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	<title>Joe Gross - The National Mortgage Expert &#187; Foreclosure</title>
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	<link>http://www.thenationalmortgageexpert.com</link>
	<description>Your Source For Mortgage Tips And Insider Secrets</description>
	<lastBuildDate>Wed, 08 Sep 2010 15:03:30 +0000</lastBuildDate>
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		<title>New York Creates Borrowers&#8217; Bill of Rights</title>
		<link>http://www.thenationalmortgageexpert.com/daily/new-york-creates-borrowers-bill-of-rights/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/new-york-creates-borrowers-bill-of-rights/#comments</comments>
		<pubDate>Thu, 19 Aug 2010 12:00:29 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
		<category><![CDATA[Foreclosure]]></category>
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		<category><![CDATA[Wall Street]]></category>
		<category><![CDATA[World]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[Joe Gross]]></category>
		<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4640</guid>
		<description><![CDATA[Just how much trouble are mortgage borrowers having with their loan servicers? These are the companies that send the monthly bills, foreclose when the payments don&#8217;t come&#8230;
For full article, click here



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		<title>HUD to award $79 million in grants to reduce foreclosures and help families</title>
		<link>http://www.thenationalmortgageexpert.com/daily/hud-to-award-79-million-in-grants-to-reduce-foreclosures-and-help-families/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/hud-to-award-79-million-in-grants-to-reduce-foreclosures-and-help-families/#comments</comments>
		<pubDate>Mon, 09 Aug 2010 20:31:03 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Government]]></category>
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		<category><![CDATA[foreclosure]]></category>
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		<category><![CDATA[Joe Gross]]></category>
		<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/daily/hud-to-award-79-million-in-grants-to-reduce-foreclosures-and-help-families/</guid>
		<description><![CDATA[U.S. Department of Housing and Urban Development Secretary Shaun Donovan announced Thursday that $79 million in federal grants will be made available to reduce foreclosures and assist families looking for housing.
For full article, click here



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		<item>
		<title>5 states get $600M for foreclosure prevention</title>
		<link>http://www.thenationalmortgageexpert.com/daily/5-states-get-600m-for-foreclosure-prevention/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/5-states-get-600m-for-foreclosure-prevention/#comments</comments>
		<pubDate>Thu, 05 Aug 2010 12:00:33 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Government]]></category>
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		<category><![CDATA[World]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[foreclosure prevention]]></category>
		<category><![CDATA[housing finance agencies]]></category>
		<category><![CDATA[Joe Gross]]></category>
		<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[obama administration]]></category>
		<category><![CDATA[TARP]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4601</guid>
		<description><![CDATA[The Obama administration has released $600 million in TARP funds that are intended to help state Housing Finance Agencies assist an estimated 50,000 homeowners facing foreclosure in five states hit hard by unemployment.
For full article, click here



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		<title>Homeowners Associations: The New Foreclosure</title>
		<link>http://www.thenationalmortgageexpert.com/daily/homeowners-associations-the-new-foreclosure/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/homeowners-associations-the-new-foreclosure/#comments</comments>
		<pubDate>Fri, 23 Jul 2010 12:00:59 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Wall Street]]></category>
		<category><![CDATA[World]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[homeowners association]]></category>
		<category><![CDATA[Joe Gross]]></category>
		<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4542</guid>
		<description><![CDATA[&#8220;I had no idea that they could foreclose,&#8221; Tony Goodman tells me.  Neither did I, but Goodman&#8217;s homeowners association did just that in April because he owed $769 in back dues.
For full article, click here



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		<title>Despite making wise financial decisions, most homeowners still face foreclosure</title>
		<link>http://www.thenationalmortgageexpert.com/daily/despite-making-wise-financial-decisions-most-homeowners-still-face-foreclosure/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/despite-making-wise-financial-decisions-most-homeowners-still-face-foreclosure/#comments</comments>
		<pubDate>Thu, 22 Jul 2010 12:00:56 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Wall Street]]></category>
		<category><![CDATA[World]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[Joe Gross]]></category>
		<category><![CDATA[loan modificaiton]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4548</guid>
		<description><![CDATA[Some homeowners are facing foreclosure not as a result of predatory lending or unpaid credit card balances, but because of unrelenting economic conditions.
For full article, click here



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		<title>A look at state foreclosure rates from Jan.-June</title>
		<link>http://www.thenationalmortgageexpert.com/daily/a-look-at-state-foreclosure-rates-from-jan-june/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/a-look-at-state-foreclosure-rates-from-jan-june/#comments</comments>
		<pubDate>Wed, 21 Jul 2010 15:20:28 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Wall Street]]></category>
		<category><![CDATA[World]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[foreclosure rates]]></category>
		<category><![CDATA[Joe Gross]]></category>
		<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4545</guid>
		<description><![CDATA[Here is a list of foreclosure rates, by state, from January through June.
For full article, click here



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		<title>Taking the hit-or-miss out of a short sale</title>
		<link>http://www.thenationalmortgageexpert.com/daily/taking-the-hit-or-miss-out-of-a-short-sale/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/taking-the-hit-or-miss-out-of-a-short-sale/#comments</comments>
		<pubDate>Thu, 15 Jul 2010 12:00:51 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Government]]></category>
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		<category><![CDATA[World]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[deed in lieu]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[HAFA]]></category>
		<category><![CDATA[home affordable forelosure alternative program]]></category>
		<category><![CDATA[Joe Gross]]></category>
		<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4514</guid>
		<description><![CDATA[The federal government&#8217;s Home Affordable Foreclosure Alternatives program, or HAFA, announced in April, may actually achieve some success where its predecessors have failed.
For full article, click here



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		<title>Indictments Announced In Mortgage Rescue Scam</title>
		<link>http://www.thenationalmortgageexpert.com/daily/indictments-announced-in-mortgage-rescue-scam/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/indictments-announced-in-mortgage-rescue-scam/#comments</comments>
		<pubDate>Wed, 14 Jul 2010 12:00:24 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Wall Street]]></category>
		<category><![CDATA[World]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[indictment]]></category>
		<category><![CDATA[Joe Gross]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage rescue scam]]></category>
		<category><![CDATA[scam]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4512</guid>
		<description><![CDATA[Marisol Perez, 48, of Las Vegas, was indicted on charges of four felony counts of theft in connection with the operation of We Save Your Home, LLC, a foreclosure rescue business located in Las Vegas.
For full article, click here



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		<title>Prevent Foreclosure? Not Easy With Bank Of America!</title>
		<link>http://www.thenationalmortgageexpert.com/daily/prevent-foreclosure-not-easy-with-bank-of-america/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/prevent-foreclosure-not-easy-with-bank-of-america/#comments</comments>
		<pubDate>Tue, 06 Jul 2010 12:00:28 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[World]]></category>
		<category><![CDATA[bank of america]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[Joe Gross]]></category>
		<category><![CDATA[Loan Modification]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4465</guid>
		<description><![CDATA[Homeowners in Chicago hoping to prevent foreclosure might stand a better chance if their lender is any other than Bank of America.
For full article, click here



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		<title>Facing foreclosure? Don&#8217;t lose hope</title>
		<link>http://www.thenationalmortgageexpert.com/daily/facing-foreclosure-dont-lose-hope/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/facing-foreclosure-dont-lose-hope/#comments</comments>
		<pubDate>Wed, 30 Jun 2010 13:59:11 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Government]]></category>
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		<category><![CDATA[World]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Hope Now]]></category>
		<category><![CDATA[Joe Gross]]></category>
		<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4462</guid>
		<description><![CDATA[Homeowners struggling to meet their mortgage payments should not wait until they default on a payment before speaking to their lender. Hope and help are available.
For full article, click here



