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	<title>Joe Gross - The National Mortgage Expert &#187; Daily</title>
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	<link>http://www.thenationalmortgageexpert.com</link>
	<description>Your Source For Mortgage Tips And Insider Secrets</description>
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		<title>Mortgage myths keep some buyers from looking</title>
		<link>http://www.thenationalmortgageexpert.com/daily/mortgage-myths-keep-some-buyers-from-looking/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/mortgage-myths-keep-some-buyers-from-looking/#comments</comments>
		<pubDate>Fri, 02 Mar 2012 08:00:43 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[Joe Gross]]></category>
		<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage myth]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5875</guid>
		<description><![CDATA[The myths about mortgages are out there, and they’re keeping some buyers from taking advantage of the greatest buyers’ market in decades. For full article, click here Share this post with the world:]]></description>
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		</item>
		<item>
		<title>There’s More to Lending Than Money</title>
		<link>http://www.thenationalmortgageexpert.com/daily/there%e2%80%99s-more-to-lending-than-money/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/there%e2%80%99s-more-to-lending-than-money/#comments</comments>
		<pubDate>Thu, 01 Mar 2012 09:52:53 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[lending]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5871</guid>
		<description><![CDATA[People’s needs have changed and so has the bank&#8217;s role. Today, it’s about lending a lot more than money. For full article, click here Share this post with the world:]]></description>
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		</item>
		<item>
		<title>Starting over after foreclosure</title>
		<link>http://www.thenationalmortgageexpert.com/daily/starting-over-after-foreclosure/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/starting-over-after-foreclosure/#comments</comments>
		<pubDate>Wed, 29 Feb 2012 11:48:29 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
		<category><![CDATA[Foreclosure]]></category>
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		<category><![CDATA[Bankruptcy]]></category>
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		<category><![CDATA[refinance]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5869</guid>
		<description><![CDATA[Next to filing for bankruptcy, nothing wrecks your chances of qualifying for a home loan like a foreclosure. And if you got out from under an oppressive mortgage through a short sale, in which the bank agreed to accept less than you owed, future lenders may look upon you just as unfavorably. For full article, [...]]]></description>
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		<title>The Other Foreclosure Settlement</title>
		<link>http://www.thenationalmortgageexpert.com/daily/the-other-foreclosure-settlement/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/the-other-foreclosure-settlement/#comments</comments>
		<pubDate>Tue, 28 Feb 2012 12:00:35 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
		<category><![CDATA[Foreclosure]]></category>
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		<category><![CDATA[debt]]></category>
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		<category><![CDATA[foreclosure settlement]]></category>
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		<category><![CDATA[Loan Modification]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5873</guid>
		<description><![CDATA[Borrowers whose homes were subjected to a foreclosure action in 2009 or 2010 are entitled to request an independent review to determine if those actions were done appropriately. For full article, click here Share this post with the world:]]></description>
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		</item>
		<item>
		<title>Banks paying homeowners to move out, avoid foreclosure</title>
		<link>http://www.thenationalmortgageexpert.com/daily/banks-paying-homeowners-to-move-out-avoid-foreclosure/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/banks-paying-homeowners-to-move-out-avoid-foreclosure/#comments</comments>
		<pubDate>Tue, 28 Feb 2012 11:48:20 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5867</guid>
		<description><![CDATA[Some of the nation&#8217;s biggest banks are starting to pay homeowners to move out. It&#8217;s the latest strategy by the country&#8217;s largest lenders to avoid the long and costly foreclosure process. For full article, click here Share this post with the world:]]></description>
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		</item>
		<item>
		<title>Best credit cards for rebuilding credit in 2012</title>
		<link>http://www.thenationalmortgageexpert.com/daily/best-credit-cards-for-rebuilding-credit-in-2012/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/best-credit-cards-for-rebuilding-credit-in-2012/#comments</comments>
		<pubDate>Tue, 28 Feb 2012 09:50:53 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[budget]]></category>
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		<category><![CDATA[credit card companies]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[debt]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5859</guid>
		<description><![CDATA[You&#8217;re not aiming to build a huge credit limit that you can max out. Instead, you&#8217;re trying to develop a track record of responsibility and reliability that will lead to better rates on mortgages, insurance, and other lines of credit over time. For full article, click here Share this post with the world:]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Money Matters: Get Your Financial Act in Order</title>
		<link>http://www.thenationalmortgageexpert.com/budgeting-tools/money-matters-get-your-financial-act-in-order/</link>
		<comments>http://www.thenationalmortgageexpert.com/budgeting-tools/money-matters-get-your-financial-act-in-order/#comments</comments>
		<pubDate>Tue, 28 Feb 2012 09:04:26 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Budgeting]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5863</guid>
		<description><![CDATA[The recession &#8212; and subsequent slow recovery &#8212; has caused millions of Americans to focus even more closely on living within their means. If you are ready to face up to your own financial realities, one crucial step is to set up a plan of action. For full article, click here Share this post with [...]]]></description>
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		<item>
		<title>10 steps to getting out of debt</title>
		<link>http://www.thenationalmortgageexpert.com/budgeting-tools/10-steps-to-getting-out-of-debt/</link>
