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	<title>Joe Gross - The National Mortgage Expert &#187; Learning Center</title>
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		<title>Who are Fannie Mae and Freddie Mac?</title>
		<link>http://www.thenationalmortgageexpert.com/daily/who-are-fannie-mae-and-freddie-mac/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/who-are-fannie-mae-and-freddie-mac/#comments</comments>
		<pubDate>Wed, 24 Aug 2011 12:00:39 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
		<category><![CDATA[Foreclosure]]></category>
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		<category><![CDATA[Fannie Mae]]></category>
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		<category><![CDATA[foreclosure-prevention initiative]]></category>
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		<category><![CDATA[making home affordable program]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5630</guid>
		<description><![CDATA[Fannie Mae and Freddie Mac are publicly traded companies that guarantee the majority of new mortgages in the U.S. They are key players in the government&#8217;s foreclosure-prevention initiative, most notably, the $29.9-billion Making Home Affordable program.
For full article, click here



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		<title>The Basic Steps of Foreclosure</title>
		<link>http://www.thenationalmortgageexpert.com/daily/the-basic-steps-of-foreclosure/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/the-basic-steps-of-foreclosure/#comments</comments>
		<pubDate>Tue, 23 Aug 2011 22:28:40 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5644</guid>
		<description><![CDATA[Each situation is different, but there are a few stages that are atypical of foreclosure.
For full article, click here



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		<title>Foreclosure: How Can I Avoid It?</title>
		<link>http://www.thenationalmortgageexpert.com/daily/foreclosure-how-can-i-avoid-it/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/foreclosure-how-can-i-avoid-it/#comments</comments>
		<pubDate>Tue, 23 Aug 2011 22:18:16 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5639</guid>
		<description><![CDATA[
The Federal Government’s Steps to Help Homeowners Avoid Foreclosure.  The federal government announced several programs over the last few years to help homeowners in need of assistance avoid foreclosure.
For full article, click here




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		<title>Senator faults NYC over deaths in foreclosed home</title>
		<link>http://www.thenationalmortgageexpert.com/daily/senator-faults-nyc-over-deaths-in-foreclosed-home/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/senator-faults-nyc-over-deaths-in-foreclosed-home/#comments</comments>
		<pubDate>Wed, 03 Aug 2011 12:00:31 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5598</guid>
		<description><![CDATA[City officials could have acted to prevent the fire deaths of a boy and his parents in an illegally subdivided home that fell into disrepair in the foreclosure crisis, state Sen. Jeffrey Klein said Monday, while the mayor&#8217;s office disputed the claim.
For full article, click here



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		<title>Real estate trend – banks demolishing foreclosures rather than selling?</title>
		<link>http://www.thenationalmortgageexpert.com/daily/real-estate-trend-%e2%80%93-banks-demolishing-foreclosures-rather-than-selling/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/real-estate-trend-%e2%80%93-banks-demolishing-foreclosures-rather-than-selling/#comments</comments>
		<pubDate>Tue, 02 Aug 2011 20:24:03 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[real estate trend]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5596</guid>
		<description><![CDATA[No more taxes, no more toxic asset, the urban renewal group in the city gets some land, and homeowners aren’t threatened by a foreclosure sitting on the market for months, impacting their values.
For full article, click here



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		<title>What to do when foreclosure looms</title>
		<link>http://www.thenationalmortgageexpert.com/daily/what-to-do-when-foreclosure-looms/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/what-to-do-when-foreclosure-looms/#comments</comments>
		<pubDate>Wed, 29 Jun 2011 20:52:49 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5522</guid>
		<description><![CDATA[Something unexpected and financially overwhelming has happened — you&#8217;ve gotten sick or your hours have been cut at work or you&#8217;ve taken on the increasingly expensive care of an elderly parent.
For full article, click here



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		<title>HUD releases $1 Billion of Foreclosure Assistance for 27 States</title>
		<link>http://www.thenationalmortgageexpert.com/daily/hud-releases-1-billion-of-foreclosure-assistance-for-27-states/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/hud-releases-1-billion-of-foreclosure-assistance-for-27-states/#comments</comments>
		<pubDate>Tue, 28 Jun 2011 09:29:05 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[foreslocure assistance]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5512</guid>
		<description><![CDATA[The U.S. Department of Housing and Urban Development (HUD) has partnered with NeighborWorks America to launch the Emergency Homeowners’ Loan Program (EHLP) to help those at risk of losing their homes.
For full article, click here



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		<title>5 Ways to Avoid Foreclosure</title>
		<link>http://www.thenationalmortgageexpert.com/daily/5-ways-to-avoid-foreclosure/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/5-ways-to-avoid-foreclosure/#comments</comments>
		<pubDate>Mon, 13 Jun 2011 01:28:15 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[deed in lieu]]></category>
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		<category><![CDATA[refinance]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5486</guid>
		<description><![CDATA[In light of the current housing market crisis facing America, the word “foreclosure” represents a very real threat and risk that is breathing down the necks of millions of Americans.
For full article, click here



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		<title>Five Things You Should Know Before Buying A Foreclosure</title>
		<link>http://www.thenationalmortgageexpert.com/daily/five-things-you-should-know-before-buying-a-foreclosure/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/five-things-you-should-know-before-buying-a-foreclosure/#comments</comments>
		<pubDate>Fri, 03 Jun 2011 02:03:58 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5466</guid>
		<description><![CDATA[By now, the general public has been exposed to so many evening news reports about foreclosures that the thought of buying one conjures up all sorts of images.
For full article, click here



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		<title>Home sales fall even as mortgage rates touch lows for 2011</title>
		<link>http://www.thenationalmortgageexpert.com/daily/home-sales-fall-even-as-mortgage-rates-touch-lows-for-2011/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/home-sales-fall-even-as-mortgage-rates-touch-lows-for-2011/#comments</comments>
		<pubDate>Fri, 20 May 2011 09:46:25 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5430</guid>
		<description><![CDATA[Fewer people purchased previously occupied homes in April. Activity among first-time homebuyers increased and foreclosure sales declined, but those factors weren&#8217;t enough to signal a recovery in the weak housing market.
For full article, click here



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		<title>Banks Rush to Improve Foreclosure Practices</title>
		<link>http://www.thenationalmortgageexpert.com/daily/banks-rush-to-improve-foreclosure-practices/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/banks-rush-to-improve-foreclosure-practices/#comments</comments>
		<pubDate>Tue, 03 May 2011 03:46:23 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[loan servicer]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5395</guid>
		<description><![CDATA[Under orders from U.S. regulators, 14 financial institutions have until mid-June to lay out plans to clean up their mortgage-servicing operations—and another 60 days to make the changes.
For full article, click here



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		<title>Foreclosure Deals: Do You Know the Fundamentals?</title>
		<link>http://www.thenationalmortgageexpert.com/daily/foreclosure-deals-do-you-know-the-fundamentals/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/foreclosure-deals-do-you-know-the-fundamentals/#comments</comments>
		<pubDate>Tue, 03 May 2011 03:29:14 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5389</guid>
		<description><![CDATA[You see bits and pieces foreclosure deals all around. The buzz is that they’re very profitable. But what is really happening? How do foreclosure deals work?
For full article, click here