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		<title>Banks can relieve mortgage crisis by giving homeowners a break</title>
		<link>http://www.thenationalmortgageexpert.com/daily/banks-can-relieve-mortgage-crisis-by-giving-homeowners-a-break/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/banks-can-relieve-mortgage-crisis-by-giving-homeowners-a-break/#comments</comments>
		<pubDate>Wed, 30 Jun 2010 13:51:29 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[World]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[foreclosure rates]]></category>
		<category><![CDATA[Joe Gross]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4459</guid>
		<description><![CDATA[With foreclosure rates at unprecedented levels, it may be time for banks to stop applying one-size-fits-all policies and work with homeowners to keep them in their homes.
For full article, click here



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		<title>New York AG Cuomo issues 182 warning letters to foreclosure rescue companies</title>
		<link>http://www.thenationalmortgageexpert.com/daily/new-york-ag-cuomo-issues-182-warning-letters-to-foreclosure-rescue-companies/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/new-york-ag-cuomo-issues-182-warning-letters-to-foreclosure-rescue-companies/#comments</comments>
		<pubDate>Mon, 28 Jun 2010 12:00:40 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Wall Street]]></category>
		<category><![CDATA[World]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[foreclosure rescue]]></category>
		<category><![CDATA[Joe Gross]]></category>
		<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4443</guid>
		<description><![CDATA[Attorney General Andrew M. Cuomo announced that his office is sending more than 180 cease-and-desist letters to mortgage rescue companies with customers in New York, warning them to immediately end all misleading and illegal conduct.
For full article, click here



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		<title>Could the Right to Rent Stop the Foreclosure Hurricane?</title>
		<link>http://www.thenationalmortgageexpert.com/daily/could-the-right-to-rent-stop-the-foreclosure-hurricane/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/could-the-right-to-rent-stop-the-foreclosure-hurricane/#comments</comments>
		<pubDate>Fri, 25 Jun 2010 12:02:21 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[right to rent act]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4441</guid>
		<description><![CDATA[When the foreclosure hurricane first hit, subprime borrowers absorbed the brunt of it. Homeowners who had been fooled with teaser rates suddenly faced balloon payments they couldn&#8217;t afford.
For full article, click here



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		<title>Troubled borrowers get help outside Obama mortgage plan</title>
		<link>http://www.thenationalmortgageexpert.com/daily/troubled-borrowers-get-help-outside-obama-mortgage-plan/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/troubled-borrowers-get-help-outside-obama-mortgage-plan/#comments</comments>
		<pubDate>Fri, 25 Jun 2010 12:00:01 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[HAMP]]></category>
		<category><![CDATA[Joe Gross]]></category>
		<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[making home affordable program]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4433</guid>
		<description><![CDATA[More troubled homeowners have fallen out of trial mortgage modifications than have received long-term help, a new government report released Monday shows.
For full article, click here



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		<title>As foreclosures loom, more sellers try a different way out</title>
		<link>http://www.thenationalmortgageexpert.com/daily/as-foreclosures-loom-more-sellers-try-a-different-way-out/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/as-foreclosures-loom-more-sellers-try-a-different-way-out/#comments</comments>
		<pubDate>Thu, 24 Jun 2010 14:44:48 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
		<category><![CDATA[Foreclosure]]></category>
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		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4431</guid>
		<description><![CDATA[Unlike a foreclosure,  a short sale offers an opportunity for those involved to avoid some of the damage.
For full article, click here



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		<title>Massive NY Mortgage Fraud Round-Up Part of Nationwide Crackdown</title>
		<link>http://www.thenationalmortgageexpert.com/daily/massive-ny-mortgage-fraud-round-up-part-of-nationwide-crackdown/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/massive-ny-mortgage-fraud-round-up-part-of-nationwide-crackdown/#comments</comments>
		<pubDate>Tue, 22 Jun 2010 12:00:49 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[justice department]]></category>
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		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage fraud]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4421</guid>
		<description><![CDATA[
Lawyers, real estate brokers and accountants were among 38 people charged in a large mortgage fraud crackdown across New York.  The arrests are part of a national effort by the Justice Department to crackdown on suspects who are acused of lying, cheating and stealing from banks and unsuspecting homeowners. 
For full article, click here



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		<title>Foreclosure assistance available for qualified homeowners</title>
		<link>http://www.thenationalmortgageexpert.com/daily/foreclosure-assistance-available-for-qualified-homeowners/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/foreclosure-assistance-available-for-qualified-homeowners/#comments</comments>
		<pubDate>Tue, 15 Jun 2010 12:00:34 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
		<category><![CDATA[Foreclosure]]></category>
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		<category><![CDATA[HAFA]]></category>
		<category><![CDATA[Home Affordable Foreclosure Alternatives Programs]]></category>
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		<category><![CDATA[making home affordable]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4392</guid>
		<description><![CDATA[With the global economy struggling to stay afloat, Americans are still looking high and low for foreclosure assistance.
For full article, click here



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		<title>How to explain home foreclosure to your children</title>
		<link>http://www.thenationalmortgageexpert.com/daily/how-to-explain-home-foreclosure-to-your-children/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/how-to-explain-home-foreclosure-to-your-children/#comments</comments>
		<pubDate>Mon, 14 Jun 2010 12:00:41 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Government]]></category>
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		<category><![CDATA[Joe Gross]]></category>
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		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4375</guid>
		<description><![CDATA[Losing a home to foreclosure is a nightmare for adults, but for children it can take an emotional toll that lasts a lifetime.
For full article, click here



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		<title>Area foreclosure filings jump</title>
		<link>http://www.thenationalmortgageexpert.com/daily/area-foreclosure-filings-jump/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/area-foreclosure-filings-jump/#comments</comments>
		<pubDate>Mon, 14 Jun 2010 12:00:31 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
		<category><![CDATA[Foreclosure]]></category>
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		<category><![CDATA[realtytrac]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4385</guid>
		<description><![CDATA[Foreclosure filings in the region and the state increased in May, while nationwide they declined slightly from the month before.
For full article, click here



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		<title>D.C. court upholds $3.3 million penalty for foreclosure scam</title>
		<link>http://www.thenationalmortgageexpert.com/daily/d-c-court-upholds-3-3-million-penalty-for-foreclosure-scam/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/d-c-court-upholds-3-3-million-penalty-for-foreclosure-scam/#comments</comments>
		<pubDate>Fri, 11 Jun 2010 12:00:19 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[foreclosure rescue scam]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4373</guid>
		<description><![CDATA[Two local businessmen will have to pay more than $3 million for defrauding a disabled woman out of her home in a so-called &#8220;foreclosure rescue scam,&#8221; the D.C. Court of Appeals ruled.
For full article, click here