		<comments>http://www.thenationalmortgageexpert.com/budgeting-tools/10-steps-to-getting-out-of-debt/#comments</comments>
		<pubDate>Mon, 27 Feb 2012 12:04:18 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Budgeting]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5861</guid>
		<description><![CDATA[Making a New Year&#8217;s resolution to get out of debt is a time-honored tradition. The secret to succeeding with any resolution is to start with a plan, and a serious plan is indeed the best way to conquer debt and begin saving for a healthy future. For full article, click here Share this post with [...]]]></description>
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		</item>
		<item>
		<title>Debt slavery: 30 facts about debt in America that will blow your mind</title>
		<link>http://www.thenationalmortgageexpert.com/daily/debt-slavery-30-facts-about-debt-in-america-that-will-blow-your-mind/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/debt-slavery-30-facts-about-debt-in-america-that-will-blow-your-mind/#comments</comments>
		<pubDate>Fri, 17 Feb 2012 12:12:24 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[recession]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5856</guid>
		<description><![CDATA[When most people think about America&#8217;s debt problem, they think of the debt of the federal government. But that is only part of the story. The sad truth is that debt slavery has become a way of life for tens of millions of American families.  For full article, click here Share this post with the [...]]]></description>
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		<item>
		<title>Five Tips for Retooling Your Business</title>
		<link>http://www.thenationalmortgageexpert.com/daily/five-tips-for-retooling-your-business/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/five-tips-for-retooling-your-business/#comments</comments>
		<pubDate>Fri, 17 Feb 2012 12:04:30 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5852</guid>
		<description><![CDATA[You can no longer afford to be sentimental. Revenues are down, competition is fierce and thus profit is reduced. The business has been in a car wreck and needs some serious triage. It&#8217;s time to get smart. For full article, click here Share this post with the world:]]></description>
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		</item>
		<item>
		<title>10 Rules for Surviving the Recession</title>
		<link>http://www.thenationalmortgageexpert.com/daily/10-rules-for-surviving-the-recession/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/10-rules-for-surviving-the-recession/#comments</comments>
		<pubDate>Thu, 16 Feb 2012 12:12:16 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5854</guid>
		<description><![CDATA[During such times, it&#8217;s easy to panic.  There&#8217;s an alternative to panicking. We are confronting change, and change is an opportunity for advances. Now you have the choice to take advantage of change it or allow yourself to be buried by it. For full article, click here Share this post with the world:]]></description>
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		</item>
		<item>
		<title>National Mortgage Settlement By The Numbers</title>
		<link>http://www.thenationalmortgageexpert.com/daily/national-mortgage-settlement-by-the-numbers/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/national-mortgage-settlement-by-the-numbers/#comments</comments>
		<pubDate>Thu, 16 Feb 2012 12:04:22 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5849</guid>
		<description><![CDATA[The bank foreclosure settlement will do some useful things &#8212; for example, it will break loose a prolonged logjam in foreclosures, helping to get the mortgage market back to normal functioning. It may set enforceable standards for future foreclosures, helping borrowers avoid robo-signing nightmares in the future. For full article, click here Share this post [...]]]></description>
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		</item>
		<item>
		<title>How to regain your financial health after a disaster</title>
		<link>http://www.thenationalmortgageexpert.com/daily/how-to-regain-your-financial-health-after-a-disaster/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/how-to-regain-your-financial-health-after-a-disaster/#comments</comments>
		<pubDate>Thu, 16 Feb 2012 11:58:31 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5847</guid>
		<description><![CDATA[ For many people, the last few years have brought major financial challenges. In addition to the challenges of the economy, some people have had to face financial disasters that destroyed thier security. For full article, click here Share this post with the world:]]></description>
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		<item>
		<title>US banks agree to $25 billion in homeowner help</title>
		<link>http://www.thenationalmortgageexpert.com/daily/us-banks-agree-to-25-billion-in-homeowner-help/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/us-banks-agree-to-25-billion-in-homeowner-help/#comments</comments>
		<pubDate>Wed, 15 Feb 2012 12:02:05 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5845</guid>
		<description><![CDATA[The deal, to be spread out over three years, requires the banks to cut mortgage debt amounts and extend $2,000 payments to borrowers who lost their homes to foreclosure. For full article, click here Share this post with the world:]]></description>
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		<item>
		<title>White House details mortgage refinancing plan for homeowners</title>
		<link>http://www.thenationalmortgageexpert.com/daily/white-house-details-mortgage-refinancing-plan-for-homeowners/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/white-house-details-mortgage-refinancing-plan-for-homeowners/#comments</comments>
		<pubDate>Thu, 09 Feb 2012 12:06:57 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5840</guid>
		<description><![CDATA[The White House hopes to help millions of homeowners lower their monthly mortgage bill with a $5 billion to $10 billion plan to set up a streamlined refinancing program for people who are current on their payments. For full article, click here Share this post with the world:]]></description>
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		<item>
		<title>How to Find Extra Cash to Put Toward Your Debt</title>
		<link>http://www.thenationalmortgageexpert.com/budgeting-tools/how-to-find-extra-cash-to-put-toward-your-debt/</link>
		<comments>http://www.thenationalmortgageexpert.com/budgeting-tools/how-to-find-extra-cash-to-put-toward-your-debt/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 12:06:50 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Budgeting]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5837</guid>
