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	<title>Joe Gross - The National Mortgage Expert &#187; Tips, Tricks &amp; Secrets</title>
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	<link>http://www.thenationalmortgageexpert.com</link>
	<description>Your Source For Mortgage Tips And Insider Secrets</description>
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		<title>How To Downsize Your House</title>
		<link>http://www.thenationalmortgageexpert.com/mortgage-tips-tricks-secrets/how-to-downsize-your-house/</link>
		<comments>http://www.thenationalmortgageexpert.com/mortgage-tips-tricks-secrets/how-to-downsize-your-house/#comments</comments>
		<pubDate>Fri, 30 Jan 2009 16:09:00 +0000</pubDate>
		<dc:creator>Joe Gross</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Daily]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Tips, Tricks & Secrets]]></category>
		<category><![CDATA[Wall Street]]></category>
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		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[help]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[house]]></category>
		<category><![CDATA[Joe Gross]]></category>
		<category><![CDATA[money]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=1123</guid>
		<description><![CDATA[ Many people are looking to declutter their lives these days. But editing a lifetime&#8217;s worth of possessions can be difficult. Here are some tips.
» Full Story on Wall Street Journal



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		<title>New Hud Program Keep Your Home. Know your Loan.</title>
		<link>http://www.thenationalmortgageexpert.com/mortgage-tips-tricks-secrets/new-hud-program-keep-your-home-know-your-loan/</link>
		<comments>http://www.thenationalmortgageexpert.com/mortgage-tips-tricks-secrets/new-hud-program-keep-your-home-know-your-loan/#comments</comments>
		<pubDate>Wed, 28 Jan 2009 22:32:19 +0000</pubDate>
		<dc:creator>Joe Gross</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Daily]]></category>
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		<category><![CDATA[Your Home-Your Future Radio]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[Fraud]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[Joe Gross]]></category>
		<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=1100</guid>
		<description><![CDATA[This Thursday January 29Th I will have a HUD representative on the radio show to discuss the new program &#8220;Keep Your Home Know Your Loan&#8221; 
Here is the Information from HUD. 
In light of the economic conditions, including declining home values and the increase of resetting mortgage rates, many Americans are facing significant challenges that are attributing [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Credit Card Issuers Slash Credit Limits</title>
		<link>http://www.thenationalmortgageexpert.com/mortgage-tips-tricks-secrets/credit-card-issuers-slash-credit-limits/</link>
		<comments>http://www.thenationalmortgageexpert.com/mortgage-tips-tricks-secrets/credit-card-issuers-slash-credit-limits/#comments</comments>
		<pubDate>Sun, 26 Oct 2008 04:35:01 +0000</pubDate>
		<dc:creator>Joe Gross</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Daily]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Tips, Tricks & Secrets]]></category>
		<category><![CDATA[credit card help]]></category>
		<category><![CDATA[Joe Gross]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=967</guid>
		<description><![CDATA[On Thursday October 23rd on my radio show i got a call from Jacob from monsey, (You can always listen to the comlpete radio show by clicking here http://yourhomeyourfutureradioshow.com) his question to me was in regards to credit card companies slahing credit limits. I&#8217;m posting this article from Fox Business that discusses this issue in [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Simple Way To Control Your Credit Card Spending</title>
		<link>http://www.thenationalmortgageexpert.com/mortgage-tips-tricks-secrets/the-simple-way-to-control-your-credit-card-spending/</link>
		<comments>http://www.thenationalmortgageexpert.com/mortgage-tips-tricks-secrets/the-simple-way-to-control-your-credit-card-spending/#comments</comments>
		<pubDate>Tue, 14 Oct 2008 05:00:57 +0000</pubDate>
		<dc:creator>Joe Gross</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Learning Center]]></category>
		<category><![CDATA[Tips, Tricks & Secrets]]></category>
		<category><![CDATA[credit card help]]></category>
		<category><![CDATA[managing credit cards]]></category>
		<category><![CDATA[Tips]]></category>
		<category><![CDATA[Tricks & Secrets]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=943</guid>
		<description><![CDATA[With all the credit cards we have kicking around in our wallets, it can be really difficult to remember what we spent each month. Then, we end up being surprised when our bill comes and have a bit of a panic about how we’re going to pay them. 
This absolutely ingenious solution came from an [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Wall Street Greed Destroying America&#8217;s Credit, Does It Effect YOU?</title>
		<link>http://www.thenationalmortgageexpert.com/mortgage-tips-tricks-secrets/wall-street-greed-destroying-americas-credit-can-you-still-get-help/</link>
		<comments>http://www.thenationalmortgageexpert.com/mortgage-tips-tricks-secrets/wall-street-greed-destroying-americas-credit-can-you-still-get-help/#comments</comments>
		<pubDate>Wed, 24 Sep 2008 04:24:33 +0000</pubDate>
		<dc:creator>Joe Gross</dc:creator>
				<category><![CDATA[Books]]></category>
		<category><![CDATA[Daily]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Tips, Tricks & Secrets]]></category>
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		<category><![CDATA[destroying america's credit]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[Greed]]></category>
		<category><![CDATA[Joe Gross]]></category>
		<category><![CDATA[McCain]]></category>
		<category><![CDATA[mortgage help]]></category>
		<category><![CDATA[Mortgage Market Collapse]]></category>
		<category><![CDATA[Tips]]></category>
		<category><![CDATA[Tricks & Secrets]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=711</guid>
		<description><![CDATA[America&#8217;s attention has been focused this week on the collapse of Wall Street. Major firms have reported losses while some have become non existent. The nation is asking tough questions. Who is destroying America&#8217;s credit? Why did the mortgage and financial markets collapse? Every consumer wants to know how to avoid getting caught in the [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Budget Builder Tip #2:  Trimming The Fat</title>
		<link>http://www.thenationalmortgageexpert.com/mortgage-tips-tricks-secrets/budget-builder-tip-2-trimming-the-fat/</link>
		<comments>http://www.thenationalmortgageexpert.com/mortgage-tips-tricks-secrets/budget-builder-tip-2-trimming-the-fat/#comments</comments>
		<pubDate>Tue, 23 Sep 2008 05:40:04 +0000</pubDate>
		<dc:creator>Joe Gross</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Tips, Tricks & Secrets]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[budget builder]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=688</guid>
		<description><![CDATA[Yesterday we talked about how to make a list of your expenses so you are aware of exactly how much you are spending. Today we&#8217;re going to look at how to trim down areas where you are spending more than you really need to.
Don&#8217;t worry, this doesn&#8217;t mean that you can never go out to [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Budget Builder Tip #1: Be Realistic About Your Spending</title>
		<link>http://www.thenationalmortgageexpert.com/mortgage-tips-tricks-secrets/budget-builder-tip-1-be-realistic-about-your-spending/</link>
		<comments>http://www.thenationalmortgageexpert.com/mortgage-tips-tricks-secrets/budget-builder-tip-1-be-realistic-about-your-spending/#comments</comments>
		<pubDate>Mon, 22 Sep 2008 17:39:42 +0000</pubDate>
		<dc:creator>Joe Gross</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Tips, Tricks & Secrets]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[budget builder]]></category>
		<category><![CDATA[Tips]]></category>
		<category><![CDATA[Tricks & Secrets]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=682</guid>
		<description><![CDATA[There is nothing about effective budgeting that is rocket science. You don&#8217;t need an accountant or a financial advisor to help you get on track. All you need is some time, your bills a piece of paper and a pencil. Sure, you can get more fancy than that if you like but for very basic [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>New In The NME Shop</title>
		<link>http://www.thenationalmortgageexpert.com/mortgage-tips-tricks-secrets/new-in-the-nme-shop/</link>
		<comments>http://www.thenationalmortgageexpert.com/mortgage-tips-tricks-secrets/new-in-the-nme-shop/#comments</comments>
		<pubDate>Fri, 05 Sep 2008 16:34:48 +0000</pubDate>
		<dc:creator>Joe Gross</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Products]]></category>
		<category><![CDATA[Tips, Tricks & Secrets]]></category>
		<category><![CDATA[foreclosure help]]></category>
		<category><![CDATA[mortgage book]]></category>
		<category><![CDATA[The National Mortgage Expert]]></category>
		<category><![CDATA[The Only Mortgage Book You'll Ever Need]]></category>

