need to be credit card smart</title>
		<link>http://www.thenationalmortgageexpert.com/daily/five-tips-college-students-need-to-be-credit-card-smart/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/five-tips-college-students-need-to-be-credit-card-smart/#comments</comments>
		<pubDate>Fri, 30 Jul 2010 12:00:08 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4566</guid>
		<description><![CDATA[Going to college is, for most students, the first time they&#8217;ll feel really independent. And, accordingly, the rest of the world starts treating them like adults too.
For full article, click here



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		<title>New credit card rules and what they mean to you</title>
		<link>http://www.thenationalmortgageexpert.com/daily/new-credit-card-rules-and-what-they-mean-to-you/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/new-credit-card-rules-and-what-they-mean-to-you/#comments</comments>
		<pubDate>Thu, 29 Jul 2010 12:00:33 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[credit card companies]]></category>
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		<category><![CDATA[disclosures]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4576</guid>
		<description><![CDATA[Did you know that there are new rules governing the fees and penalties that credit card companies can charge you?
For full article, click here



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		<title>It makes small-business sense to improve your credit</title>
		<link>http://www.thenationalmortgageexpert.com/daily/it-makes-small-business-sense-to-improve-your-credit/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/it-makes-small-business-sense-to-improve-your-credit/#comments</comments>
		<pubDate>Thu, 29 Jul 2010 12:00:06 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[credit]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4574</guid>
		<description><![CDATA[No one likes discussing credit, but, now more than ever, it&#8217;s critical to improve your credit as part of running your small business.
For full article, click here



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		<title>The Top 10 Things You May Not Know About the Wall Street Reform and Consumer Protection Act</title>
		<link>http://www.thenationalmortgageexpert.com/daily/the-top-10-things-you-may-not-know-about-the-wall-street-reform-and-consumer-protection-act/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/the-top-10-things-you-may-not-know-about-the-wall-street-reform-and-consumer-protection-act/#comments</comments>
		<pubDate>Wed, 28 Jul 2010 17:45:49 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[wall street reform and consumer protection act]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4584</guid>
		<description><![CDATA[Here are 10 aspects of the Wall Street Reform and Consumer Protection Act you may not know about.
For full article, click here



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		<title>More than 40 pct. leave Obama mortgage-aid program</title>
		<link>http://www.thenationalmortgageexpert.com/daily/more-than-40-pct-leave-obama-mortgage-aid-program/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/more-than-40-pct-leave-obama-mortgage-aid-program/#comments</comments>
		<pubDate>Wed, 28 Jul 2010 17:39:37 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4581</guid>
		<description><![CDATA[The number of people dropping out of the Obama administration&#8217;s program main program to help those at risk of losing their homes outstripped those who received aid for the second-straight month.
For full article, click here



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		<title>Scams use Obama&#8217;s picture, federal logos to lure customers into phony loan modification programs</title>
		<link>http://www.thenationalmortgageexpert.com/daily/scams-use-obamas-picture-federal-logos-to-lure-customers-into-phony-loan-modification-programs/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/scams-use-obamas-picture-federal-logos-to-lure-customers-into-phony-loan-modification-programs/#comments</comments>
		<pubDate>Wed, 28 Jul 2010 17:35:14 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4579</guid>
		<description><![CDATA[Scammers are using President Obama&#8217;s mortgage relief program &#8211; and his photo &#8211; to squeeze bogus fees from homeowners trying to avoid foreclosure.
For full article, click here



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		<title>A piece-by-piece guide to financial overhaul law</title>
		<link>http://www.thenationalmortgageexpert.com/daily/a-piece-by-piece-guide-to-financial-overhaul-law/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/a-piece-by-piece-guide-to-financial-overhaul-law/#comments</comments>
		<pubDate>Wed, 28 Jul 2010 17:15:50 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4570</guid>
		<description><![CDATA[Two years after the global financial system nearly collapsed, a vast revamping of regulation has been signed into law. The measure targets the risky banking and oversight failures that led to the last crisis.
For full article, click here



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		<title>Pregnant? No mortgage for you, banks tell couples</title>
		<link>http://www.thenationalmortgageexpert.com/daily/pregnant-no-mortgage-for-you-banks-tell-couples/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/pregnant-no-mortgage-for-you-banks-tell-couples/#comments</comments>
		<pubDate>Tue, 27 Jul 2010 12:00:28 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4564</guid>
		<description><![CDATA[As if expecting parents didn’t have enough things to worry about, here comes another thing to fret over: their dimming prospects of buying a home for their growing families.
For full article, click here