		<description><![CDATA[It’s time to find that extra $50 (or more) in your monthly budget. And it’s easier than you might think.  There are only three ways to free up more cash to put toward your credit card debt For full article, click here Share this post with the world:]]></description>
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		<title>How a Debt Snowball Can Reduce and Then Eliminate Your Debt</title>
		<link>http://www.thenationalmortgageexpert.com/budgeting-tools/how-a-debt-snowball-can-reduce-and-then-eliminate-your-debt/</link>
		<comments>http://www.thenationalmortgageexpert.com/budgeting-tools/how-a-debt-snowball-can-reduce-and-then-eliminate-your-debt/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 12:00:32 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Budgeting]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5835</guid>
		<description><![CDATA[Using the debt snowball method can save you thousands of dollars in interest payments and significantly reduce the time it takes you to get out of credit card debt. For full article, click here Share this post with the world:]]></description>
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		<title>Protect yourself from credit repair scams</title>
		<link>http://www.thenationalmortgageexpert.com/daily/protect-yourself-from-credit-repair-scams/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/protect-yourself-from-credit-repair-scams/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 11:58:10 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5832</guid>
		<description><![CDATA[Creditors have tightened their guidelines, effectively barring millions of Americans from borrowing money For full article, click here Share this post with the world:]]></description>
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		<title>Refinancing your mortgage in uncertain financial times</title>
		<link>http://www.thenationalmortgageexpert.com/daily/refinancing-your-mortgage-in-uncertain-financial-times/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/refinancing-your-mortgage-in-uncertain-financial-times/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 12:00:04 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[interest rate]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5827</guid>
		<description><![CDATA[Last September, the Federal Reserve announced its intention to keep interest rates at near historic lows at least until mid-2013. That&#8217;s good news for homeowners with decent credit and equity in their homes. For full article, click here Share this post with the world:]]></description>
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		<item>
		<title>Tips for first-time homebuyers</title>
		<link>http://www.thenationalmortgageexpert.com/budgeting-tools/tips-for-first-time-homebuyers/</link>
		<comments>http://www.thenationalmortgageexpert.com/budgeting-tools/tips-for-first-time-homebuyers/#comments</comments>
		<pubDate>Mon, 30 Jan 2012 12:35:58 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Budgeting]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5829</guid>
		<description><![CDATA[Home ownership is a big step; make sure you are ready for this. One way to find out is by test driving home ownership first. Try living for three to six months within a budget as if you had purchased the home. Can you manage and adjust your lifestyle to make this work? For full [...]]]></description>
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		<title>Mortgage modification program expanded to investors, others</title>
		<link>http://www.thenationalmortgageexpert.com/daily/mortgage-modification-program-expanded-to-investors-others/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/mortgage-modification-program-expanded-to-investors-others/#comments</comments>
		<pubDate>Mon, 30 Jan 2012 12:08:24 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[making home affordable]]></category>
		<category><![CDATA[making home affordable program]]></category>
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		<category><![CDATA[mortgage modification]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5825</guid>
		<description><![CDATA[The Obama administration on Friday announced it would significantly broaden the pool of consumers eligible for mortgage modifications by opening its program to owners of rental properties and homeowners burdened by medical  and credit card bills and second mortgages. For full article, click here Share this post with the world:]]></description>
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		<title>12 ways to rebuild your credit</title>
		<link>http://www.thenationalmortgageexpert.com/daily/12-ways-to-rebuild-your-credit/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/12-ways-to-rebuild-your-credit/#comments</comments>
		<pubDate>Tue, 24 Jan 2012 12:00:56 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[credit score]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5821</guid>
		<description><![CDATA[Rebuilding credit should be at the top of the list for 2012. Too many credit scores took fairly big hits during the recession.  Here are a dozen ways to deal with credit in 2012&#8230; For full article, click here Share this post with the world:]]></description>
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		<title>Credit Scores: 9 Things That Don’t Matter, 5 That Do</title>
		<link>http://www.thenationalmortgageexpert.com/daily/credit-scores-9-things-that-don%e2%80%99t-matter-5-that-do/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/credit-scores-9-things-that-don%e2%80%99t-matter-5-that-do/#comments</comments>
		<pubDate>Mon, 23 Jan 2012 12:34:21 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5823</guid>
		<description><![CDATA[Nearly 1 in 6 people believe race and gender affect their credit score, according to a study published last month.   For something that affects our ability to get everything from a home or car loan to a job, life insurance, and a decent credit card, it literally pays to understand what’s going on. For full [...]]]></description>
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		<title>Using a Bi-Weekly Mortgage Saves Money and Reduces Mortgage Repayment Time</title>
		<link>http://www.thenationalmortgageexpert.com/budgeting-tools/using-a-bi-weekly-mortgage-saves-money-and-reduces-mortgage-repayment-time/</link>
		<comments>http://www.thenationalmortgageexpert.com/budgeting-tools/using-a-bi-weekly-mortgage-saves-money-and-reduces-mortgage-repayment-time/#comments</comments>
		<pubDate>Mon, 23 Jan 2012 12:16:00 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Budgeting]]></category>
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		<category><![CDATA[payment]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5819</guid>