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		<title>Foreclosure Crisis Helps Make New Homes A Bad Deal</title>
		<link>http://www.thenationalmortgageexpert.com/daily/foreclosure-crisis-helps-make-new-homes-a-bad-deal/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/foreclosure-crisis-helps-make-new-homes-a-bad-deal/#comments</comments>
		<pubDate>Mon, 28 Mar 2011 12:00:53 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5315</guid>
		<description><![CDATA[A new home, the dream of many would-be buyers, makes less and less financial sense in many places.
For full article, click here



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		<title>Regulators Push Foreclosure Crisis Solution</title>
		<link>http://www.thenationalmortgageexpert.com/daily/regulators-push-foreclosure-crisis-solution/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/regulators-push-foreclosure-crisis-solution/#comments</comments>
		<pubDate>Tue, 08 Mar 2011 12:00:57 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[Foreclosure]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5244</guid>
		<description><![CDATA[Federal and state authorities have banded together to give large banks a detailed proposal for how to handle loan servicing and foreclosure.
For full article, click here



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		<title>NJ mortgage fraud costs people their houses</title>
		<link>http://www.thenationalmortgageexpert.com/daily/nj-mortgage-fraud-costs-people-their-houses/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/nj-mortgage-fraud-costs-people-their-houses/#comments</comments>
		<pubDate>Fri, 04 Mar 2011 12:04:14 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[mortgage fraud]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5221</guid>
		<description><![CDATA[Michael and Lori Saul thought they were being offered a lifeline to rescue their home from foreclosure.  In the end, it turned out to be a snare.
For full article, click here



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		<title>Banks more willing to work with homeowners to prevent foreclosure</title>
		<link>http://www.thenationalmortgageexpert.com/daily/banks-more-willing-to-work-with-homeowners-to-prevent-foreclosure/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/banks-more-willing-to-work-with-homeowners-to-prevent-foreclosure/#comments</comments>
		<pubDate>Wed, 16 Feb 2011 12:00:51 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[making home affordable program]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5169</guid>
		<description><![CDATA[The Robinson family was living paycheck to paycheck when in 2009 the interest rate on their mortgage went up $400 a month. When Ruth Robinson and her husband bought their house six years ago, they had an adjustable rate mortgage.
For full article, click here



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		<title>3 Major benefits of mortgage loan modification</title>
		<link>http://www.thenationalmortgageexpert.com/daily/3-major-benefits-of-mortgage-loan-modification/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/3-major-benefits-of-mortgage-loan-modification/#comments</comments>
		<pubDate>Thu, 03 Feb 2011 12:00:51 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[repayment]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5133</guid>
		<description><![CDATA[There are certain loopholes of getting your mortgage terms modified but still you get certain benefits.
For full article, click here



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		<title>Myths and Facts of Foreclosure</title>
		<link>http://www.thenationalmortgageexpert.com/daily/myths-and-facts-of-foreclosure/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/myths-and-facts-of-foreclosure/#comments</comments>
		<pubDate>Thu, 03 Feb 2011 12:00:05 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
		<category><![CDATA[Foreclosure]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5144</guid>
		<description><![CDATA[There are many misconceptions concerning the issue of foreclosure. Unfortunately these misconceptions have lead many homeowners to take all the wrong actions in trying to stop foreclosure.
For full article, click here



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		<title>Banks take steps to clean up foreclosure process</title>
		<link>http://www.thenationalmortgageexpert.com/daily/banks-take-steps-to-clean-up-foreclosure-process/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/banks-take-steps-to-clean-up-foreclosure-process/#comments</comments>
		<pubDate>Fri, 14 Jan 2011 12:00:42 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[code of conduct]]></category>
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		<category><![CDATA[ethics]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/daily/banks-take-steps-to-clean-up-foreclosure-process/</guid>
		<description><![CDATA[An overhaul of lender foreclosure systems is forcing many attorneys to sign code-of-conduct pledges and is leading to dismissals of hundreds of cases.
For full article, click here



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		<title>Government Cracking Down On Bank Foreclosure Procedures</title>
		<link>http://www.thenationalmortgageexpert.com/daily/government-cracking-down-on-bank-foreclosure-procedures/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/government-cracking-down-on-bank-foreclosure-procedures/#comments</comments>
		<pubDate>Tue, 11 Jan 2011 12:00:22 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[pre foreclosure period]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5078</guid>
		<description><![CDATA[Experienced investors know that while a bank foreclosure is being processed, owners may sell their homes in order to avoid foreclosure. This period is referred to as the pre foreclosure period.
For full article, click here



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		<title>Four Options For Averting An Impending Foreclosure</title>
		<link>http://www.thenationalmortgageexpert.com/daily/four-options-for-averting-an-impending-foreclosure/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/four-options-for-averting-an-impending-foreclosure/#comments</comments>
		<pubDate>Tue, 11 Jan 2011 04:16:03 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5080</guid>
		<description><![CDATA[As you work towards keeping foreclosure at bay, remember that staying open with your lender is the single most important thing you can do.
For full article, click here



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		<title>Homeowner Beats Bank Of America In Small Claims Court</title>
		<link>http://www.thenationalmortgageexpert.com/news/homeowner-beats-bank-of-america-in-small-claims-court/</link>
		<comments>http://www.thenationalmortgageexpert.com/news/homeowner-beats-bank-of-america-in-small-claims-court/#comments</comments>
		<pubDate>Mon, 10 Jan 2011 12:00:55 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Government]]></category>
		<category><![CDATA[Learning Center]]></category>
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		<category><![CDATA[World]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5064</guid>
		<description><![CDATA[A California homeowner sued Bank of America in small claims court and won $7,595 from the bank after it burned him on a mortgage modification.
For full article, click here



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		<title>Top 5 Alternatives to Bankruptcy</title>
		<link>http://www.thenationalmortgageexpert.com/daily/top-5-alternatives-to-bankruptcy/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/top-5-alternatives-to-bankruptcy/#comments</comments>
		<pubDate>Wed, 08 Dec 2010 15:31:29 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[Bankruptcy]]></category>
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		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[debt settlement]]></category>
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		<category><![CDATA[Joe Gross]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4979</guid>
		<description><![CDATA[Looking for alternatives to bankruptcy? You are not alone; millions of Americans file for bankruptcy each year, but it is not an inevitable fate for those whose debts have gotten out of hand.
For full article, click here



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		<title>Foreclosure and the effect on your credit rating</title>
		<link>http://www.thenationalmortgageexpert.com/daily/foreclosure-and-the-effect-on-your-credit-rating/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/foreclosure-and-the-effect-on-your-credit-rating/#comments</comments>
		<pubDate>Wed, 24 Nov 2010 12:00:28 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4926</guid>
		<description><![CDATA[While foreclosures are generally considered a huge black mark in terms of credit ratings, it does not necessarily mean that consumers are ineligible for loans in the near future.
For full article, click here