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		<title>Signs of Risky Lending Emerge</title>
		<link>http://www.thenationalmortgageexpert.com/daily/signs-of-risky-lending-emerge/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/signs-of-risky-lending-emerge/#comments</comments>
		<pubDate>Mon, 26 Jul 2010 12:00:04 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4554</guid>
		<description><![CDATA[Shirley Davis, a 66-year-old retired phone-company administrator who lives in Brooklyn, N.Y., is more than $33,000 in debt, earns just $2,414 a month and filed for bankruptcy in June
For full article, click here



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		<title>Review the do&#8217;s, don&#8217;ts to bolster your credit score</title>
		<link>http://www.thenationalmortgageexpert.com/daily/review-the-dos-donts-to-bolster-your-credit-score/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/review-the-dos-donts-to-bolster-your-credit-score/#comments</comments>
		<pubDate>Mon, 26 Jul 2010 12:00:00 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4560</guid>
		<description><![CDATA[Here are some do&#8217;s and don&#8217;ts to follow to either keep and improve the score you have or to begin to improve a score that has taken a tumble.
For full article, click here



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		<title>Homeowners Associations: The New Foreclosure</title>
		<link>http://www.thenationalmortgageexpert.com/daily/homeowners-associations-the-new-foreclosure/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/homeowners-associations-the-new-foreclosure/#comments</comments>
		<pubDate>Fri, 23 Jul 2010 12:00:59 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[Foreclosure]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4542</guid>
		<description><![CDATA[&#8220;I had no idea that they could foreclose,&#8221; Tony Goodman tells me.  Neither did I, but Goodman&#8217;s homeowners association did just that in April because he owed $769 in back dues.
For full article, click here



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		<title>Credit matters more when seeking best car deals</title>
		<link>http://www.thenationalmortgageexpert.com/daily/credit-matters-more-when-seeking-best-car-deals/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/credit-matters-more-when-seeking-best-car-deals/#comments</comments>
		<pubDate>Fri, 23 Jul 2010 12:00:45 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4562</guid>
		<description><![CDATA[&#8220;A couple of months ago, it was horrible,&#8221; says George Magliano, an automotive research analyst with IHS Global Insight. &#8220;The least blemish on your credit report and you got nothing.&#8221;
For full article, click here



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		<title>Home owner dreams turned to nightmares by scam artists</title>
		<link>http://www.thenationalmortgageexpert.com/daily/home-owner-dreams-turned-to-nightmares-by-scam-artists/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/home-owner-dreams-turned-to-nightmares-by-scam-artists/#comments</comments>
		<pubDate>Fri, 23 Jul 2010 12:00:34 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4550</guid>
		<description><![CDATA[The American dream of home ownership is turning into a nightmare for some Battle Creek area residents who have fallen prey to scam artists promising to keep them in their homes for a price.
For full article, click here



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		<title>Despite making wise financial decisions, most homeowners still face foreclosure</title>
		<link>http://www.thenationalmortgageexpert.com/daily/despite-making-wise-financial-decisions-most-homeowners-still-face-foreclosure/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/despite-making-wise-financial-decisions-most-homeowners-still-face-foreclosure/#comments</comments>
		<pubDate>Thu, 22 Jul 2010 12:00:56 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4548</guid>
		<description><![CDATA[Some homeowners are facing foreclosure not as a result of predatory lending or unpaid credit card balances, but because of unrelenting economic conditions.
For full article, click here



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		<title>Home Loan Modification Program Versus Refinance – Which Can Save Your Home?</title>
		<link>http://www.thenationalmortgageexpert.com/daily/home-loan-modification-program-versus-refinance-%e2%80%93-which-can-save-your-home/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/home-loan-modification-program-versus-refinance-%e2%80%93-which-can-save-your-home/#comments</comments>
		<pubDate>Thu, 22 Jul 2010 12:00:37 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4538</guid>
		<description><![CDATA[Applying for a home mortgage refinance is not a decision to be taken lightly and a lot of thought and planning must go into deciding on this financial path.
For full article, click here