		<description><![CDATA[For many a refinance is just not possible for a variety or reasons. For these individuals, there may be another option to save interest paid on your mortgage as well as reduce the total number of payments left over time. For full article, click here Share this post with the world:]]></description>
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		<title>Don&#8217;t become a victim of a mortgage modification scam</title>
		<link>http://www.thenationalmortgageexpert.com/daily/dont-become-a-victim-of-a-mortgage-modification-scam/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/dont-become-a-victim-of-a-mortgage-modification-scam/#comments</comments>
		<pubDate>Wed, 18 Jan 2012 12:20:39 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5817</guid>
		<description><![CDATA[Homeowners struggling to make their mortgage payments should beware of con artists and scams that promise &#8212; for a fee &#8212; to help them lower their debt or save their homes from foreclosure, federal regulators say. For full article, click here Share this post with the world:]]></description>
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		<title>30 Ways to Snowflake Your Debt Away</title>
		<link>http://www.thenationalmortgageexpert.com/budgeting-tools/30-ways-to-snowflake-your-debt-away/</link>
		<comments>http://www.thenationalmortgageexpert.com/budgeting-tools/30-ways-to-snowflake-your-debt-away/#comments</comments>
		<pubDate>Mon, 16 Jan 2012 12:42:02 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Budgeting]]></category>
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		<category><![CDATA[debt snowball method]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5813</guid>
		<description><![CDATA[Most people that have decided to take control of their finances and reduce their debt have come across at least one of the various debt snowball methods. It’s an effective way to arrange the debt so that there is the greatest opportunity to succeed in paying it all off. For full article, click here Share this [...]]]></description>
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		<title>5 reasons to get a new mortgage in 2012</title>
		<link>http://www.thenationalmortgageexpert.com/daily/5-reasons-to-get-a-new-mortgage-in-2012/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/5-reasons-to-get-a-new-mortgage-in-2012/#comments</comments>
		<pubDate>Fri, 13 Jan 2012 12:22:17 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[credit card]]></category>
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		<category><![CDATA[home affordable modification program]]></category>
		<category><![CDATA[homebuyers]]></category>
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		<category><![CDATA[Joe Gross]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5810</guid>
		<description><![CDATA[Mortgage interest rates, near all-time lows, are likely to remain attractive throughout 2012. That means opportunities for new homebuyers and for homeowners who want to refinance. For full article, click here Share this post with the world:]]></description>
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		<title>How to start getting out of debt before the end of January</title>
		<link>http://www.thenationalmortgageexpert.com/budgeting-tools/how-to-start-getting-out-of-debt-before-the-end-of-january/</link>
		<comments>http://www.thenationalmortgageexpert.com/budgeting-tools/how-to-start-getting-out-of-debt-before-the-end-of-january/#comments</comments>
		<pubDate>Tue, 03 Jan 2012 12:38:45 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Budgeting]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5806</guid>
		<description><![CDATA[One in ten people will still be paying off their Christmas debts next year, according to research.  While the majority of people will take an average of six months to pay off their debts, some 8 per cent will still be in the red next Christmas. For full article, click here Share this post with [...]]]></description>
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		<title>Mortgage Foreclosure: 6 Alternatives to Consider in 2012</title>
		<link>http://www.thenationalmortgageexpert.com/daily/mortgage-foreclosure-6-alternatives-to-consider-in-2012/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/mortgage-foreclosure-6-alternatives-to-consider-in-2012/#comments</comments>
		<pubDate>Tue, 03 Jan 2012 12:32:58 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5802</guid>
		<description><![CDATA[2012 promises to be another difficult year for homeowners.   If you’re one of the one million homeowners in danger of losing their home next year, there’s no time like the present to begin looking at ways to avoid a mortgage foreclosure. For full article, click here Share this post with the world:]]></description>
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		</item>
		<item>
		<title>6 empty promises credit card companies make</title>
		<link>http://www.thenationalmortgageexpert.com/daily/6-empty-promises-credit-card-companies-make/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/6-empty-promises-credit-card-companies-make/#comments</comments>
		<pubDate>Thu, 29 Dec 2011 12:06:10 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5798</guid>
		<description><![CDATA[Know what you&#8217;re really getting before you sign up. After all, the last thing you want to do is make an important financial decision based on terms that you don&#8217;t understand. For full article, click here Share this post with the world:]]></description>
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		<title>BofA to pay $335 million to settle fair-lending claims</title>
		<link>http://www.thenationalmortgageexpert.com/daily/bofa-to-pay-335-million-to-settle-fair-lending-claims/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/bofa-to-pay-335-million-to-settle-fair-lending-claims/#comments</comments>
		<pubDate>Thu, 29 Dec 2011 12:00:34 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5791</guid>
		<description><![CDATA[The nation&#8217;s largest residential fair-lending settlement will resolve government allegations that Bank of America&#8217;s Countrywide Financial unit discriminated against minority home buyers during the frenzied days of the mortgage boom. For full article, click here Share this post with the world:]]></description>
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		<title>5 Lesser known ways to boost your credit scores</title>
		<link>http://www.thenationalmortgageexpert.com/daily/5-lesser-known-ways-to-boost-your-credit-scores/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/5-lesser-known-ways-to-boost-your-credit-scores/#comments</comments>
		<pubDate>Thu, 29 Dec 2011 03:23:56 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5800</guid>
		<description><![CDATA[If you think your credit score doesnt matter too much because you&#8217;re not planning on getting a mortgage anytime soon, think again.  Credit cards affect many aspects of our lives, more than you may think. For full article, click here Share this post with the world:]]></description>