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		<title>Credit scores to be revised amid soaring mortgage defaults</title>
		<link>http://www.thenationalmortgageexpert.com/daily/credit-scores-to-be-revised-amid-soaring-mortgage-defaults/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/credit-scores-to-be-revised-amid-soaring-mortgage-defaults/#comments</comments>
		<pubDate>Fri, 12 Nov 2010 12:00:32 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4876</guid>
		<description><![CDATA[With foreclosures soaring — and homeowners with unblemished payment histories abruptly walking away from their houses with no warning to lenders — the two major producers of credit scores have begun changing how they evaluate consumers&#8217; risks of default.
For full article, click here



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		<title>Why foreclosure robo-signers should be everyone&#8217;s concern</title>
		<link>http://www.thenationalmortgageexpert.com/daily/why-foreclosure-robo-signers-should-be-everyones-concern/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/why-foreclosure-robo-signers-should-be-everyones-concern/#comments</comments>
		<pubDate>Fri, 05 Nov 2010 12:00:50 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[affidavits]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4863</guid>
		<description><![CDATA[Why should we care that an employee of GMAC Mortgage admitted to signing 400 foreclosure affidavits a day without reading the loan files to verify that the information in the affidavits was correct?
For full article, click here



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		<title>The Housing Bust Lobby</title>
		<link>http://www.thenationalmortgageexpert.com/daily/the-housing-bust-lobby/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/the-housing-bust-lobby/#comments</comments>
		<pubDate>Mon, 25 Oct 2010 12:00:36 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[robo signers]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4830</guid>
		<description><![CDATA[More than three years into the housing bust, the foreclosure mitigation lobby apparently wants to keep the fun going. That will surely be the result if the political uproar over bank &#8220;robo-signers&#8221; becomes a moratorium on foreclosures.
For full article, click here



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		<title>Bank of America ends freeze on foreclosures in 23 states</title>
		<link>http://www.thenationalmortgageexpert.com/daily/bank-of-america-ends-freeze-on-foreclosures-in-23-states/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/bank-of-america-ends-freeze-on-foreclosures-in-23-states/#comments</comments>
		<pubDate>Fri, 22 Oct 2010 12:00:29 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4827</guid>
		<description><![CDATA[Bank of America Corp. ended its freeze on foreclosures in 23 states earlier than some analysts had expected, but it is still reviewing its actions in California and 26 other states to make sure its attempts to seize homes complied with the states&#8217; laws.
For full article, click here



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		<title>Bank of America to Freeze Foreclosure Cases</title>
		<link>http://www.thenationalmortgageexpert.com/daily/bank-of-america-to-freeze-foreclosure-cases/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/bank-of-america-to-freeze-foreclosure-cases/#comments</comments>
		<pubDate>Mon, 11 Oct 2010 12:00:44 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4800</guid>
		<description><![CDATA[Bank of America, the country’s largest mortgage lender by assets, said on Friday that it was reviewing documents in all foreclosure cases now in court to evaluate if there were errors.
For full article, click here



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		<title>It&#8217;s paper chase on foreclosures</title>
		<link>http://www.thenationalmortgageexpert.com/daily/its-paper-chase-on-foreclosures/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/its-paper-chase-on-foreclosures/#comments</comments>
		<pubDate>Fri, 08 Oct 2010 12:00:53 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4804</guid>
		<description><![CDATA[Seven months after The Post detailed problems with JPMorgan Chase&#8217;s foreclosure operation, the giant bank last week asked judges to postpone rulings in pending foreclosure cases it has brought against homeowners &#8212; citing the same paperwork flaws brought to light last February.
For full article, click here



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		<title>Lost in the system that took the house</title>
		<link>http://www.thenationalmortgageexpert.com/daily/lost-in-the-system-that-took-the-house/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/lost-in-the-system-that-took-the-house/#comments</comments>
		<pubDate>Thu, 07 Oct 2010 12:00:23 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4785</guid>
		<description><![CDATA[Critical papers regarding his Orlando home were missing dates, and some signatures appeared to him to be forged. He challenged the foreclosure in court but failed.
For full article, click here



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		<title>US homes lost to foreclosure up 25 pct on year</title>
		<link>http://www.thenationalmortgageexpert.com/daily/us-homes-lost-to-foreclosure-up-25-pct-on-year/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/us-homes-lost-to-foreclosure-up-25-pct-on-year/#comments</comments>
		<pubDate>Thu, 16 Sep 2010 15:37:04 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[mortgage crisis]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4759</guid>
		<description><![CDATA[Lenders took back more homes in August than in any month since the start of the U.S. mortgage crisis.
For full article, click here



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		<title>Newark receives $2M in federal funds to rehabilitate, resell 47 foreclosed homes</title>
		<link>http://www.thenationalmortgageexpert.com/daily/newark-receives-2m-in-federal-funds-to-rehabilitate-resell-47-foreclosed-homes/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/newark-receives-2m-in-federal-funds-to-rehabilitate-resell-47-foreclosed-homes/#comments</comments>
		<pubDate>Mon, 13 Sep 2010 12:00:03 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4734</guid>
		<description><![CDATA[Newark will receive $2 million in federal money to fund an initiative intended to reverse the effects of the foreclosure crisis, federal and city officials announced at a press conference today.
For full article, click here



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		<title>As Pay Falls, Borrowers Lose Ground</title>
		<link>http://www.thenationalmortgageexpert.com/daily/as-pay-falls-borrowers-lose-ground/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/as-pay-falls-borrowers-lose-ground/#comments</comments>
		<pubDate>Fri, 10 Sep 2010 12:00:10 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4715</guid>
		<description><![CDATA[LENDERS scrutinize all elements of a mortgage application, but one factor remains critical: the debt-to-income ratio, or the percentage of a borrower’s monthly gross income that goes toward housing expenses.
For full article, click here



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		<title>New York Creates Borrowers&#8217; Bill of Rights</title>
		<link>http://www.thenationalmortgageexpert.com/daily/new-york-creates-borrowers-bill-of-rights/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/new-york-creates-borrowers-bill-of-rights/#comments</comments>
		<pubDate>Thu, 19 Aug 2010 12:00:29 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4640</guid>
		<description><![CDATA[Just how much trouble are mortgage borrowers having with their loan servicers? These are the companies that send the monthly bills, foreclose when the payments don&#8217;t come&#8230;
For full article, click here



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		<title>HUD to award $79 million in grants to reduce foreclosures and help families</title>
		<link>http://www.thenationalmortgageexpert.com/daily/hud-to-award-79-million-in-grants-to-reduce-foreclosures-and-help-families/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/hud-to-award-79-million-in-grants-to-reduce-foreclosures-and-help-families/#comments</comments>
		<pubDate>Mon, 09 Aug 2010 20:31:03 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/daily/hud-to-award-79-million-in-grants-to-reduce-foreclosures-and-help-families/</guid>
		<description><![CDATA[U.S. Department of Housing and Urban Development Secretary Shaun Donovan announced Thursday that $79 million in federal grants will be made available to reduce foreclosures and assist families looking for housing.
For full article, click here