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		<title>‘Knowledge is the best defense’ for those facing foreclosure</title>
		<link>http://www.thenationalmortgageexpert.com/daily/%e2%80%98knowledge-is-the-best-defense%e2%80%99-for-those-facing-foreclosure/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/%e2%80%98knowledge-is-the-best-defense%e2%80%99-for-those-facing-foreclosure/#comments</comments>
		<pubDate>Fri, 11 Jun 2010 12:00:12 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[The Capital District HomeSave Coalition]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4379</guid>
		<description><![CDATA[More than 3,000 homeowners in the Capital Region, including 400 in Rensselaer County, were recently notified that they’re at risk for foreclosure.
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		<title>How to Rebuild Credit After a Deed in Lieu of Foreclosure</title>
		<link>http://www.thenationalmortgageexpert.com/daily/how-to-rebuild-credit-after-a-deed-in-lieu-of-foreclosure/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/how-to-rebuild-credit-after-a-deed-in-lieu-of-foreclosure/#comments</comments>
		<pubDate>Thu, 10 Jun 2010 14:09:59 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[deed in lieu]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4388</guid>
		<description><![CDATA[Having to go through a deed in lieu of foreclosure can be a terrible experience.
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		<title>Foreclosure tricks cost Countrywide $108 million</title>
		<link>http://www.thenationalmortgageexpert.com/daily/foreclosure-tricks-cost-countrywide-108-million/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/foreclosure-tricks-cost-countrywide-108-million/#comments</comments>
		<pubDate>Thu, 10 Jun 2010 13:57:27 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[World]]></category>
		<category><![CDATA[countrywide home loans]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4381</guid>
		<description><![CDATA[Mortgage lender Countrywide Home Loans Inc. agreed to pay $108 million Monday to settle government claims that it charged homeowners facing foreclosure inflated service fees.
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		<title>Phony foreclosure aid is targeted</title>
		<link>http://www.thenationalmortgageexpert.com/daily/phony-foreclosure-aid-is-targeted/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/phony-foreclosure-aid-is-targeted/#comments</comments>
		<pubDate>Thu, 10 Jun 2010 13:26:04 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[phony foreclosure aid]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4371</guid>
		<description><![CDATA[Homeowners struggling to make mortgage payments beware: Some people promising help just want to grab your scarce dollars.
For full article, click here



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		<title>Banks easing up on homeowners facing foreclosure</title>
		<link>http://www.thenationalmortgageexpert.com/daily/banks-easing-up-on-homeowners-facing-foreclosure/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/banks-easing-up-on-homeowners-facing-foreclosure/#comments</comments>
		<pubDate>Thu, 03 Jun 2010 12:00:04 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[bank of america]]></category>
		<category><![CDATA[counrywide]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4350</guid>
		<description><![CDATA[Bank of America announced Wednesday they&#8217;re rolling out a new plan that will give some people a break if they&#8217;re trying to modify their home loans in order to avoid foreclosing.
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		<title>Foreclosure firm scams 600 homeowners</title>
		<link>http://www.thenationalmortgageexpert.com/daily/foreclosure-firm-scams-600-homeowners/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/foreclosure-firm-scams-600-homeowners/#comments</comments>
		<pubDate>Tue, 01 Jun 2010 12:00:55 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
		<category><![CDATA[Foreclosure]]></category>
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		<category><![CDATA[surety bond]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4333</guid>
		<description><![CDATA[The Indiana attorney general&#8217;s office claims a Cincinnati-based loan modification firm signed fraudulent agreements to help nearly 600 Hoosier homeowners avoid foreclosure.
For full article, click here



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		<title>More homeowners turn to mediation after foreclosure</title>
		<link>http://www.thenationalmortgageexpert.com/daily/more-homeowners-turn-to-mediation-after-foreclosure/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/more-homeowners-turn-to-mediation-after-foreclosure/#comments</comments>
		<pubDate>Mon, 31 May 2010 12:00:13 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
		<category><![CDATA[Foreclosure]]></category>
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		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4329</guid>
		<description><![CDATA[When Mark Weeks was laid off from his $90,000-a-year construction job 2½ years ago,he vowed to hang onto his family&#8217;s house here.
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		<title>The Six Stages Of Foreclosure</title>
		<link>http://www.thenationalmortgageexpert.com/daily/the-six-stages-of-foreclosure/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/the-six-stages-of-foreclosure/#comments</comments>
		<pubDate>Tue, 25 May 2010 12:00:46 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[six stages]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4305</guid>
		<description><![CDATA[Whether you or someone you know is facing foreclosure, understanding the six stages of foreclosure can help you better understand what is happening and what you can do about it.
For full article, click here



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		<title>One in 7 US homeowners late paying or in foreclosure</title>
		<link>http://www.thenationalmortgageexpert.com/daily/one-in-7-us-homeowners-late-paying-or-in-foreclosure/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/one-in-7-us-homeowners-late-paying-or-in-foreclosure/#comments</comments>
		<pubDate>Mon, 24 May 2010 12:04:05 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4300</guid>
		<description><![CDATA[One out of seven U.S. households with a mortgage ended the first quarter late on mortgage payments or in the foreclosure process.
For full article, click here



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		<title>Loan Modification Nightmare &#8211; Journey To Foreclosure Despite Attempts To Modify Loan</title>
		<link>http://www.thenationalmortgageexpert.com/daily/loan-modification-nightmare-journey-to-foreclosure-despite-attempts-to-modify-loan/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/loan-modification-nightmare-journey-to-foreclosure-despite-attempts-to-modify-loan/#comments</comments>
		<pubDate>Mon, 24 May 2010 12:00:31 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4287</guid>
		<description><![CDATA[Smoke and mirrors — that’s what Charles Swarthout, an Oakland firefighter living in Oakdale found when he attempted a loan modification on his home that later ended in foreclosure.
For full article, click here



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		<title>Bank on their bad behavior: Bailed-out financial institutions are repaying us in the worst ways</title>
		<link>http://www.thenationalmortgageexpert.com/daily/bank-on-their-bad-behavior-bailed-out-financial-institutions-are-repaying-us-in-the-worst-ways/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/bank-on-their-bad-behavior-bailed-out-financial-institutions-are-repaying-us-in-the-worst-ways/#comments</comments>
		<pubDate>Mon, 17 May 2010 14:39:52 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[protest]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4278</guid>
		<description><![CDATA[At 9 a.m. on Tuesday, shortly before the annual shareholders&#8217; meeting of JPMorgan Chase, a large contingent of activists from across the nation will post up outside One Chase Manhattan Plaza to denounce the banking giant.
For full article, click here



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		<title>Older Couple Loses Home Over Mortgage Mix-Up</title>
		<link>http://www.thenationalmortgageexpert.com/daily/older-couple-loses-home-over-mortgage-mix-up/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/older-couple-loses-home-over-mortgage-mix-up/#comments</comments>
		<pubDate>Thu, 13 May 2010 12:00:19 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[beneficial]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4249</guid>
		<description><![CDATA[An older Maryland couple who spoke to the WBAL TV 11 News I-Team said they wanted the story about their struggle to save their home .
For full article, click here



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		<title>Homes can be lost by mistake when banks miscommunicate</title>
		<link>http://www.thenationalmortgageexpert.com/daily/homes-can-be-lost-by-mistake-when-banks-miscommunicate/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/homes-can-be-lost-by-mistake-when-banks-miscommunicate/#comments</comments>
		<pubDate>Thu, 06 May 2010 12:00:16 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4227</guid>
		<description><![CDATA[Last November, Michael Hill of Lexington, S.C., finally got the call he&#8217;d been waiting for. Congratulations, a rep from JPMorgan Chase told him, your trial mortgage modification is approved.
For full article, click here



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		<title>Puyallup family fights to keep home</title>
		<link>http://www.thenationalmortgageexpert.com/daily/puyallup-family-fights-to-keep-home/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/puyallup-family-fights-to-keep-home/#comments</comments>
		<pubDate>Wed, 05 May 2010 12:00:47 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4211</guid>
		<description><![CDATA[The Rubkes, who have four young children, said Bank of America told them last year they were being enrolled in the federal Making Home Affordable mortgage modification program.
For full article, click here