		<guid isPermaLink="false">http://thenonfictionwriter.com/testbed/thenationalmortgageexpert.com/?p=55</guid>
		<description><![CDATA[I&#8217;ve been doing quite a bit of work behind the scenes to get this shop ready to go and today, I&#8217;m proud to announce that we have our first product up and ready to go!


Over 260 pages of information on the mortgage market collapse that is relevant to you and your situation!

Special reader-only offers inside [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New York Residents: How To Protect Yourself From Foreclosure Even If You Didn&#8217;t Pay Your Mortgage</title>
		<link>http://www.thenationalmortgageexpert.com/mortgage-tips-tricks-secrets/new-york-state-foreclosure-protection-legislation/</link>
		<comments>http://www.thenationalmortgageexpert.com/mortgage-tips-tricks-secrets/new-york-state-foreclosure-protection-legislation/#comments</comments>
		<pubDate>Tue, 19 Aug 2008 21:54:03 +0000</pubDate>
		<dc:creator>Joe Gross</dc:creator>
				<category><![CDATA[Tips, Tricks & Secrets]]></category>
		<category><![CDATA[Your Home-Your Future Radio]]></category>
		<category><![CDATA[Assemblyman Darryl Towns]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[Joe Gross]]></category>
		<category><![CDATA[legislature]]></category>
		<category><![CDATA[missed payments]]></category>
		<category><![CDATA[mortgage help]]></category>
		<category><![CDATA[New York State]]></category>
		<category><![CDATA[subprime]]></category>
		<category><![CDATA[The National Mortgage Expert]]></category>

		<guid isPermaLink="false">http://thenonfictionwriter.com/testbed/thenationalmortgageexpert.com/?p=11</guid>
		<description><![CDATA[That's right.  New York State Assemblyman Darryl Towns <strong>recently spilled the beans </strong>on an episode of <a href="http://yourhomeyourfutureradioshow.com">Your Home - Your Future: America's #1 Mortgage Radio Show.</a>]]></description>
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