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		<title>5 states get $600M for foreclosure prevention</title>
		<link>http://www.thenationalmortgageexpert.com/daily/5-states-get-600m-for-foreclosure-prevention/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/5-states-get-600m-for-foreclosure-prevention/#comments</comments>
		<pubDate>Thu, 05 Aug 2010 12:00:33 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4601</guid>
		<description><![CDATA[The Obama administration has released $600 million in TARP funds that are intended to help state Housing Finance Agencies assist an estimated 50,000 homeowners facing foreclosure in five states hit hard by unemployment.
For full article, click here



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		<title>Homeowners Associations: The New Foreclosure</title>
		<link>http://www.thenationalmortgageexpert.com/daily/homeowners-associations-the-new-foreclosure/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/homeowners-associations-the-new-foreclosure/#comments</comments>
		<pubDate>Fri, 23 Jul 2010 12:00:59 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4542</guid>
		<description><![CDATA[&#8220;I had no idea that they could foreclose,&#8221; Tony Goodman tells me.  Neither did I, but Goodman&#8217;s homeowners association did just that in April because he owed $769 in back dues.
For full article, click here



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		<title>Despite making wise financial decisions, most homeowners still face foreclosure</title>
		<link>http://www.thenationalmortgageexpert.com/daily/despite-making-wise-financial-decisions-most-homeowners-still-face-foreclosure/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/despite-making-wise-financial-decisions-most-homeowners-still-face-foreclosure/#comments</comments>
		<pubDate>Thu, 22 Jul 2010 12:00:56 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4548</guid>
		<description><![CDATA[Some homeowners are facing foreclosure not as a result of predatory lending or unpaid credit card balances, but because of unrelenting economic conditions.
For full article, click here



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		<title>A look at state foreclosure rates from Jan.-June</title>
		<link>http://www.thenationalmortgageexpert.com/daily/a-look-at-state-foreclosure-rates-from-jan-june/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/a-look-at-state-foreclosure-rates-from-jan-june/#comments</comments>
		<pubDate>Wed, 21 Jul 2010 15:20:28 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4545</guid>
		<description><![CDATA[Here is a list of foreclosure rates, by state, from January through June.
For full article, click here



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		<title>Taking the hit-or-miss out of a short sale</title>
		<link>http://www.thenationalmortgageexpert.com/daily/taking-the-hit-or-miss-out-of-a-short-sale/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/taking-the-hit-or-miss-out-of-a-short-sale/#comments</comments>
		<pubDate>Thu, 15 Jul 2010 12:00:51 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[deed in lieu]]></category>
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		<category><![CDATA[home affordable forelosure alternative program]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4514</guid>
		<description><![CDATA[The federal government&#8217;s Home Affordable Foreclosure Alternatives program, or HAFA, announced in April, may actually achieve some success where its predecessors have failed.
For full article, click here



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		<title>Indictments Announced In Mortgage Rescue Scam</title>
		<link>http://www.thenationalmortgageexpert.com/daily/indictments-announced-in-mortgage-rescue-scam/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/indictments-announced-in-mortgage-rescue-scam/#comments</comments>
		<pubDate>Wed, 14 Jul 2010 12:00:24 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4512</guid>
		<description><![CDATA[Marisol Perez, 48, of Las Vegas, was indicted on charges of four felony counts of theft in connection with the operation of We Save Your Home, LLC, a foreclosure rescue business located in Las Vegas.
For full article, click here



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		<title>Prevent Foreclosure? Not Easy With Bank Of America!</title>
		<link>http://www.thenationalmortgageexpert.com/daily/prevent-foreclosure-not-easy-with-bank-of-america/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/prevent-foreclosure-not-easy-with-bank-of-america/#comments</comments>
		<pubDate>Tue, 06 Jul 2010 12:00:28 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4465</guid>
		<description><![CDATA[Homeowners in Chicago hoping to prevent foreclosure might stand a better chance if their lender is any other than Bank of America.
For full article, click here



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		<title>Facing foreclosure? Don&#8217;t lose hope</title>
		<link>http://www.thenationalmortgageexpert.com/daily/facing-foreclosure-dont-lose-hope/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/facing-foreclosure-dont-lose-hope/#comments</comments>
		<pubDate>Wed, 30 Jun 2010 13:59:11 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Hope Now]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4462</guid>
		<description><![CDATA[Homeowners struggling to meet their mortgage payments should not wait until they default on a payment before speaking to their lender. Hope and help are available.
For full article, click here



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		<title>Banks can relieve mortgage crisis by giving homeowners a break</title>
		<link>http://www.thenationalmortgageexpert.com/daily/banks-can-relieve-mortgage-crisis-by-giving-homeowners-a-break/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/banks-can-relieve-mortgage-crisis-by-giving-homeowners-a-break/#comments</comments>
		<pubDate>Wed, 30 Jun 2010 13:51:29 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4459</guid>
		<description><![CDATA[With foreclosure rates at unprecedented levels, it may be time for banks to stop applying one-size-fits-all policies and work with homeowners to keep them in their homes.
For full article, click here



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		<title>New York AG Cuomo issues 182 warning letters to foreclosure rescue companies</title>
		<link>http://www.thenationalmortgageexpert.com/daily/new-york-ag-cuomo-issues-182-warning-letters-to-foreclosure-rescue-companies/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/new-york-ag-cuomo-issues-182-warning-letters-to-foreclosure-rescue-companies/#comments</comments>
		<pubDate>Mon, 28 Jun 2010 12:00:40 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4443</guid>
		<description><![CDATA[Attorney General Andrew M. Cuomo announced that his office is sending more than 180 cease-and-desist letters to mortgage rescue companies with customers in New York, warning them to immediately end all misleading and illegal conduct.
For full article, click here



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		<title>Could the Right to Rent Stop the Foreclosure Hurricane?</title>
		<link>http://www.thenationalmortgageexpert.com/daily/could-the-right-to-rent-stop-the-foreclosure-hurricane/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/could-the-right-to-rent-stop-the-foreclosure-hurricane/#comments</comments>
		<pubDate>Fri, 25 Jun 2010 12:02:21 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[right to rent act]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4441</guid>
		<description><![CDATA[When the foreclosure hurricane first hit, subprime borrowers absorbed the brunt of it. Homeowners who had been fooled with teaser rates suddenly faced balloon payments they couldn&#8217;t afford.
For full article, click here



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		<title>Troubled borrowers get help outside Obama mortgage plan</title>
		<link>http://www.thenationalmortgageexpert.com/daily/troubled-borrowers-get-help-outside-obama-mortgage-plan/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/troubled-borrowers-get-help-outside-obama-mortgage-plan/#comments</comments>
		<pubDate>Fri, 25 Jun 2010 12:00:01 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[making home affordable program]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4433</guid>
		<description><![CDATA[More troubled homeowners have fallen out of trial mortgage modifications than have received long-term help, a new government report released Monday shows.
For full article, click here