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		</item>
		<item>
		<title>A Simplified Guide to Your Credit Score</title>
		<link>http://www.thenationalmortgageexpert.com/daily/a-simplified-guide-to-your-credit-score/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/a-simplified-guide-to-your-credit-score/#comments</comments>
		<pubDate>Thu, 29 Dec 2011 03:03:52 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5795</guid>
		<description><![CDATA[If you&#8217;ve tried to apply for a mortgage or car loan lately, you know how important your credit score is. This three-digit number can make or break your chances of getting a loan. For full article, click here Share this post with the world:]]></description>
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		<title>New state law will regulate foreclosure rescue fraud scams</title>
		<link>http://www.thenationalmortgageexpert.com/daily/new-state-law-will-regulate-foreclosure-rescue-fraud-scams/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/new-state-law-will-regulate-foreclosure-rescue-fraud-scams/#comments</comments>
		<pubDate>Thu, 29 Dec 2011 02:56:52 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[scam]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5793</guid>
		<description><![CDATA[As long as the housing crisis has pushed people to the point of foreclosure, scammers have been preying on distressed homeowners with too-good-to-be-true promises offering their services. For full article, click here Share this post with the world:]]></description>
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		<title>Top 4 real estate New Year’s resolutions</title>
		<link>http://www.thenationalmortgageexpert.com/daily/top-4-real-estate-new-year%e2%80%99s-resolutions/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/top-4-real-estate-new-year%e2%80%99s-resolutions/#comments</comments>
		<pubDate>Tue, 27 Dec 2011 02:56:34 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5789</guid>
		<description><![CDATA[A recap of the 2011 real estate market and the top 4 real estate New Year’s financial Resolutions with real estate and personal finance advice For full article, click here Share this post with the world:]]></description>
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		<title>Five myths about student loans</title>
		<link>http://www.thenationalmortgageexpert.com/daily/five-myths-about-student-loans/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/five-myths-about-student-loans/#comments</comments>
		<pubDate>Tue, 13 Dec 2011 12:00:18 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5777</guid>
		<description><![CDATA[People who want all student loan debt forgiven argue that getting rid of monthly loan payments would lead to increased consumer spending, thereby providing a quick boost to the struggling U.S. economy For full article, click here Share this post with the world:]]></description>
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		<title>Obama keeps pressure on Congress for deficit deal</title>
		<link>http://www.thenationalmortgageexpert.com/daily/obama-keeps-pressure-on-congress-for-deficit-deal/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/obama-keeps-pressure-on-congress-for-deficit-deal/#comments</comments>
		<pubDate>Mon, 12 Dec 2011 12:00:58 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5775</guid>
		<description><![CDATA[U.S. President Barack Obama promised Monday to veto any efforts to get rid of automatic spending cuts that are to follow the failure of a congressional &#8220;supercommittee&#8221; to agree on how to cut the budget deficit by $1.2 trillion. For full article, click here Share this post with the world:]]></description>
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		<title>Settling up by smartphone is the new easy way to pay</title>
		<link>http://www.thenationalmortgageexpert.com/daily/settling-up-by-smartphone-is-the-new-easy-way-to-pay/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/settling-up-by-smartphone-is-the-new-easy-way-to-pay/#comments</comments>
		<pubDate>Mon, 12 Dec 2011 02:28:12 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5785</guid>
		<description><![CDATA[From buying a cup of coffee at Starbucks to purchasing a $15 shirt from the Gap, many people would rather swipe a card than pull out a handful of cash.  But what about settling up a bar tab with a friend, or splurging on a novelty cupcake from a food truck For full article, click [...]]]></description>
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		<title>Seven Worst Times To Use Your Credit Card</title>
		<link>http://www.thenationalmortgageexpert.com/daily/seven-worst-times-to-use-your-credit-card/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/seven-worst-times-to-use-your-credit-card/#comments</comments>
		<pubDate>Mon, 12 Dec 2011 02:24:54 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5783</guid>
		<description><![CDATA[What are you getting yourself into? &#8220;If you can pay it back quickly, credit cards are a means to acquire something with safety and affordability.&#8221; For full article, click here Share this post with the world:]]></description>
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		<title>Why your credit score matters now</title>
		<link>http://www.thenationalmortgageexpert.com/daily/why-your-credit-score-matters-now/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/why-your-credit-score-matters-now/#comments</comments>
		<pubDate>Mon, 12 Dec 2011 01:36:40 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5781</guid>
		<description><![CDATA[Credit cards, credit scores and debt. These are all words that college students hear often, but many are not sure of the importance, or dangers, of these terms. For full article, click here Share this post with the world:]]></description>
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		<title>7 Costly Misconceptions About Mortgage Loan Modifications</title>
		<link>http://www.thenationalmortgageexpert.com/daily/7-costly-misconceptions-about-mortgage-loan-modifications/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/7-costly-misconceptions-about-mortgage-loan-modifications/#comments</comments>
		<pubDate>Mon, 12 Dec 2011 01:32:37 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5779</guid>
		<description><![CDATA[COSTLY MISCONCEPTION #1: You are not eligible for a loan modification until you are late paying your mortgage For full article, click here Share this post with the world:]]></description>
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		<title>Confusion surrounding credit scores</title>
		<link>http://www.thenationalmortgageexpert.com/daily/confusion-surrounding-credit-scores/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/confusion-surrounding-credit-scores/#comments</comments>