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		<title>How Congress rewrote the rulebook in financial overhaul</title>
		<link>http://www.thenationalmortgageexpert.com/daily/how-congress-rewrote-the-rulebook-in-financial-overhaul/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/how-congress-rewrote-the-rulebook-in-financial-overhaul/#comments</comments>
		<pubDate>Thu, 22 Jul 2010 12:00:13 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[credit and debit cards]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Derivatives]]></category>
		<category><![CDATA[financial overhaul]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[Joe Gross]]></category>
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		<category><![CDATA[loans]]></category>
		<category><![CDATA[mortgage]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4558</guid>
		<description><![CDATA[The Wall Street bill that the Senate passed Thursday and sent to President Obama is the most ambitious rewrite of financial regulation since the 1930s. An overview of the key provisions:
For full article, click here



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		<title>Impact to Reach Beyond Wall Street</title>
		<link>http://www.thenationalmortgageexpert.com/daily/impact-to-reach-beyond-wall-street/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/impact-to-reach-beyond-wall-street/#comments</comments>
		<pubDate>Wed, 21 Jul 2010 15:39:05 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
		<category><![CDATA[Government]]></category>
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		<category><![CDATA[World]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[financial system]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[Joe Gross]]></category>
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		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4556</guid>
		<description><![CDATA[The finance overhaul will unleash new tools for regulators to detect problems in the U.S. financial system. The big question is whether its cost will filter through the economy.
For full article, click here



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		<title>Bill to Give Credit Scores to Renters</title>
		<link>http://www.thenationalmortgageexpert.com/daily/bill-to-give-credit-scores-to-renters/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/bill-to-give-credit-scores-to-renters/#comments</comments>
		<pubDate>Wed, 21 Jul 2010 15:31:53 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Fair Credit Reporting Act]]></category>
		<category><![CDATA[FICO]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[Joe Gross]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4552</guid>
		<description><![CDATA[In New York City&#8217;s hypercompetitive rental market, it&#8217;s hard enough to find the perfect apartment. Harder still to put in a lease application, round up documents and ready deposit checks, only to be turned down for vague reasons.
For full article, click here



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		<title>A look at state foreclosure rates from Jan.-June</title>
		<link>http://www.thenationalmortgageexpert.com/daily/a-look-at-state-foreclosure-rates-from-jan-june/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/a-look-at-state-foreclosure-rates-from-jan-june/#comments</comments>
		<pubDate>Wed, 21 Jul 2010 15:20:28 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[News]]></category>
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		<category><![CDATA[World]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[foreclosure rates]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4545</guid>
		<description><![CDATA[Here is a list of foreclosure rates, by state, from January through June.
For full article, click here



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		<title>Success of HAMP Loan Modifications Stuns Experts</title>
		<link>http://www.thenationalmortgageexpert.com/daily/success-of-hamp-loan-modifications-stuns-experts/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/success-of-hamp-loan-modifications-stuns-experts/#comments</comments>
		<pubDate>Wed, 21 Jul 2010 15:06:43 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[credit card]]></category>
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		<category><![CDATA[HAMP]]></category>
		<category><![CDATA[homeowners]]></category>
		<category><![CDATA[Joe Gross]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4540</guid>
		<description><![CDATA[The vast majority of homeowners who modified their mortgages are staying current on their payments, surprising experts and far exceeding previous modification efforts.
For full article, click here



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		<title>4 key questions to ask when considering a cash advance</title>
		<link>http://www.thenationalmortgageexpert.com/daily/4-key-questions-to-ask-when-considering-a-cash-advance/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/4-key-questions-to-ask-when-considering-a-cash-advance/#comments</comments>
		<pubDate>Mon, 19 Jul 2010 12:00:27 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[cash advance]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4520</guid>
		<description><![CDATA[A credit card cash advance is like grocery shopping at a convenience store: handy but expensive. It&#8217;s not surprising, then, that recession-bitten consumers are turning away from cash advances.
For full article, click here



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		<title>Consumer Credit in U.S. Declined More Than Forecast</title>
		<link>http://www.thenationalmortgageexpert.com/daily/consumer-credit-in-u-s-declined-more-than-forecast/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/consumer-credit-in-u-s-declined-more-than-forecast/#comments</comments>
		<pubDate>Mon, 19 Jul 2010 12:00:10 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[credit]]></category>
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		<category><![CDATA[economy]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4526</guid>
		<description><![CDATA[Consumer borrowing in the U.S. dropped in May more than forecast, a sign Americans are less willing to take on debt without an improvement in the labor market.
For full article, click here