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		<title>As foreclosures loom, more sellers try a different way out</title>
		<link>http://www.thenationalmortgageexpert.com/daily/as-foreclosures-loom-more-sellers-try-a-different-way-out/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/as-foreclosures-loom-more-sellers-try-a-different-way-out/#comments</comments>
		<pubDate>Thu, 24 Jun 2010 14:44:48 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4431</guid>
		<description><![CDATA[Unlike a foreclosure,  a short sale offers an opportunity for those involved to avoid some of the damage.
For full article, click here



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		<title>Massive NY Mortgage Fraud Round-Up Part of Nationwide Crackdown</title>
		<link>http://www.thenationalmortgageexpert.com/daily/massive-ny-mortgage-fraud-round-up-part-of-nationwide-crackdown/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/massive-ny-mortgage-fraud-round-up-part-of-nationwide-crackdown/#comments</comments>
		<pubDate>Tue, 22 Jun 2010 12:00:49 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[justice department]]></category>
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		<category><![CDATA[mortgage fraud]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4421</guid>
		<description><![CDATA[
Lawyers, real estate brokers and accountants were among 38 people charged in a large mortgage fraud crackdown across New York.  The arrests are part of a national effort by the Justice Department to crackdown on suspects who are acused of lying, cheating and stealing from banks and unsuspecting homeowners. 
For full article, click here



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		<title>Foreclosure assistance available for qualified homeowners</title>
		<link>http://www.thenationalmortgageexpert.com/daily/foreclosure-assistance-available-for-qualified-homeowners/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/foreclosure-assistance-available-for-qualified-homeowners/#comments</comments>
		<pubDate>Tue, 15 Jun 2010 12:00:34 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[Home Affordable Foreclosure Alternatives Programs]]></category>
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		<category><![CDATA[making home affordable]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4392</guid>
		<description><![CDATA[With the global economy struggling to stay afloat, Americans are still looking high and low for foreclosure assistance.
For full article, click here



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		<title>How to explain home foreclosure to your children</title>
		<link>http://www.thenationalmortgageexpert.com/daily/how-to-explain-home-foreclosure-to-your-children/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/how-to-explain-home-foreclosure-to-your-children/#comments</comments>
		<pubDate>Mon, 14 Jun 2010 12:00:41 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4375</guid>
		<description><![CDATA[Losing a home to foreclosure is a nightmare for adults, but for children it can take an emotional toll that lasts a lifetime.
For full article, click here



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		<title>Area foreclosure filings jump</title>
		<link>http://www.thenationalmortgageexpert.com/daily/area-foreclosure-filings-jump/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/area-foreclosure-filings-jump/#comments</comments>
		<pubDate>Mon, 14 Jun 2010 12:00:31 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[realtytrac]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4385</guid>
		<description><![CDATA[Foreclosure filings in the region and the state increased in May, while nationwide they declined slightly from the month before.
For full article, click here



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		<title>D.C. court upholds $3.3 million penalty for foreclosure scam</title>
		<link>http://www.thenationalmortgageexpert.com/daily/d-c-court-upholds-3-3-million-penalty-for-foreclosure-scam/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/d-c-court-upholds-3-3-million-penalty-for-foreclosure-scam/#comments</comments>
		<pubDate>Fri, 11 Jun 2010 12:00:19 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[foreclosure rescue scam]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4373</guid>
		<description><![CDATA[Two local businessmen will have to pay more than $3 million for defrauding a disabled woman out of her home in a so-called &#8220;foreclosure rescue scam,&#8221; the D.C. Court of Appeals ruled.
For full article, click here



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		<title>‘Knowledge is the best defense’ for those facing foreclosure</title>
		<link>http://www.thenationalmortgageexpert.com/daily/%e2%80%98knowledge-is-the-best-defense%e2%80%99-for-those-facing-foreclosure/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/%e2%80%98knowledge-is-the-best-defense%e2%80%99-for-those-facing-foreclosure/#comments</comments>
		<pubDate>Fri, 11 Jun 2010 12:00:12 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[The Capital District HomeSave Coalition]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4379</guid>
		<description><![CDATA[More than 3,000 homeowners in the Capital Region, including 400 in Rensselaer County, were recently notified that they’re at risk for foreclosure.
For full article, click here



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		<title>How to Rebuild Credit After a Deed in Lieu of Foreclosure</title>
		<link>http://www.thenationalmortgageexpert.com/daily/how-to-rebuild-credit-after-a-deed-in-lieu-of-foreclosure/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/how-to-rebuild-credit-after-a-deed-in-lieu-of-foreclosure/#comments</comments>
		<pubDate>Thu, 10 Jun 2010 14:09:59 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4388</guid>
		<description><![CDATA[Having to go through a deed in lieu of foreclosure can be a terrible experience.
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		<title>Foreclosure tricks cost Countrywide $108 million</title>
		<link>http://www.thenationalmortgageexpert.com/daily/foreclosure-tricks-cost-countrywide-108-million/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/foreclosure-tricks-cost-countrywide-108-million/#comments</comments>
		<pubDate>Thu, 10 Jun 2010 13:57:27 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4381</guid>
		<description><![CDATA[Mortgage lender Countrywide Home Loans Inc. agreed to pay $108 million Monday to settle government claims that it charged homeowners facing foreclosure inflated service fees.
For full article, click here



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		<title>Phony foreclosure aid is targeted</title>
		<link>http://www.thenationalmortgageexpert.com/daily/phony-foreclosure-aid-is-targeted/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/phony-foreclosure-aid-is-targeted/#comments</comments>
		<pubDate>Thu, 10 Jun 2010 13:26:04 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[phony foreclosure aid]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4371</guid>
		<description><![CDATA[Homeowners struggling to make mortgage payments beware: Some people promising help just want to grab your scarce dollars.
For full article, click here



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		<title>Banks easing up on homeowners facing foreclosure</title>
		<link>http://www.thenationalmortgageexpert.com/daily/banks-easing-up-on-homeowners-facing-foreclosure/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/banks-easing-up-on-homeowners-facing-foreclosure/#comments</comments>
		<pubDate>Thu, 03 Jun 2010 12:00:04 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4350</guid>
		<description><![CDATA[Bank of America announced Wednesday they&#8217;re rolling out a new plan that will give some people a break if they&#8217;re trying to modify their home loans in order to avoid foreclosing.
For full article, click here



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		<title>Foreclosure firm scams 600 homeowners</title>
		<link>http://www.thenationalmortgageexpert.com/daily/foreclosure-firm-scams-600-homeowners/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/foreclosure-firm-scams-600-homeowners/#comments</comments>
		<pubDate>Tue, 01 Jun 2010 12:00:55 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4333</guid>
		<description><![CDATA[The Indiana attorney general&#8217;s office claims a Cincinnati-based loan modification firm signed fraudulent agreements to help nearly 600 Hoosier homeowners avoid foreclosure.
For full article, click here