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		<title>HOPE NOW takes foreclosure solutions on the road</title>
		<link>http://www.thenationalmortgageexpert.com/daily/hope-now-takes-foreclosure-solutions-on-the-road/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/hope-now-takes-foreclosure-solutions-on-the-road/#comments</comments>
		<pubDate>Wed, 05 May 2010 12:00:24 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4219</guid>
		<description><![CDATA[The ripple effect of high unemployment rates in struggling to survive as a homeowner in the 21st century has wreaked havoc on the nation, thrusting foreclosure and bankruptcy rates into record high territories.
For full article, click here



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		<title>Homeowners Get Extra Cash For Selling Homes</title>
		<link>http://www.thenationalmortgageexpert.com/daily/homeowners-get-extra-cash-for-selling-homes/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/homeowners-get-extra-cash-for-selling-homes/#comments</comments>
		<pubDate>Tue, 04 May 2010 12:00:48 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4209</guid>
		<description><![CDATA[In the game of home foreclosures, there&#8217;s a new player in town called &#8220;short sales.&#8221;
For full article, click here



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		<title>New FHA Guidelines and Loan Modifications – How to Stop Foreclosure Fast and Save Your Home</title>
		<link>http://www.thenationalmortgageexpert.com/daily/new-fha-guidelines-and-loan-modifications-%e2%80%93-how-to-stop-foreclosure-fast-and-save-your-home/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/new-fha-guidelines-and-loan-modifications-%e2%80%93-how-to-stop-foreclosure-fast-and-save-your-home/#comments</comments>
		<pubDate>Mon, 26 Apr 2010 12:00:20 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4179</guid>
		<description><![CDATA[To stop foreclosure fast and save your home from the lenders auction block is a new goal most families are attempting to make a reality.
For full article, click here



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		<title>How foreclosure impacts your credit score</title>
		<link>http://www.thenationalmortgageexpert.com/daily/how-foreclosure-impacts-your-credit-score/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/how-foreclosure-impacts-your-credit-score/#comments</comments>
		<pubDate>Fri, 23 Apr 2010 15:57:05 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4181</guid>
		<description><![CDATA[If you&#8217;re delinquent on your mortgage, your credit score will suffer. Everyone knows that. The question is, by how much?
For full article, click here



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		<title>Inspector general says changes to Making Home Affordable may impede help</title>
		<link>http://www.thenationalmortgageexpert.com/daily/inspector-general-says-changes-to-making-home-affordable-may-impede-help/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/inspector-general-says-changes-to-making-home-affordable-may-impede-help/#comments</comments>
		<pubDate>Fri, 23 Apr 2010 15:21:43 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4174</guid>
		<description><![CDATA[Proposed changes to the government&#8217;s marquee foreclosure-prevention initiative may impede efforts to help troubled homeowners and could lead to more fraud in the program.
For full article, click here



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		<title>Economic Outlook: Foreclosures continue</title>
		<link>http://www.thenationalmortgageexpert.com/daily/economic-outlook-foreclosures-continue/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/economic-outlook-foreclosures-continue/#comments</comments>
		<pubDate>Wed, 21 Apr 2010 15:15:36 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4169</guid>
		<description><![CDATA[U.S. Treasury Department statistics indicate problems still are undermining the success a government program to help homeowners stay in their homes.
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		<title>New rules, same troubles?</title>
		<link>http://www.thenationalmortgageexpert.com/daily/new-rules-same-troubles/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/new-rules-same-troubles/#comments</comments>
		<pubDate>Thu, 15 Apr 2010 12:00:02 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4159</guid>
		<description><![CDATA[After the bubble burst, the government attempted to pick up the pieces with new programs and rules designed to resolve the foreclosures crisis.
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		<title>Brown Prosecution Sends Phony Foreclosure Consultants To Jail</title>
		<link>http://www.thenationalmortgageexpert.com/daily/brown-prosecution-sends-phony-foreclosure-consultants-to-jail/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/brown-prosecution-sends-phony-foreclosure-consultants-to-jail/#comments</comments>
		<pubDate>Tue, 13 Apr 2010 12:00:04 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4141</guid>
		<description><![CDATA[Two women have each been sentenced to one year in jail and ordered to repay dozens of homeowners who were charged thousands of dollars in up-front fees for non-existent foreclosure-relief services.
For full article, click here



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		<title>California Legislature Pushes Important Foreclosure Bill Forward</title>
		<link>http://www.thenationalmortgageexpert.com/daily/california-legislature-pushes-important-foreclosure-bill-forward/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/california-legislature-pushes-important-foreclosure-bill-forward/#comments</comments>
		<pubDate>Mon, 12 Apr 2010 16:25:28 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4128</guid>
		<description><![CDATA[In a 7-1 vote on Wednesday, the California Senate Banking, Finance, and Insurance Committee approved a measure that would better protect homeowners in the Golden State who are at risk of foreclosure.
For full article, click here



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		<title>Government&#8217;s short-sale aid implemented</title>
		<link>http://www.thenationalmortgageexpert.com/daily/governments-short-sale-aid-implemented/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/governments-short-sale-aid-implemented/#comments</comments>
		<pubDate>Thu, 08 Apr 2010 14:19:31 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4123</guid>
		<description><![CDATA[A government program that went into effect Monday is expected to speed up the short-sale process and prevent lenders from filing deficiency judgments against home sellers
For full article, click here



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		<title>U.S. Probes Foreclosure-Data Provider</title>
		<link>http://www.thenationalmortgageexpert.com/daily/u-s-probes-foreclosure-data-provider/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/u-s-probes-foreclosure-data-provider/#comments</comments>
		<pubDate>Thu, 08 Apr 2010 14:05:25 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4119</guid>
		<description><![CDATA[A subsidiary of a company that is a top provider of the documentation used by banks in the foreclosure process is under investigation by federal prosecutors.
]]></description>
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		<title>New state laws on foreclosures heralded</title>
		<link>http://www.thenationalmortgageexpert.com/your-home-your-future-radio/new-state-laws-on-foreclosures-heralded/</link>
		<comments>http://www.thenationalmortgageexpert.com/your-home-your-future-radio/new-state-laws-on-foreclosures-heralded/#comments</comments>
		<pubDate>Thu, 08 Apr 2010 13:57:00 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[new foreclosure laws]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4114</guid>
		<description><![CDATA[State Senators Jeff Klein (D, Bronx-Westchester) and Brian Foley (D, Suffolk County) discussed new foreclosure laws on Tuesday that were passed late last year but are set to take effect next week.
For full article, click here



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		<title>Economists Eye Spring Boost in Home Sales</title>
		<link>http://www.thenationalmortgageexpert.com/daily/economists-eye-spring-boost-in-home-sales/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/economists-eye-spring-boost-in-home-sales/#comments</comments>
		<pubDate>Fri, 02 Apr 2010 12:00:48 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[new mortgage relief plan]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4112</guid>
		<description><![CDATA[The White House says the new mortgage relief plan announced late last week will help homeowners struggling to refinance even if they owe the bank more than the house is worth.
For full article, click here