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		<title>Mortgage Applications Tumble</title>
		<link>http://www.thenationalmortgageexpert.com/daily/mortgage-applications-tumble/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/mortgage-applications-tumble/#comments</comments>
		<pubDate>Fri, 16 Jul 2010 12:00:30 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[mortgage bankers association]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4535</guid>
		<description><![CDATA[The number of mortgage applications in the U.S. for home purchases fell to a 13 1/2-year low last week, in a further sign of the slump in homebuying since a federal tax credit concluded at the end of April.
For full article, click here



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		<title>U.S. Business Faces Burden From New IRS Rules</title>
		<link>http://www.thenationalmortgageexpert.com/daily/u-s-business-faces-burden-from-new-irs-rules/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/u-s-business-faces-burden-from-new-irs-rules/#comments</comments>
		<pubDate>Fri, 16 Jul 2010 12:00:02 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[credit card]]></category>
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		<category><![CDATA[economy]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4518</guid>
		<description><![CDATA[An Internal Revenue Service watchdog warned Wednesday the paperwork burdens on small businesses may outweigh the benefit of tax collections generated as part of the new health-care law.
For full article, click here



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		<title>Taking the hit-or-miss out of a short sale</title>
		<link>http://www.thenationalmortgageexpert.com/daily/taking-the-hit-or-miss-out-of-a-short-sale/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/taking-the-hit-or-miss-out-of-a-short-sale/#comments</comments>
		<pubDate>Thu, 15 Jul 2010 12:00:51 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
		<category><![CDATA[Foreclosure]]></category>
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		<category><![CDATA[World]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[deed in lieu]]></category>
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		<category><![CDATA[HAFA]]></category>
		<category><![CDATA[home affordable forelosure alternative program]]></category>
		<category><![CDATA[Joe Gross]]></category>
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		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4514</guid>
		<description><![CDATA[The federal government&#8217;s Home Affordable Foreclosure Alternatives program, or HAFA, announced in April, may actually achieve some success where its predecessors have failed.
For full article, click here



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		<title>How do credit card companies handle past due payments?</title>
		<link>http://www.thenationalmortgageexpert.com/daily/how-do-credit-card-companies-handle-past-due-payments/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/how-do-credit-card-companies-handle-past-due-payments/#comments</comments>
		<pubDate>Thu, 15 Jul 2010 12:00:27 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4522</guid>
		<description><![CDATA[Typically, the process to collect a debt will follow the same route for most consumers who have missed payments on their obligations.
For full article, click here



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		<title>More Americans&#8217; credit scores sink to new lows</title>
		<link>http://www.thenationalmortgageexpert.com/daily/more-americans-credit-scores-sink-to-new-lows/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/more-americans-credit-scores-sink-to-new-lows/#comments</comments>
		<pubDate>Wed, 14 Jul 2010 16:56:03 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[News]]></category>
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		<category><![CDATA[credit card]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4529</guid>
		<description><![CDATA[The credit scores of millions more Americans are sinking to new lows. Figures provided by FICO Inc. show that 25.5 percent of consumers now have a credit score of 599 or below, marking them as poor risks for lenders.
For full article, click here



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		<title>5 Things To Do Before Interest Rates Go Up</title>
		<link>http://www.thenationalmortgageexpert.com/daily/5-things-to-do-before-interest-rates-go-up/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/5-things-to-do-before-interest-rates-go-up/#comments</comments>
		<pubDate>Wed, 14 Jul 2010 16:29:38 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4516</guid>
		<description><![CDATA[Low interest rates are great, but even this silver lining has a cloud to it &#8211; those rates are eventually going to go up again.
For full article, click here



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		<title>Indictments Announced In Mortgage Rescue Scam</title>
		<link>http://www.thenationalmortgageexpert.com/daily/indictments-announced-in-mortgage-rescue-scam/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/indictments-announced-in-mortgage-rescue-scam/#comments</comments>
		<pubDate>Wed, 14 Jul 2010 12:00:24 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[News]]></category>
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		<category><![CDATA[World]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debt]]></category>
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		<category><![CDATA[indictment]]></category>
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		<category><![CDATA[mortgage rescue scam]]></category>
		<category><![CDATA[scam]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4512</guid>
		<description><![CDATA[Marisol Perez, 48, of Las Vegas, was indicted on charges of four felony counts of theft in connection with the operation of We Save Your Home, LLC, a foreclosure rescue business located in Las Vegas.
For full article, click here