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		<title>More homeowners turn to mediation after foreclosure</title>
		<link>http://www.thenationalmortgageexpert.com/daily/more-homeowners-turn-to-mediation-after-foreclosure/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/more-homeowners-turn-to-mediation-after-foreclosure/#comments</comments>
		<pubDate>Mon, 31 May 2010 12:00:13 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[mediation]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4329</guid>
		<description><![CDATA[When Mark Weeks was laid off from his $90,000-a-year construction job 2½ years ago,he vowed to hang onto his family&#8217;s house here.
For full article, click here



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		<title>The Six Stages Of Foreclosure</title>
		<link>http://www.thenationalmortgageexpert.com/daily/the-six-stages-of-foreclosure/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/the-six-stages-of-foreclosure/#comments</comments>
		<pubDate>Tue, 25 May 2010 12:00:46 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[six stages]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4305</guid>
		<description><![CDATA[Whether you or someone you know is facing foreclosure, understanding the six stages of foreclosure can help you better understand what is happening and what you can do about it.
For full article, click here



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		<title>One in 7 US homeowners late paying or in foreclosure</title>
		<link>http://www.thenationalmortgageexpert.com/daily/one-in-7-us-homeowners-late-paying-or-in-foreclosure/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/one-in-7-us-homeowners-late-paying-or-in-foreclosure/#comments</comments>
		<pubDate>Mon, 24 May 2010 12:04:05 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4300</guid>
		<description><![CDATA[One out of seven U.S. households with a mortgage ended the first quarter late on mortgage payments or in the foreclosure process.
For full article, click here



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		<title>Loan Modification Nightmare &#8211; Journey To Foreclosure Despite Attempts To Modify Loan</title>
		<link>http://www.thenationalmortgageexpert.com/daily/loan-modification-nightmare-journey-to-foreclosure-despite-attempts-to-modify-loan/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/loan-modification-nightmare-journey-to-foreclosure-despite-attempts-to-modify-loan/#comments</comments>
		<pubDate>Mon, 24 May 2010 12:00:31 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4287</guid>
		<description><![CDATA[Smoke and mirrors — that’s what Charles Swarthout, an Oakland firefighter living in Oakdale found when he attempted a loan modification on his home that later ended in foreclosure.
For full article, click here



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		<title>Bank on their bad behavior: Bailed-out financial institutions are repaying us in the worst ways</title>
		<link>http://www.thenationalmortgageexpert.com/daily/bank-on-their-bad-behavior-bailed-out-financial-institutions-are-repaying-us-in-the-worst-ways/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/bank-on-their-bad-behavior-bailed-out-financial-institutions-are-repaying-us-in-the-worst-ways/#comments</comments>
		<pubDate>Mon, 17 May 2010 14:39:52 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[protest]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4278</guid>
		<description><![CDATA[At 9 a.m. on Tuesday, shortly before the annual shareholders&#8217; meeting of JPMorgan Chase, a large contingent of activists from across the nation will post up outside One Chase Manhattan Plaza to denounce the banking giant.
For full article, click here



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		<title>Older Couple Loses Home Over Mortgage Mix-Up</title>
		<link>http://www.thenationalmortgageexpert.com/daily/older-couple-loses-home-over-mortgage-mix-up/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/older-couple-loses-home-over-mortgage-mix-up/#comments</comments>
		<pubDate>Thu, 13 May 2010 12:00:19 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4249</guid>
		<description><![CDATA[An older Maryland couple who spoke to the WBAL TV 11 News I-Team said they wanted the story about their struggle to save their home .
For full article, click here



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		<title>Homes can be lost by mistake when banks miscommunicate</title>
		<link>http://www.thenationalmortgageexpert.com/daily/homes-can-be-lost-by-mistake-when-banks-miscommunicate/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/homes-can-be-lost-by-mistake-when-banks-miscommunicate/#comments</comments>
		<pubDate>Thu, 06 May 2010 12:00:16 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4227</guid>
		<description><![CDATA[Last November, Michael Hill of Lexington, S.C., finally got the call he&#8217;d been waiting for. Congratulations, a rep from JPMorgan Chase told him, your trial mortgage modification is approved.
For full article, click here



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		<title>Puyallup family fights to keep home</title>
		<link>http://www.thenationalmortgageexpert.com/daily/puyallup-family-fights-to-keep-home/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/puyallup-family-fights-to-keep-home/#comments</comments>
		<pubDate>Wed, 05 May 2010 12:00:47 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4211</guid>
		<description><![CDATA[The Rubkes, who have four young children, said Bank of America told them last year they were being enrolled in the federal Making Home Affordable mortgage modification program.
For full article, click here



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		<title>HOPE NOW takes foreclosure solutions on the road</title>
		<link>http://www.thenationalmortgageexpert.com/daily/hope-now-takes-foreclosure-solutions-on-the-road/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/hope-now-takes-foreclosure-solutions-on-the-road/#comments</comments>
		<pubDate>Wed, 05 May 2010 12:00:24 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4219</guid>
		<description><![CDATA[The ripple effect of high unemployment rates in struggling to survive as a homeowner in the 21st century has wreaked havoc on the nation, thrusting foreclosure and bankruptcy rates into record high territories.
For full article, click here



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		<title>Homeowners Get Extra Cash For Selling Homes</title>
		<link>http://www.thenationalmortgageexpert.com/daily/homeowners-get-extra-cash-for-selling-homes/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/homeowners-get-extra-cash-for-selling-homes/#comments</comments>
		<pubDate>Tue, 04 May 2010 12:00:48 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4209</guid>
		<description><![CDATA[In the game of home foreclosures, there&#8217;s a new player in town called &#8220;short sales.&#8221;
For full article, click here



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		<title>New FHA Guidelines and Loan Modifications – How to Stop Foreclosure Fast and Save Your Home</title>
		<link>http://www.thenationalmortgageexpert.com/daily/new-fha-guidelines-and-loan-modifications-%e2%80%93-how-to-stop-foreclosure-fast-and-save-your-home/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/new-fha-guidelines-and-loan-modifications-%e2%80%93-how-to-stop-foreclosure-fast-and-save-your-home/#comments</comments>
		<pubDate>Mon, 26 Apr 2010 12:00:20 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4179</guid>
		<description><![CDATA[To stop foreclosure fast and save your home from the lenders auction block is a new goal most families are attempting to make a reality.
For full article, click here



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		<title>How foreclosure impacts your credit score</title>
		<link>http://www.thenationalmortgageexpert.com/daily/how-foreclosure-impacts-your-credit-score/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/how-foreclosure-impacts-your-credit-score/#comments</comments>
		<pubDate>Fri, 23 Apr 2010 15:57:05 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4181</guid>
		<description><![CDATA[If you&#8217;re delinquent on your mortgage, your credit score will suffer. Everyone knows that. The question is, by how much?
For full article, click here