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		<title>Obama administration revises anti-foreclosure strategy</title>
		<link>http://www.thenationalmortgageexpert.com/daily/obama-administration-revises-anti-foreclosure-strategy/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/obama-administration-revises-anti-foreclosure-strategy/#comments</comments>
		<pubDate>Fri, 02 Apr 2010 12:00:16 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4110</guid>
		<description><![CDATA[The Obama administration Friday tried to manage expectations about its newest foreclosure-prevention efforts.
For full article, click here



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		<title>Obama administration announces effort to slash mortgages for unemployed borrowers</title>
		<link>http://www.thenationalmortgageexpert.com/daily/obama-administration-announces-effort-to-slash-mortgages-for-unemployed-borrowers/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/obama-administration-announces-effort-to-slash-mortgages-for-unemployed-borrowers/#comments</comments>
		<pubDate>Thu, 01 Apr 2010 12:00:14 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4106</guid>
		<description><![CDATA[The Obama administration announced new ways Friday to tackle the foreclosure crisis, in part by requiring lenders to temporarily slash or eliminate monthly mortgage payments for many borrowers who are unemployed.
For full article, click here



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		<title>Foreclosure relief plan still coming up short</title>
		<link>http://www.thenationalmortgageexpert.com/daily/foreclosure-relief-plan-still-coming-up-short/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/foreclosure-relief-plan-still-coming-up-short/#comments</comments>
		<pubDate>Wed, 31 Mar 2010 12:00:10 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4104</guid>
		<description><![CDATA[The government’s foreclosure relief program just isn’t working.  That was the assessment Thursday of two reports from government watchdogs and a panel of witnesses at a congressional hearing.
For full article, click here



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		<title>Treasury report lowers estimate of home borrowers helped by key program</title>
		<link>http://www.thenationalmortgageexpert.com/daily/treasury-report-lowers-estimate-of-home-borrowers-helped-by-key-program/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/treasury-report-lowers-estimate-of-home-borrowers-helped-by-key-program/#comments</comments>
		<pubDate>Tue, 30 Mar 2010 12:00:33 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4089</guid>
		<description><![CDATA[The Obama administration&#8217;s marquee foreclosure-prevention program is on course to help far fewer homeowners than previously expected, according to a government watchdog&#8217;s new report.
For full article, click here



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		<title>Loan Modification Could Cause Credit Score Crash</title>
		<link>http://www.thenationalmortgageexpert.com/daily/loan-modification-could-cause-credit-score-crash/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/loan-modification-could-cause-credit-score-crash/#comments</comments>
		<pubDate>Mon, 29 Mar 2010 12:00:52 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4087</guid>
		<description><![CDATA[The Obama administration’s loan modification program for borrowers who are making their payments on time but are near default could see a reduction in their credit score by 100 points.
For full article, click here



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		<title>New alternative to foreclosures unveiled</title>
		<link>http://www.thenationalmortgageexpert.com/daily/new-alternative-to-foreclosures-unveiled/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/new-alternative-to-foreclosures-unveiled/#comments</comments>
		<pubDate>Wed, 24 Mar 2010 12:00:32 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4076</guid>
		<description><![CDATA[Homeowners who can&#8217;t afford their mortgage payments may want to take a look at the federal government&#8217;s new alternative to foreclosure
For full article, click here



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		<title>Foreclosures Drop to Slowest Pace in Four Years</title>
		<link>http://www.thenationalmortgageexpert.com/daily/foreclosures-drop-to-slowest-pace-in-four-years/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/foreclosures-drop-to-slowest-pace-in-four-years/#comments</comments>
		<pubDate>Thu, 18 Mar 2010 12:00:10 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4042</guid>
		<description><![CDATA[Foreclosure data released Thursday offer a glimmer of hope for the U.S. housing market. But make that a qualified glimmer.
For full article, click here



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		<title>New round of foreclosures threatens housing market</title>
		<link>http://www.thenationalmortgageexpert.com/daily/new-round-of-foreclosures-threatens-housing-market/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/new-round-of-foreclosures-threatens-housing-market/#comments</comments>
		<pubDate>Thu, 18 Mar 2010 12:00:00 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4056</guid>
		<description><![CDATA[The housing market is facing swelling ranks of homeowners who are seriously delinquent but have yet to lose their homes, and this is threatening a new wave of foreclosures that could hit just as the real estate market has begun to stabilize.
For full article, click here



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		<title>Reports show foreclosures still climbing</title>
		<link>http://www.thenationalmortgageexpert.com/daily/reports-show-foreclosures-still-climbing/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/reports-show-foreclosures-still-climbing/#comments</comments>
		<pubDate>Wed, 17 Mar 2010 12:00:53 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4036</guid>
		<description><![CDATA[Foreclosures in Teton County and across the nation are still on the rise, according to recent statistics from a variety of private firms and federal agencies.
For full article, click here



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		<title>Mortgage debts may linger, even after foreclosure</title>
		<link>http://www.thenationalmortgageexpert.com/daily/mortgage-debts-may-linger-even-after-foreclosure/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/mortgage-debts-may-linger-even-after-foreclosure/#comments</comments>
		<pubDate>Wed, 17 Mar 2010 12:00:21 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4054</guid>
		<description><![CDATA[RealtyTrac reports today the number of Minnesota homes receiving a foreclosure-related notice in February rose 17 percent over the past year &#8212; more than the national average of 6 percent.
For full article, click here



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		<title>Program Will Pay Homeowners to Sell at a Loss</title>
		<link>http://www.thenationalmortgageexpert.com/daily/program-will-pay-homeowners-to-sell-at-a-loss/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/program-will-pay-homeowners-to-sell-at-a-loss/#comments</comments>
		<pubDate>Thu, 11 Mar 2010 12:00:26 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4019</guid>
		<description><![CDATA[In an effort to end the foreclosure crisis, the Obama administration has been trying to keep defaulting owners in their homes. Now it will take a new approach: paying some of them to leave.
For full article, click here



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		<title>Giant bank, giant struggle in providing mortgage help</title>
		<link>http://www.thenationalmortgageexpert.com/daily/giant-bank-giant-struggle-in-providing-mortgage-help/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/giant-bank-giant-struggle-in-providing-mortgage-help/#comments</comments>
		<pubDate>Wed, 10 Mar 2010 19:45:00 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4006</guid>
		<description><![CDATA[Two years after swallowing the troubled mortgage giant Countrywide Financial, Bank of America trails other major U.S. lenders in resolving troubled home loans through short sales or modified loan terms.
For full article, click here



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		<title>Are banks delaying foreclosure sales in your condo or homeowner community?</title>
		<link>http://www.thenationalmortgageexpert.com/daily/are-banks-delaying-foreclosure-sales-in-your-condo-or-homeowner-community/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/are-banks-delaying-foreclosure-sales-in-your-condo-or-homeowner-community/#comments</comments>
		<pubDate>Mon, 08 Mar 2010 12:00:18 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3987</guid>
		<description><![CDATA[A new ruling by a South Florida Circuit Court shows banks may be held financially accountable for purposely delaying foreclosure sales
For full article, click here



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		<title>Increasing numbers of Californians are suing lenders to avoid foreclosures</title>
		<link>http://www.thenationalmortgageexpert.com/daily/increasing-numbers-of-californians-are-suing-lenders-to-avoid-foreclosures/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/increasing-numbers-of-californians-are-suing-lenders-to-avoid-foreclosures/#comments</comments>
		<pubDate>Fri, 05 Mar 2010 12:00:46 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3984</guid>
		<description><![CDATA[Two weeks before their Sunnyvale home was to be auctioned off on the courthouse steps, Sonia Leverman and her sons seized on a desperate David-vs.-Goliath strategy: They sued their lender.
For full article, click here