		<pubDate>Thu, 01 Dec 2011 12:00:00 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[transunion]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5766</guid>
		<description><![CDATA[There’s something called Occam’s razor, which says basically, the simplest answer to a problem is likely the right one.  If only that were the case with credit scores. For full article, click here Share this post with the world:]]></description>
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		<title>Federal borrowing mounts while household debt shrinks</title>
		<link>http://www.thenationalmortgageexpert.com/daily/federal-borrowing-mounts-while-household-debt-shrinks/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/federal-borrowing-mounts-while-household-debt-shrinks/#comments</comments>
		<pubDate>Wed, 30 Nov 2011 12:00:47 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[recession]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5768</guid>
		<description><![CDATA[The sharp rise in federal borrowing is overwhelming efforts of consumers to reduce debt, leaving the economy deeper in debt than when the recession began in December 2007, a USA TODAY analysis finds. For full article, click here Share this post with the world:]]></description>
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		<title>Options for Underwater Mortgages</title>
		<link>http://www.thenationalmortgageexpert.com/daily/options-for-underwater-mortgages/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/options-for-underwater-mortgages/#comments</comments>
		<pubDate>Wed, 30 Nov 2011 02:43:20 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[underwater mortgage]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5773</guid>
		<description><![CDATA[When the economy collapsed in November 2008, many homeowners suddenly found themselves with underwater mortgages. As the economy continued to falter, many found it difficult to keep up with their exorbitant mortgage payments. For full article, click here Share this post with the world:]]></description>
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		<title>5 Tips On Managing Your Credit Card As A Student</title>
		<link>http://www.thenationalmortgageexpert.com/budgeting-tools/5-tips-on-managing-your-credit-card-as-a-student/</link>
		<comments>http://www.thenationalmortgageexpert.com/budgeting-tools/5-tips-on-managing-your-credit-card-as-a-student/#comments</comments>
		<pubDate>Wed, 30 Nov 2011 02:06:57 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5771</guid>
		<description><![CDATA[Just imagine being 35 years old, married with kids and still paying off bit by bit for pizza that you purchased in your early 20s when you were still in college? Learning how to use a credit card responsibly while in college can save you a lot in the future. For full article, click here [...]]]></description>
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		<title>Holiday Offers From Credit Card Companies</title>
		<link>http://www.thenationalmortgageexpert.com/daily/holiday-offers-from-credit-card-companies/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/holiday-offers-from-credit-card-companies/#comments</comments>
		<pubDate>Thu, 17 Nov 2011 12:00:28 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5763</guid>
		<description><![CDATA[This year&#8217;s holiday credit card promotions center on rewards, including 5% cash-back rewards on select purchases, additional rewards for new card customers and special rewards promotions for card customers shopping online. For full article, click here Share this post with the world:]]></description>
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		<title>Some homeowners caught in a catch 22 on refinancing</title>
		<link>http://www.thenationalmortgageexpert.com/daily/some-homeowners-caught-in-a-catch-22-on-refinancing/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/some-homeowners-caught-in-a-catch-22-on-refinancing/#comments</comments>
		<pubDate>Wed, 16 Nov 2011 12:00:10 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5759</guid>
		<description><![CDATA[Although President Barack Obama has recently made changes to a program designed to help Americans refinance their &#8220;underwater&#8221; homes, people who have been advised by banks to become delinquent on their loans may not qualify for the new benefits. For full article, click here Share this post with the world:]]></description>
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		<title>Equifax: Not Just a Number Anymore</title>
		<link>http://www.thenationalmortgageexpert.com/daily/equifax-not-just-a-number-anymore/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/equifax-not-just-a-number-anymore/#comments</comments>
		<pubDate>Wed, 16 Nov 2011 12:00:03 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5749</guid>
		<description><![CDATA[The Atlanta-based database outfit has been compiling information on the creditworthiness of individuals for more than a century, offering its insights mostly to lenders. For full article, click here Share this post with the world:]]></description>
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		<title>5 Million Loan Modifications Allowed</title>
		<link>http://www.thenationalmortgageexpert.com/daily/5-million-loan-modifications-allowed/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/5-million-loan-modifications-allowed/#comments</comments>
		<pubDate>Tue, 15 Nov 2011 23:53:28 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5756</guid>
		<description><![CDATA[Nearly 5 million homeowners have obtained mortgage loan modifications over the past four years, according to figures released today by the HOPE NOW Alliance. For full article, click here Share this post with the world:]]></description>
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		<title>&#8216;Tis the season to keep a wary eye on debt</title>
		<link>http://www.thenationalmortgageexpert.com/budgeting-tools/tis-the-season-to-keep-a-wary-eye-on-debt/</link>
		<comments>http://www.thenationalmortgageexpert.com/budgeting-tools/tis-the-season-to-keep-a-wary-eye-on-debt/#comments</comments>
		<pubDate>Tue, 15 Nov 2011 23:42:14 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5754</guid>
		<description><![CDATA[More short-term loans are written in December than any other time of the year as impulsive spending takes over, says Sugendhree Reddy, director: banking products at Standard Bank. For full article, click here Share this post with the world:]]></description>
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		<title>Free Resources To Help Prevent Foreclosure</title>
		<link>http://www.thenationalmortgageexpert.com/daily/free-resources-to-help-prevent-foreclosure/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/free-resources-to-help-prevent-foreclosure/#comments</comments>