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		<title>Inspector general says changes to Making Home Affordable may impede help</title>
		<link>http://www.thenationalmortgageexpert.com/daily/inspector-general-says-changes-to-making-home-affordable-may-impede-help/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/inspector-general-says-changes-to-making-home-affordable-may-impede-help/#comments</comments>
		<pubDate>Fri, 23 Apr 2010 15:21:43 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4174</guid>
		<description><![CDATA[Proposed changes to the government&#8217;s marquee foreclosure-prevention initiative may impede efforts to help troubled homeowners and could lead to more fraud in the program.
For full article, click here



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		<title>Economic Outlook: Foreclosures continue</title>
		<link>http://www.thenationalmortgageexpert.com/daily/economic-outlook-foreclosures-continue/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/economic-outlook-foreclosures-continue/#comments</comments>
		<pubDate>Wed, 21 Apr 2010 15:15:36 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4169</guid>
		<description><![CDATA[U.S. Treasury Department statistics indicate problems still are undermining the success a government program to help homeowners stay in their homes.
For full article, click here



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		<title>New rules, same troubles?</title>
		<link>http://www.thenationalmortgageexpert.com/daily/new-rules-same-troubles/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/new-rules-same-troubles/#comments</comments>
		<pubDate>Thu, 15 Apr 2010 12:00:02 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4159</guid>
		<description><![CDATA[After the bubble burst, the government attempted to pick up the pieces with new programs and rules designed to resolve the foreclosures crisis.
For full article, click here



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		<title>Brown Prosecution Sends Phony Foreclosure Consultants To Jail</title>
		<link>http://www.thenationalmortgageexpert.com/daily/brown-prosecution-sends-phony-foreclosure-consultants-to-jail/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/brown-prosecution-sends-phony-foreclosure-consultants-to-jail/#comments</comments>
		<pubDate>Tue, 13 Apr 2010 12:00:04 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4141</guid>
		<description><![CDATA[Two women have each been sentenced to one year in jail and ordered to repay dozens of homeowners who were charged thousands of dollars in up-front fees for non-existent foreclosure-relief services.
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		<title>California Legislature Pushes Important Foreclosure Bill Forward</title>
		<link>http://www.thenationalmortgageexpert.com/daily/california-legislature-pushes-important-foreclosure-bill-forward/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/california-legislature-pushes-important-foreclosure-bill-forward/#comments</comments>
		<pubDate>Mon, 12 Apr 2010 16:25:28 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4128</guid>
		<description><![CDATA[In a 7-1 vote on Wednesday, the California Senate Banking, Finance, and Insurance Committee approved a measure that would better protect homeowners in the Golden State who are at risk of foreclosure.
For full article, click here



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		<title>Government&#8217;s short-sale aid implemented</title>
		<link>http://www.thenationalmortgageexpert.com/daily/governments-short-sale-aid-implemented/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/governments-short-sale-aid-implemented/#comments</comments>
		<pubDate>Thu, 08 Apr 2010 14:19:31 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4123</guid>
		<description><![CDATA[A government program that went into effect Monday is expected to speed up the short-sale process and prevent lenders from filing deficiency judgments against home sellers
For full article, click here



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		<title>U.S. Probes Foreclosure-Data Provider</title>
		<link>http://www.thenationalmortgageexpert.com/daily/u-s-probes-foreclosure-data-provider/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/u-s-probes-foreclosure-data-provider/#comments</comments>
		<pubDate>Thu, 08 Apr 2010 14:05:25 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4119</guid>
		<description><![CDATA[A subsidiary of a company that is a top provider of the documentation used by banks in the foreclosure process is under investigation by federal prosecutors.
For full article, click here



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		<title>New state laws on foreclosures heralded</title>
		<link>http://www.thenationalmortgageexpert.com/your-home-your-future-radio/new-state-laws-on-foreclosures-heralded/</link>
		<comments>http://www.thenationalmortgageexpert.com/your-home-your-future-radio/new-state-laws-on-foreclosures-heralded/#comments</comments>
		<pubDate>Thu, 08 Apr 2010 13:57:00 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4114</guid>
		<description><![CDATA[State Senators Jeff Klein (D, Bronx-Westchester) and Brian Foley (D, Suffolk County) discussed new foreclosure laws on Tuesday that were passed late last year but are set to take effect next week.
For full article, click here



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		<title>Economists Eye Spring Boost in Home Sales</title>
		<link>http://www.thenationalmortgageexpert.com/daily/economists-eye-spring-boost-in-home-sales/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/economists-eye-spring-boost-in-home-sales/#comments</comments>
		<pubDate>Fri, 02 Apr 2010 12:00:48 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4112</guid>
		<description><![CDATA[The White House says the new mortgage relief plan announced late last week will help homeowners struggling to refinance even if they owe the bank more than the house is worth.
For full article, click here



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		<title>Obama administration revises anti-foreclosure strategy</title>
		<link>http://www.thenationalmortgageexpert.com/daily/obama-administration-revises-anti-foreclosure-strategy/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/obama-administration-revises-anti-foreclosure-strategy/#comments</comments>
		<pubDate>Fri, 02 Apr 2010 12:00:16 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4110</guid>
		<description><![CDATA[The Obama administration Friday tried to manage expectations about its newest foreclosure-prevention efforts.
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		<title>Obama administration announces effort to slash mortgages for unemployed borrowers</title>
		<link>http://www.thenationalmortgageexpert.com/daily/obama-administration-announces-effort-to-slash-mortgages-for-unemployed-borrowers/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/obama-administration-announces-effort-to-slash-mortgages-for-unemployed-borrowers/#comments</comments>
		<pubDate>Thu, 01 Apr 2010 12:00:14 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4106</guid>
		<description><![CDATA[The Obama administration announced new ways Friday to tackle the foreclosure crisis, in part by requiring lenders to temporarily slash or eliminate monthly mortgage payments for many borrowers who are unemployed.
For full article, click here



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		<title>Foreclosure relief plan still coming up short</title>
		<link>http://www.thenationalmortgageexpert.com/daily/foreclosure-relief-plan-still-coming-up-short/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/foreclosure-relief-plan-still-coming-up-short/#comments</comments>
		<pubDate>Wed, 31 Mar 2010 12:00:10 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4104</guid>
		<description><![CDATA[The government’s foreclosure relief program just isn’t working.  That was the assessment Thursday of two reports from government watchdogs and a panel of witnesses at a congressional hearing.
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		<title>Treasury report lowers estimate of home borrowers helped by key program</title>
		<link>http://www.thenationalmortgageexpert.com/daily/treasury-report-lowers-estimate-of-home-borrowers-helped-by-key-program/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/treasury-report-lowers-estimate-of-home-borrowers-helped-by-key-program/#comments</comments>
		<pubDate>Tue, 30 Mar 2010 12:00:33 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4089</guid>
		<description><![CDATA[The Obama administration&#8217;s marquee foreclosure-prevention program is on course to help far fewer homeowners than previously expected, according to a government watchdog&#8217;s new report.
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		<title>Loan Modification Could Cause Credit Score Crash</title>
		<link>http://www.thenationalmortgageexpert.com/daily/loan-modification-could-cause-credit-score-crash/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/loan-modification-could-cause-credit-score-crash/#comments</comments>
		<pubDate>Mon, 29 Mar 2010 12:00:52 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4087</guid>
		<description><![CDATA[The Obama administration’s loan modification program for borrowers who are making their payments on time but are near default could see a reduction in their credit score by 100 points.
For full article, click here