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		<title>Wells Fargo Lending a Hand in Mortgage Modification Program</title>
		<link>http://www.thenationalmortgageexpert.com/daily/wells-fargo-lending-a-hand-in-mortgage-modification-program/</link>
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		<pubDate>Fri, 05 Mar 2010 12:00:11 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3982</guid>
		<description><![CDATA[The nation’s fourth largest bank, Wells Fargo, is offering its financial services to help underwater homeowners to refinance and avoid foreclosure.
For full article, click here



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		<title>Pending U.S. Existing Home Sales Unexpectedly Fall</title>
		<link>http://www.thenationalmortgageexpert.com/daily/pending-u-s-existing-home-sales-unexpectedly-fall/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/pending-u-s-existing-home-sales-unexpectedly-fall/#comments</comments>
		<pubDate>Thu, 04 Mar 2010 12:02:50 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3990</guid>
		<description><![CDATA[The number of contracts to buy previously owned U.S. homes unexpectedly declined in January, showing the extension of a tax credit is sparking little interest.
For full article, click here



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		<title>Man Who Bulldozed Home Could Lose Business Too</title>
		<link>http://www.thenationalmortgageexpert.com/daily/man-who-bulldozed-home-could-lose-business-too/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/man-who-bulldozed-home-could-lose-business-too/#comments</comments>
		<pubDate>Thu, 04 Mar 2010 12:00:59 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3958</guid>
		<description><![CDATA[The man who made national headlines for tearing down his home with a bulldozer said his legal troubles are not over yet.
For full article, click here



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		<title>Home, saved from foreclosure, seized by fire</title>
		<link>http://www.thenationalmortgageexpert.com/daily/home-saved-from-foreclosure-seized-by-fire/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/home-saved-from-foreclosure-seized-by-fire/#comments</comments>
		<pubDate>Thu, 04 Mar 2010 12:00:59 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3964</guid>
		<description><![CDATA[Perhaps, Art Cruz said, he’s reached the bottom of his woes.  “What else can go wrong right now?” he said Sunday afternoon, shortly after a fire tore through his home.
For full article, click here



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		<title>Government Considers More Restrictions on Bank Foreclosures</title>
		<link>http://www.thenationalmortgageexpert.com/daily/government-considers-more-restrictions-on-bank-foreclosures/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/government-considers-more-restrictions-on-bank-foreclosures/#comments</comments>
		<pubDate>Wed, 03 Mar 2010 12:00:34 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3947</guid>
		<description><![CDATA[Banks Would Have to Verify Homeowners do not Qualify for Loan Modification Programs Before Foreclosing.
For full article, click here



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		<title>Many borrowers in default stay put as lenders delay evictions</title>
		<link>http://www.thenationalmortgageexpert.com/daily/many-borrowers-in-default-stay-put-as-lenders-delay-evictions/</link>
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		<pubDate>Tue, 02 Mar 2010 12:00:21 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3962</guid>
		<description><![CDATA[Despite being months behind, many strapped residents are hanging on to their homes, essentially living rent-free. Pressure on banks to modify loans and a glut of inventory are driving the trend.
For full article, click here



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		<title>Ohio man bulldozes $350K home to avoid foreclosure</title>
		<link>http://www.thenationalmortgageexpert.com/daily/ohio-man-bulldozes-350k-home-to-avoid-foreclosure/</link>
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		<pubDate>Mon, 01 Mar 2010 12:00:33 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3956</guid>
		<description><![CDATA[An Ohio man says he bulldozed his $350,000 home to keep a bank from foreclosing on it.
For full article, click here



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		<title>Another Foreclosure Alternative</title>
		<link>http://www.thenationalmortgageexpert.com/daily/another-foreclosure-alternative/</link>
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		<pubDate>Mon, 01 Mar 2010 12:00:17 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3960</guid>
		<description><![CDATA[HOMEOWNERS on the verge of foreclosure will often seek a short sale as a graceful exit from an otherwise calamitous financial situation.
For full article, click here



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		<title>Obama wants to halt all home foreclosures prior to loan modification assistance</title>
		<link>http://www.thenationalmortgageexpert.com/daily/obama-wants-to-halt-all-home-foreclosures-prior-to-loan-modification-assistance/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/obama-wants-to-halt-all-home-foreclosures-prior-to-loan-modification-assistance/#comments</comments>
		<pubDate>Mon, 01 Mar 2010 12:00:12 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3941</guid>
		<description><![CDATA[Across the United States, millions of homeowners struggle every month to keep making their mortgage payments.
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		<title>Struggling homeowners warned against phony foreclosure &#8216;audits&#8217;</title>
		<link>http://www.thenationalmortgageexpert.com/daily/struggling-homeowners-warned-against-phony-foreclosure-audits/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/struggling-homeowners-warned-against-phony-foreclosure-audits/#comments</comments>
		<pubDate>Tue, 23 Feb 2010 19:33:35 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3919</guid>
		<description><![CDATA[State officials warned struggling homeowners Monday about a new variation on loan-modification scams: &#8220;forensic loan audits.&#8221;
For full article, click here



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		<title>Obama unveils mortgage plan to help California, 4 other states</title>
		<link>http://www.thenationalmortgageexpert.com/daily/obama-unveils-mortgage-plan-to-help-california-4-other-states/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/obama-unveils-mortgage-plan-to-help-california-4-other-states/#comments</comments>
		<pubDate>Tue, 23 Feb 2010 12:00:55 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3894</guid>
		<description><![CDATA[In Nevada, the president touts a $1.5-billion program designed to help people in danger of foreclosure. He also talks up beleaguered Sen. Harry Reid.
For full article, click here



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		<title>Fewer homeowners falling behind on mortgage payments</title>
		<link>http://www.thenationalmortgageexpert.com/daily/fewer-homeowners-falling-behind-on-mortgage-payments/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/fewer-homeowners-falling-behind-on-mortgage-payments/#comments</comments>
		<pubDate>Mon, 22 Feb 2010 18:56:13 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[mortgage delinquency rate]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3896</guid>
		<description><![CDATA[Delinquency rate at the end of December falls to a seasonally adjusted rate of 9.47% from 9.64% in the third quarter, according to a mortgage bankers group. But troubles are not over, experts say.
For full article, click here



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		<title>Coming Soon: 5 Million More Foreclosures</title>
		<link>http://www.thenationalmortgageexpert.com/daily/coming-soon-5-million-more-foreclosures/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/coming-soon-5-million-more-foreclosures/#comments</comments>
		<pubDate>Thu, 18 Feb 2010 12:00:11 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3886</guid>
		<description><![CDATA[
 Studies keep showing what we have known for a long time: Fighting foreclosures is a futile — and counter-productive — use of resources.
For full article, click here



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		<title>Foreclosure-prevention programs get $900,000 from state</title>
		<link>http://www.thenationalmortgageexpert.com/daily/foreclosure-prevention-programs-get-900000-from-state/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/foreclosure-prevention-programs-get-900000-from-state/#comments</comments>
		<pubDate>Wed, 17 Feb 2010 12:00:16 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[countrywide financial]]></category>
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		<category><![CDATA[Loan Modification]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3871</guid>
		<description><![CDATA[Foreclosure-prevention programs will receive nearly $900,000 to help them address the growing crisis in Washington, state Attorney General Rob McKenna said Thursday.
For full article, click here