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		<title>Wells Fargo closing consumer loan offices. 3800 jobs lost.</title>
		<link>http://www.thenationalmortgageexpert.com/daily/wells-fargo-closing-consumer-loan-offices-3800-jobs-lost/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/wells-fargo-closing-consumer-loan-offices-3800-jobs-lost/#comments</comments>
		<pubDate>Wed, 14 Jul 2010 12:00:09 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
		<category><![CDATA[Government]]></category>
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		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[finances]]></category>
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		<category><![CDATA[Joe Gross]]></category>
		<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[recession]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4510</guid>
		<description><![CDATA[Wells Fargo and Co. is shutting down many of its consumer loan offices in Nebraska as well as some in Iowa over the next 60 days.  Their Financial Division is headquartered in Des Moines.
For full article, click here



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		<title>My Credit Cards Ate My Retirement!</title>
		<link>http://www.thenationalmortgageexpert.com/daily/my-credit-cards-ate-my-retirement/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/my-credit-cards-ate-my-retirement/#comments</comments>
		<pubDate>Tue, 13 Jul 2010 02:50:02 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[recession]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4507</guid>
		<description><![CDATA[The recent recession was tough for all of us. But for those struggling with credit card debt, the economic meltdown was especially painful.
For full article, click here



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		<title>American Credit Scores Continue to Drop</title>
		<link>http://www.thenationalmortgageexpert.com/daily/american-credit-scores-continue-to-drop/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/american-credit-scores-continue-to-drop/#comments</comments>
		<pubDate>Tue, 13 Jul 2010 02:43:52 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[credit rating]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4505</guid>
		<description><![CDATA[Americans&#8217; credit problems are getting worse.  Credit rating agency FICO says 25% of Americans now have a credit score that&#8217;s below 600.
For full article, click here



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		<title>15 Ways to Save on Your Next Vacation</title>
		<link>http://www.thenationalmortgageexpert.com/daily/15-ways-to-save-on-your-next-vacation/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/15-ways-to-save-on-your-next-vacation/#comments</comments>
		<pubDate>Mon, 12 Jul 2010 12:00:53 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[money saving tips]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4495</guid>
		<description><![CDATA[If you’re on a trip there are perhaps times when you’ll intentionally fork over too much money for a mind-blowing performance or meal or single bottle of something special.
For full article, click here



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		<title>HAMP Loan Modification Process Gets Much Needed Overhaul</title>
		<link>http://www.thenationalmortgageexpert.com/daily/hamp-loan-modification-process-gets-much-needed-overhaul/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/hamp-loan-modification-process-gets-much-needed-overhaul/#comments</comments>
		<pubDate>Mon, 12 Jul 2010 12:00:44 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4499</guid>
		<description><![CDATA[Many struggling homeowners are frustrated by trying to get a loan modification from their lender. However, with the new federal loan modification process (HAMP) begun last month, borrowers have cause to rejoice.
For full article, click here



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		<title>Families Turn to Self Storage After Falling Prey to Loan Modification Scams</title>
		<link>http://www.thenationalmortgageexpert.com/daily/families-turn-to-self-storage-after-falling-prey-to-loan-modification-scams/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/families-turn-to-self-storage-after-falling-prey-to-loan-modification-scams/#comments</comments>
		<pubDate>Mon, 12 Jul 2010 12:00:09 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[loan modification scam]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4502</guid>
		<description><![CDATA[The nation is slowly coming out of the recession, and unemployment rates are starting to drop. But many people, even after getting a new job, are struggling to catch up on their debts &#8212; especially back mortgage payments.
For full article, click here



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		<title>What about Bank of America Home Equity Loan</title>
		<link>http://www.thenationalmortgageexpert.com/daily/what-about-bank-of-america-home-equity-loan/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/what-about-bank-of-america-home-equity-loan/#comments</comments>
		<pubDate>Fri, 09 Jul 2010 12:00:44 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[making home affordable]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4478</guid>
		<description><![CDATA[In 2009, numerous homeowners who were in failure on their Bank of America home Equity loan were smart to acquire a loan modification in Bank of America by means of the Making Home Affordable Program.
For full article, click here