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		<title>New alternative to foreclosures unveiled</title>
		<link>http://www.thenationalmortgageexpert.com/daily/new-alternative-to-foreclosures-unveiled/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/new-alternative-to-foreclosures-unveiled/#comments</comments>
		<pubDate>Wed, 24 Mar 2010 12:00:32 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4076</guid>
		<description><![CDATA[Homeowners who can&#8217;t afford their mortgage payments may want to take a look at the federal government&#8217;s new alternative to foreclosure
For full article, click here



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		<title>Foreclosures Drop to Slowest Pace in Four Years</title>
		<link>http://www.thenationalmortgageexpert.com/daily/foreclosures-drop-to-slowest-pace-in-four-years/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/foreclosures-drop-to-slowest-pace-in-four-years/#comments</comments>
		<pubDate>Thu, 18 Mar 2010 12:00:10 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4042</guid>
		<description><![CDATA[Foreclosure data released Thursday offer a glimmer of hope for the U.S. housing market. But make that a qualified glimmer.
For full article, click here



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		<title>New round of foreclosures threatens housing market</title>
		<link>http://www.thenationalmortgageexpert.com/daily/new-round-of-foreclosures-threatens-housing-market/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/new-round-of-foreclosures-threatens-housing-market/#comments</comments>
		<pubDate>Thu, 18 Mar 2010 12:00:00 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4056</guid>
		<description><![CDATA[The housing market is facing swelling ranks of homeowners who are seriously delinquent but have yet to lose their homes, and this is threatening a new wave of foreclosures that could hit just as the real estate market has begun to stabilize.
For full article, click here



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		<title>Reports show foreclosures still climbing</title>
		<link>http://www.thenationalmortgageexpert.com/daily/reports-show-foreclosures-still-climbing/</link>
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		<pubDate>Wed, 17 Mar 2010 12:00:53 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4036</guid>
		<description><![CDATA[Foreclosures in Teton County and across the nation are still on the rise, according to recent statistics from a variety of private firms and federal agencies.
For full article, click here



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		<title>Mortgage debts may linger, even after foreclosure</title>
		<link>http://www.thenationalmortgageexpert.com/daily/mortgage-debts-may-linger-even-after-foreclosure/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/mortgage-debts-may-linger-even-after-foreclosure/#comments</comments>
		<pubDate>Wed, 17 Mar 2010 12:00:21 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4054</guid>
		<description><![CDATA[RealtyTrac reports today the number of Minnesota homes receiving a foreclosure-related notice in February rose 17 percent over the past year &#8212; more than the national average of 6 percent.
For full article, click here



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		<title>Program Will Pay Homeowners to Sell at a Loss</title>
		<link>http://www.thenationalmortgageexpert.com/daily/program-will-pay-homeowners-to-sell-at-a-loss/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/program-will-pay-homeowners-to-sell-at-a-loss/#comments</comments>
		<pubDate>Thu, 11 Mar 2010 12:00:26 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4019</guid>
		<description><![CDATA[In an effort to end the foreclosure crisis, the Obama administration has been trying to keep defaulting owners in their homes. Now it will take a new approach: paying some of them to leave.
For full article, click here



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		<title>Giant bank, giant struggle in providing mortgage help</title>
		<link>http://www.thenationalmortgageexpert.com/daily/giant-bank-giant-struggle-in-providing-mortgage-help/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/giant-bank-giant-struggle-in-providing-mortgage-help/#comments</comments>
		<pubDate>Wed, 10 Mar 2010 19:45:00 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=4006</guid>
		<description><![CDATA[Two years after swallowing the troubled mortgage giant Countrywide Financial, Bank of America trails other major U.S. lenders in resolving troubled home loans through short sales or modified loan terms.
For full article, click here



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		<title>Are banks delaying foreclosure sales in your condo or homeowner community?</title>
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		<pubDate>Mon, 08 Mar 2010 12:00:18 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3987</guid>
		<description><![CDATA[A new ruling by a South Florida Circuit Court shows banks may be held financially accountable for purposely delaying foreclosure sales
For full article, click here



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		<title>Increasing numbers of Californians are suing lenders to avoid foreclosures</title>
		<link>http://www.thenationalmortgageexpert.com/daily/increasing-numbers-of-californians-are-suing-lenders-to-avoid-foreclosures/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/increasing-numbers-of-californians-are-suing-lenders-to-avoid-foreclosures/#comments</comments>
		<pubDate>Fri, 05 Mar 2010 12:00:46 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3984</guid>
		<description><![CDATA[Two weeks before their Sunnyvale home was to be auctioned off on the courthouse steps, Sonia Leverman and her sons seized on a desperate David-vs.-Goliath strategy: They sued their lender.
For full article, click here



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		<title>Wells Fargo Lending a Hand in Mortgage Modification Program</title>
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		<pubDate>Fri, 05 Mar 2010 12:00:11 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3982</guid>
		<description><![CDATA[The nation’s fourth largest bank, Wells Fargo, is offering its financial services to help underwater homeowners to refinance and avoid foreclosure.
For full article, click here



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		<title>Pending U.S. Existing Home Sales Unexpectedly Fall</title>
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		<comments>http://www.thenationalmortgageexpert.com/daily/pending-u-s-existing-home-sales-unexpectedly-fall/#comments</comments>
		<pubDate>Thu, 04 Mar 2010 12:02:50 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3990</guid>
		<description><![CDATA[The number of contracts to buy previously owned U.S. homes unexpectedly declined in January, showing the extension of a tax credit is sparking little interest.
For full article, click here



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		<title>Man Who Bulldozed Home Could Lose Business Too</title>
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		<pubDate>Thu, 04 Mar 2010 12:00:59 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3958</guid>
		<description><![CDATA[The man who made national headlines for tearing down his home with a bulldozer said his legal troubles are not over yet.
For full article, click here



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		<title>Home, saved from foreclosure, seized by fire</title>
		<link>http://www.thenationalmortgageexpert.com/daily/home-saved-from-foreclosure-seized-by-fire/</link>
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		<pubDate>Thu, 04 Mar 2010 12:00:59 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<description><![CDATA[Perhaps, Art Cruz said, he’s reached the bottom of his woes.  “What else can go wrong right now?” he said Sunday afternoon, shortly after a fire tore through his home.
For full article, click here



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		<title>Government Considers More Restrictions on Bank Foreclosures</title>
		<link>http://www.thenationalmortgageexpert.com/daily/government-considers-more-restrictions-on-bank-foreclosures/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/government-considers-more-restrictions-on-bank-foreclosures/#comments</comments>
		<pubDate>Wed, 03 Mar 2010 12:00:34 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=3947</guid>
		<description><![CDATA[Banks Would Have to Verify Homeowners do not Qualify for Loan Modification Programs Before Foreclosing.
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