		<pubDate>Tue, 15 Nov 2011 23:38:51 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5751</guid>
		<description><![CDATA[A government program, available since 2009, is helping homeowners who are struggling with their mortgage payments. Yet many homeowners who could be helped by the Making Home Affordable Program do not know that these free resources exist. For full article, click here Share this post with the world:]]></description>
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		<title>Will A Credit Card Balance Transfer Affect Your Credit Score?</title>
		<link>http://www.thenationalmortgageexpert.com/daily/will-a-credit-card-balance-transfer-affect-your-credit-score/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/will-a-credit-card-balance-transfer-affect-your-credit-score/#comments</comments>
		<pubDate>Fri, 11 Nov 2011 12:00:47 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5747</guid>
		<description><![CDATA[There аrе more low- аnԁ nο-interest credit cards being mailed tο consumers thаn еνеr before, аnԁ wіth 0% APR promotional periods now lasting аѕ long аѕ 21 months, reasonably a few people аrе considering transferring thеіr balances tο thеѕе cards іn order tο protect themselves frοm accruing interest fees. For full article, click here Share [...]]]></description>
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		<title>4 Credit Score Tips for a Better Mortgage</title>
		<link>http://www.thenationalmortgageexpert.com/daily/4-credit-score-tips-for-a-better-mortgage/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/4-credit-score-tips-for-a-better-mortgage/#comments</comments>
		<pubDate>Thu, 10 Nov 2011 12:00:48 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5745</guid>
		<description><![CDATA[Question:  How much will you save over the life of a $200K mortgage if you have excellent credit versus borderline credit? For full article, click here Share this post with the world:]]></description>
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		<title>A Deal That Wouldn’t Sting</title>
		<link>http://www.thenationalmortgageexpert.com/daily/a-deal-that-wouldn%e2%80%99t-sting/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/a-deal-that-wouldn%e2%80%99t-sting/#comments</comments>
		<pubDate>Thu, 10 Nov 2011 12:00:33 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5738</guid>
		<description><![CDATA[AFTER months of back and forth, a deal that is supposed to punish large financial institutions for foreclosure misconduct may be nigh. For full article, click here Share this post with the world:]]></description>
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		<title>Consumer Report: Credit score 101</title>
		<link>http://www.thenationalmortgageexpert.com/daily/consumer-report-credit-score-101/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/consumer-report-credit-score-101/#comments</comments>
		<pubDate>Wed, 09 Nov 2011 22:25:40 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5742</guid>
		<description><![CDATA[There are a lot of things you can&#8217;t do in this day and age without undergoing a credit score check. But what is a good score and what kind of things can hurt your score? For full article, click here Share this post with the world:]]></description>
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		<title>Top Foreclosure Firm Threw Homeless-Themed Halloween Bash</title>
		<link>http://www.thenationalmortgageexpert.com/daily/top-foreclosure-firm-threw-homeless-themed-halloween-bash/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/top-foreclosure-firm-threw-homeless-themed-halloween-bash/#comments</comments>
		<pubDate>Wed, 09 Nov 2011 22:16:42 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5740</guid>
		<description><![CDATA[If you&#8217;re one of the nation&#8217;s top &#8220;foreclosure mill&#8221; law firms, what better way to celebrate Halloween than by throwing a party where everyone comes as a dirty, homeless victim of your practice? For full article, click here Share this post with the world:]]></description>
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		<title>The Credit Score Ripple Effect on Your Identity</title>
		<link>http://www.thenationalmortgageexpert.com/daily/the-credit-score-ripple-effect-on-your-identity/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/the-credit-score-ripple-effect-on-your-identity/#comments</comments>
		<pubDate>Tue, 01 Nov 2011 12:00:24 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5734</guid>
		<description><![CDATA[Credit scores determine how much we pay for mortgages, auto loans and credit cards. Now there are new types of scores that measure more than just our credit worthiness: They influence our reputation, employability and lifestyle. For full article, click here Share this post with the world:]]></description>
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		<title>Putting some energy into underwriting</title>
		<link>http://www.thenationalmortgageexpert.com/daily/putting-some-energy-into-underwriting/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/putting-some-energy-into-underwriting/#comments</comments>
		<pubDate>Tue, 01 Nov 2011 12:00:09 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5728</guid>
		<description><![CDATA[A bill introduced Oct. 20 would force the big three mortgage agencies to take account of energy costs in every loan they insure, guarantee or buy. It would also require them to instruct appraisers to adjust their property valuations upward when accurate data on energy-efficiency savings are available. For full article, click here Share this [...]]]></description>
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		<title>Qualifying for a Loan Modification</title>
		<link>http://www.thenationalmortgageexpert.com/daily/qualifying-for-a-loan-modification/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/qualifying-for-a-loan-modification/#comments</comments>
		<pubDate>Mon, 31 Oct 2011 12:00:36 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5732</guid>
		<description><![CDATA[Qualifying for a mortgage loan modification can be rough. With all the horror stories out there, you can&#8217;t blame some borrowers for just not wanting to try. But there are some general guidelines that can give you a pretty good idea of whether you can succeed or not. For full article, click here Share this [...]]]></description>
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		<title>Credit Scores Are Poised to Get More Personal</title>
		<link>http://www.thenationalmortgageexpert.com/daily/credit-scores-are-poised-to-get-more-personal/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/credit-scores-are-poised-to-get-more-personal/#comments</comments>
		<pubDate>Mon, 31 Oct 2011 12:00:12 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5730</guid>