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		<title>FHA Reverse Mortgage Program Receives $150 Million from Appropriators</title>
		<link>http://www.thenationalmortgageexpert.com/daily/fha-reverse-mortgage-program-receives-150-million-from-appropriators/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/fha-reverse-mortgage-program-receives-150-million-from-appropriators/#comments</comments>
		<pubDate>Fri, 09 Jul 2010 12:00:42 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[FHA reverse mortgage program]]></category>
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		<category><![CDATA[Office of Management and Budget]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4488</guid>
		<description><![CDATA[The first of several meetings during the House Appropriations process went well for the reverse mortgage industry.
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		<title>Two-month warning for NFL credit card holders</title>
		<link>http://www.thenationalmortgageexpert.com/daily/two-month-warning-for-nfl-credit-card-holders/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/two-month-warning-for-nfl-credit-card-holders/#comments</comments>
		<pubDate>Fri, 09 Jul 2010 12:00:22 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4497</guid>
		<description><![CDATA[ The National Football League&#8217;s decision to move its branded credit card business from Bank of America to British banker Barclays is forcing customers of the Charlotte, N.C., bank to scramble to spend reward points before they expire next month.
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		<title>Allied mortgage company survives despite repeated sanctions</title>
		<link>http://www.thenationalmortgageexpert.com/daily/allied-mortgage-company-survives-despite-repeated-sanctions/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/allied-mortgage-company-survives-despite-repeated-sanctions/#comments</comments>
		<pubDate>Thu, 08 Jul 2010 12:00:39 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4484</guid>
		<description><![CDATA[As his competitors imploded one by one, Jim Hodge, the folksy founder of Allied Home Mortgage Capital, touted his sprawling Houston firm as a survivor.
For full article, click here



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		<title>Mortgage rates scream buy, but who is listening?</title>
		<link>http://www.thenationalmortgageexpert.com/daily/mortgage-rates-scream-buy-but-who-is-listening/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/mortgage-rates-scream-buy-but-who-is-listening/#comments</comments>
		<pubDate>Thu, 08 Jul 2010 12:00:38 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[30 year fixed]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4486</guid>
		<description><![CDATA[Mortgage rates have sunk to levels not seen in more than a half-century — a seductive 4.58 percent for an average 30-year fixed loan.
For full article, click here



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		<title>In battle over swipe fees, it&#8217;s banks vs. almost everybody</title>
		<link>http://www.thenationalmortgageexpert.com/daily/in-battle-over-swipe-fees-its-banks-vs-almost-everybody/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/in-battle-over-swipe-fees-its-banks-vs-almost-everybody/#comments</comments>
		<pubDate>Thu, 08 Jul 2010 12:00:26 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[financial reform bill]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4475</guid>
		<description><![CDATA[The U.S. House of Representatives has done the right thing and passed the financial reform bill; the Senate should do the same.
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		<title>Should the Fed regulate ‘swipe fees’ for debit cards?</title>
		<link>http://www.thenationalmortgageexpert.com/daily/should-the-fed-regulate-%e2%80%98swipe-fees%e2%80%99-for-debit-cards/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/should-the-fed-regulate-%e2%80%98swipe-fees%e2%80%99-for-debit-cards/#comments</comments>
		<pubDate>Wed, 07 Jul 2010 12:00:50 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4469</guid>
		<description><![CDATA[Congress currently has the opportunity to throw an economic lifeline to consumers and retailers alike, who are struggling through the recession, by giving them relief from the fees that retailers must pay to issuers of debit cards.
For full article, click here



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		<title>Wilson signs bill designed to monitor credit card companies</title>
		<link>http://www.thenationalmortgageexpert.com/daily/wilson-signs-bill-designed-to-monitor-credit-card-companies/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/wilson-signs-bill-designed-to-monitor-credit-card-companies/#comments</comments>
		<pubDate>Wed, 07 Jul 2010 12:00:27 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4493</guid>
		<description><![CDATA[U.S. Rep. Charlie Wilson Jr. was among House members who supported a bill passed last week designed to prevent the kinds of risky investments and lending practices that contributed to the current recession.
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