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		<title>Mortgage officials try exits softer than foreclosures</title>
		<link>http://www.thenationalmortgageexpert.com/daily/mortgage-officials-try-exits-softer-than-foreclosures/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/mortgage-officials-try-exits-softer-than-foreclosures/#comments</comments>
		<pubDate>Tue, 16 Feb 2010 12:00:29 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[citigroup]]></category>
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		<category><![CDATA[Fannie Mae]]></category>
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		<category><![CDATA[Freddie Mac]]></category>
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		<category><![CDATA[making home affordable]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3849</guid>
		<description><![CDATA[Seeking alternatives to the nation&#8217;s struggling foreclosure prevention efforts, federal and mortgage industry officials increasingly are looking for ways to get distressed borrowers to leave their homes voluntarily&#8230;
For full article, click here



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		<title>One-Fifth of U.S. Homeowners Owe More Than Properties Are Worth</title>
		<link>http://www.thenationalmortgageexpert.com/daily/one-fifth-of-u-s-homeowners-owe-more-than-properties-are-worth/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/one-fifth-of-u-s-homeowners-owe-more-than-properties-are-worth/#comments</comments>
		<pubDate>Mon, 15 Feb 2010 12:00:57 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3834</guid>
		<description><![CDATA[More than a fifth of U.S. homeowners owed more than their properties were worth in the fourth quarter as the number of houses and condominiums lost to foreclosure climbed to a record, according to Zillow.com.
For full article, click here



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		<title>Homeowners rent out rooms to stave off foreclosure</title>
		<link>http://www.thenationalmortgageexpert.com/daily/homeowners-rent-out-rooms-to-stave-off-foreclosure/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/homeowners-rent-out-rooms-to-stave-off-foreclosure/#comments</comments>
		<pubDate>Thu, 11 Feb 2010 12:00:32 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[avoid foreclosure]]></category>
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		<category><![CDATA[mortgage payments]]></category>
		<category><![CDATA[rooms for rent]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3804</guid>
		<description><![CDATA[Reeling from the recession&#8217;s one-two-three-punch of job woes, climbing mortgage payments, and evaporating equity, desperate Silicon Valley homeowners are dipping into a nearby income stream to avoid foreclosure:
For full article, click here



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		<title>Homeowners at risk of foreclosure can delay paying overdue water bills</title>
		<link>http://www.thenationalmortgageexpert.com/daily/homeowners-at-risk-of-foreclosure-can-delay-paying-overdue-water-bills/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/homeowners-at-risk-of-foreclosure-can-delay-paying-overdue-water-bills/#comments</comments>
		<pubDate>Thu, 11 Feb 2010 12:00:22 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3813</guid>
		<description><![CDATA[
A new city program will let up to 2,000 homeowners, who have owed at least $1,000 for more than a year, stop the clock on penalties and unpaid interest.
For full article, click here




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		<title>City slow to recover from housing market collapse</title>
		<link>http://www.thenationalmortgageexpert.com/daily/city-slow-to-recover-from-housing-market-collapse/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/city-slow-to-recover-from-housing-market-collapse/#comments</comments>
		<pubDate>Thu, 11 Feb 2010 12:00:05 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[federal emergency money]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3806</guid>
		<description><![CDATA[A year ago, Mayor Bloomberg announced the city would spend $24 million in federal &#8220;emergency&#8221; money to buy and fix 115 foreclosed homes to sell right away.
For full article, click here



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		<title>Lawmakers target &#8216;foreclosure consultants&#8217;</title>
		<link>http://www.thenationalmortgageexpert.com/daily/lawmakers-target-foreclosure-consultants/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/lawmakers-target-foreclosure-consultants/#comments</comments>
		<pubDate>Wed, 10 Feb 2010 12:00:36 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3802</guid>
		<description><![CDATA[State lawmakers are moving to slam the door on what some see as fly-by-night scammers who hold themselves out as &#8220;foreclosure consultants.&#8221;
For full article, click here



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		<title>Is The FDIC Killing Short Sales?</title>
		<link>http://www.thenationalmortgageexpert.com/daily/is-the-fdic-killing-short-sales/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/is-the-fdic-killing-short-sales/#comments</comments>
		<pubDate>Tue, 09 Feb 2010 19:03:22 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[OneWest bank]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3816</guid>
		<description><![CDATA[IndyMac Bank (now OneWest Bank), is holding one of my clients hostage, demanding a $75k promissory note, or they will proceed to foreclosure.
For full article, click here



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		<title>House Oversight Committee To Investigate HAMP</title>
		<link>http://www.thenationalmortgageexpert.com/daily/house-oversight-committee-to-investigate-hamp/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/house-oversight-committee-to-investigate-hamp/#comments</comments>
		<pubDate>Mon, 08 Feb 2010 18:54:43 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[foreclosure mitigatiom program]]></category>
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		<category><![CDATA[house commitee on oversight and government reform]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3796</guid>
		<description><![CDATA[The House Committee on Oversight and Government Reform has launched an investigation into federal foreclosure mitigation programs, committee chair Ed Towns, D-N.Y., informed Treasury Secretary Tim Geithner in a letter dated Feb. 4.
For full article, click here



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		<title>Freddie Mac’s Outreach: A New Phase in Foreclosure Rescues</title>
		<link>http://www.thenationalmortgageexpert.com/daily/freddie-mac%e2%80%99s-outreach-a-new-phase-in-foreclosure-rescues/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/freddie-mac%e2%80%99s-outreach-a-new-phase-in-foreclosure-rescues/#comments</comments>
		<pubDate>Mon, 08 Feb 2010 18:50:33 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[borrower help centers]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3793</guid>
		<description><![CDATA[Freddie Mac, whose primary function is providing mortgage capital to lenders, also knows how important neighborhood outreach is to struggling homeowners facing foreclosure.
For full article, click here



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		<title>Foreclosure scams continue to menace homeowners</title>
		<link>http://www.thenationalmortgageexpert.com/daily/foreclosure-scams-continue-to-menace-homeowners/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/foreclosure-scams-continue-to-menace-homeowners/#comments</comments>
		<pubDate>Mon, 08 Feb 2010 12:22:39 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3770</guid>
		<description><![CDATA[Foreclosure scams that ultimately cost struggling homeowners more than a mortgage payment continue to climb in Arizona.
For full article, click here



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		<title>State foreclosure filings fell in January</title>
		<link>http://www.thenationalmortgageexpert.com/daily/state-foreclosure-filings-fell-in-january/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/state-foreclosure-filings-fell-in-january/#comments</comments>
		<pubDate>Fri, 05 Feb 2010 12:00:43 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3742</guid>
		<description><![CDATA[Foreclosure filings in Wisconsin fell 10.9% in January from the same month in 2009, offering some hope that the foreclosure problem &#8211; while not soon going away &#8211; at least could level off.
For full article, click here



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		<title>Only 1,072 permanent loan modifications in Colorado</title>
		<link>http://www.thenationalmortgageexpert.com/daily/only-1072-permanent-loan-modifications-in-colorado/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/only-1072-permanent-loan-modifications-in-colorado/#comments</comments>
		<pubDate>Fri, 05 Feb 2010 12:00:27 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3750</guid>
		<description><![CDATA[Only 1,072 permanent loan modifications have been made to homeowners in Colorado facing foreclosure, according to the latest government data.
For full article, click here



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		<title>You lost your house &#8211; but you still have to pay</title>
		<link>http://www.thenationalmortgageexpert.com/daily/you-lost-your-house-but-you-still-have-to-pay/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/you-lost-your-house-but-you-still-have-to-pay/#comments</comments>
		<pubDate>Thu, 04 Feb 2010 18:21:43 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3768</guid>
		<description><![CDATA[As terrible as it is to lose your house to foreclosure, at least it&#8217;s a relief to put your biggest financial headache behind you, right?
For full article, click here



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		<title>When A Homeowner&#8217;s Best Move Is Turning Over The Keys</title>
		<link>http://www.thenationalmortgageexpert.com/daily/when-a-homeowners-best-move-is-turning-over-the-keys/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/when-a-homeowners-best-move-is-turning-over-the-keys/#comments</comments>
		<pubDate>Thu, 04 Feb 2010 12:00:12 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3737</guid>
		<description><![CDATA[If the lousy economy has got you struggling to make your mortgage payments, there&#8217;s a good chance you&#8217;ve entertained at least a passing fantasy about turning in the keys and closing the door on your housing woes.
For full article, click here



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		<title>Fannie Mae Increases Closing Cost Assistance on Foreclosures</title>
		<link>http://www.thenationalmortgageexpert.com/daily/fannie-mae-increases-closing-cost-assistance-on-foreclosures/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/fannie-mae-increases-closing-cost-assistance-on-foreclosures/#comments</comments>
		<pubDate>Wed, 03 Feb 2010 12:00:27 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3739</guid>
		<description><![CDATA[In recent months, Fannie Mae has introduced initiatives to help owner-occupants purchase foreclosures.
For full article, click here



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		<title>FHA and Fannie: Pushing Foreclosure Sales</title>
		<link>http://www.thenationalmortgageexpert.com/daily/fha-and-fannie-pushing-foreclosure-sales/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/fha-and-fannie-pushing-foreclosure-sales/#comments</comments>
		<pubDate>Tue, 02 Feb 2010 17:46:46 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3744</guid>
		<description><![CDATA[Starting today home &#8220;Flippers&#8221; are now welcome at the FHA.  That&#8217;s right, with a glut of foreclosures plaguing the nation&#8217;s neighborhoods, the FHA is temporarily removing restrictions on investors who buy and sell homes within 90 days.
For full article, click here



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		<title>Gov&#8217;t Readies Changes to Mortgage Relief Plan</title>
		<link>http://www.thenationalmortgageexpert.com/daily/govt-readies-changes-to-mortgage-relief-plan/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/govt-readies-changes-to-mortgage-relief-plan/#comments</comments>
		<pubDate>Fri, 29 Jan 2010 12:00:54 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3714</guid>
		<description><![CDATA[The Treasury Department on Thursday plans to unveil changes designed to streamline burdensome paperwork required for its foreclosure relief plan, according to people briefed on the matter.
For full article, click here



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		<title>Foreclosure help can’t rely on half-measures</title>
		<link>http://www.thenationalmortgageexpert.com/daily/foreclosure-help-can%e2%80%99t-rely-on-half-measures/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/foreclosure-help-can%e2%80%99t-rely-on-half-measures/#comments</comments>
		<pubDate>Thu, 28 Jan 2010 12:00:51 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3695</guid>
		<description><![CDATA[The Goldilocks strategy isn’t working for the American housing market.  President Obama’s “just right” fix for homeowners facing foreclosure was intended to offer aid without absolution.
For full article, click here



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		<title>Here’s How to Help</title>
		<link>http://www.thenationalmortgageexpert.com/daily/here%e2%80%99s-how-to-help/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/here%e2%80%99s-how-to-help/#comments</comments>
		<pubDate>Wed, 27 Jan 2010 12:00:47 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3678</guid>
		<description><![CDATA[President Obama promised this week to reconnect to the concerns and needs of Americans who are suffering from the recession. One important way to do that is to help hard-pressed families hang on to their homes.
For full article, click here



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		<title>3 indicted in alleged foreclosure rescue scam</title>
		<link>http://www.thenationalmortgageexpert.com/daily/3-indicted-in-alleged-foreclosure-rescue-scam/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/3-indicted-in-alleged-foreclosure-rescue-scam/#comments</comments>
		<pubDate>Wed, 27 Jan 2010 12:00:28 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3676</guid>
		<description><![CDATA[Three men have been indicted on theft charges in an alleged foreclosure rescue scam that bilked people out of thousands of dollars to modify loans, the state Attorney General’s office announced Thursday.
For full article, click here



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		<title>Report cites flaws in foreclosure prevention effort, sees new wave of defaults</title>
		<link>http://www.thenationalmortgageexpert.com/daily/report-cites-flaws-in-foreclosure-prevention-effort-sees-new-wave-of-defaults/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/report-cites-flaws-in-foreclosure-prevention-effort-sees-new-wave-of-defaults/#comments</comments>
		<pubDate>Mon, 25 Jan 2010 12:00:30 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3662</guid>
		<description><![CDATA[The high level of foreclosures plaguing the country will get worse before it gets better, according to report issued Wednesday
For full article, click here



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		<title>The 10 Secret Answers To The Most Important Loan Modification Questions</title>
		<link>http://www.thenationalmortgageexpert.com/your-home-your-future-radio/the-10-secret-answers-to-the-most-important-loan-modification-questions/</link>
		<comments>http://www.thenationalmortgageexpert.com/your-home-your-future-radio/the-10-secret-answers-to-the-most-important-loan-modification-questions/#comments</comments>
		<pubDate>Thu, 21 Jan 2010 21:00:14 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3664</guid>
		<description><![CDATA[*Do you want to get a flawless Loan Modification?
*Are you not getting the answers you need? 
*Get my secret tip on How to save your home from foreclosure without filing for Bankruptcy!
Click Here to Listen to the January 21, 2010 airing



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		<title>More Than 100,000 Loan Modifications Become Permanent</title>
		<link>http://www.thenationalmortgageexpert.com/daily/more-than-100000-loan-modifications-become-permanent/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/more-than-100000-loan-modifications-become-permanent/#comments</comments>
		<pubDate>Tue, 19 Jan 2010 12:00:19 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3634</guid>
		<description><![CDATA[An updated report released Friday on the federal government&#8217;s foreclosure-prevention effort to modify troubled home loans shows that more than 100,000 permanent modifications have been approved as of December.
For full article, click here



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		<title>Paperwork Woes Plague Mortgage Plan</title>
		<link>http://www.thenationalmortgageexpert.com/daily/paperwork-woes-plague-mortgage-plan/</link>
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		<pubDate>Tue, 19 Jan 2010 12:00:12 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3632</guid>
		<description><![CDATA[Thousands of homeowners participating in the Obama administration&#8217;s foreclosure-prevention plan could miss a government deadline for completing necessary paperwork, putting them at risk of disqualification.
For full article, click here



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		<title>Foreclosure filings nearly flat in N.J., but problem is far from over</title>
		<link>http://www.thenationalmortgageexpert.com/daily/foreclosure-filings-nearly-flat-in-n-j-but-problem-is-far-from-over/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/foreclosure-filings-nearly-flat-in-n-j-but-problem-is-far-from-over/#comments</comments>
		<pubDate>Mon, 18 Jan 2010 12:01:57 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3603</guid>
		<description><![CDATA[Foreclosure filings in New Jersey totaled about 63,000 last year, a 1 percent increase over 2008, RealtyTrac said Wednesday. However, the housing market&#8217;s troubles are far from over, experts say.
For full article, click here



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