		<description><![CDATA[In an attempt to develop a more well-rounded picture of a person&#8217;s finances beyond credit, tools are being developed to help the lending industry dig deeper. For full article, click here Share this post with the world:]]></description>
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		<title>15 Things That Hurt Your Credit Score</title>
		<link>http://www.thenationalmortgageexpert.com/daily/15-things-that-hurt-your-credit-score/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/15-things-that-hurt-your-credit-score/#comments</comments>
		<pubDate>Fri, 28 Oct 2011 15:17:22 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5736</guid>
		<description><![CDATA[Your credit score is an important number. It&#8217;s how creditor and lenders quickly decide if you are creditworthy. Find out which actions hurt your credit score so you can stay away from them. For full article, click here Share this post with the world:]]></description>
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		<title>Here Are 10 Ways to Build Your Home&#8217;s Equity</title>
		<link>http://www.thenationalmortgageexpert.com/daily/here-are-10-ways-to-build-your-homes-equity/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/here-are-10-ways-to-build-your-homes-equity/#comments</comments>
		<pubDate>Fri, 28 Oct 2011 14:33:46 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5723</guid>
		<description><![CDATA[You may be wondering how to build some home equity so when it comes time to sell (or refinance), you can do so without worry. For full article, click here Share this post with the world:]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Trick or Treat: 7 Hauntingly Good Money Tips</title>
		<link>http://www.thenationalmortgageexpert.com/daily/trick-or-treat-7-hauntingly-good-money-tips/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/trick-or-treat-7-hauntingly-good-money-tips/#comments</comments>
		<pubDate>Thu, 27 Oct 2011 14:37:29 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5725</guid>
		<description><![CDATA[When it comes to money, you want treats &#8212; not tricks. Want to stock up on the financial treats while avoiding the tricks? A few experts share some tips for spotting the differences. For full article, click here Share this post with the world:]]></description>
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		<title>Debunking The Rumors: Ten Myths About Credit</title>
		<link>http://www.thenationalmortgageexpert.com/daily/debunking-the-rumors-ten-myths-about-credit/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/debunking-the-rumors-ten-myths-about-credit/#comments</comments>
		<pubDate>Tue, 11 Oct 2011 20:43:37 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5721</guid>
		<description><![CDATA[Don&#8217;t believe everything you read.  There is a lot of information about credit scores available out there – some of it&#8217;s true and some of it is not true. How do you know what to believe? For full article, click here Share this post with the world:]]></description>
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		<title>Should you cash out when you refinance</title>
		<link>http://www.thenationalmortgageexpert.com/daily/should-you-cash-out-when-you-refinance/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/should-you-cash-out-when-you-refinance/#comments</comments>
		<pubDate>Tue, 11 Oct 2011 20:38:47 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5718</guid>
		<description><![CDATA[Everyone who cashes out may think they have a good reason, but this type of refinance isn&#8217;t always in borrowers&#8217; best interests. For full article, click here Share this post with the world:]]></description>
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		<title>Five Questions on the Qualified Residential Mortgage</title>
		<link>http://www.thenationalmortgageexpert.com/daily/five-questions-on-the-qualified-residential-mortgage/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/five-questions-on-the-qualified-residential-mortgage/#comments</comments>
		<pubDate>Tue, 11 Oct 2011 20:27:25 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5716</guid>
		<description><![CDATA[The Dodd-Frank financial-overhaul law passed last summer required banks and other firms that issue mortgage-backed securities to keep a 5% piece of the loans that they bundle and sell as securities. For full article, click here Share this post with the world:]]></description>
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		<title>Some take control with prepaid card</title>
		<link>http://www.thenationalmortgageexpert.com/daily/some-take-control-with-prepaid-card/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/some-take-control-with-prepaid-card/#comments</comments>
		<pubDate>Fri, 30 Sep 2011 12:00:26 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5705</guid>
		<description><![CDATA[When it comes time to pay, more Americans are turning to prepaid debit cards. They look like credit or gift cards, can be reloaded with money and don’t require the holder to keep a bank account. For full article, click here Share this post with the world:]]></description>
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		<title>N.J. card holders owe 2nd highest debt in the nation, an average of $7,326</title>
		<link>http://www.thenationalmortgageexpert.com/daily/n-j-card-holders-owe-2nd-highest-debt-in-the-nation-an-average-of-7326/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/n-j-card-holders-owe-2nd-highest-debt-in-the-nation-an-average-of-7326/#comments</comments>
		<pubDate>Thu, 29 Sep 2011 12:00:39 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5695</guid>
		<description><![CDATA[The average New Jersey shopper is whittling away at credit card debt but still owes $7,326 on plastic, the second highest rate in the nation, according to a study by a consumer advocate group. For full article, click here Share this post with the world:]]></description>
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		<title>10 Things Student Loan Companies Won&#8217;t Say</title>
		<link>http://www.thenationalmortgageexpert.com/daily/10-things-student-loan-companies-wont-say/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/10-things-student-loan-companies-wont-say/#comments</comments>
		<pubDate>Thu, 29 Sep 2011 12:00:12 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5709</guid>
		<description><![CDATA[Around 24 private lenders are offering student loans now, up from 12 in 2008, according to FinAid.org. Financial aid experts say that as long as college tuition costs keep rising and families face tight budgets and high unemployment, that number is expected to keep growing. For full article, click here Share this post with the [...]]]></description>
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		<title>Credit probes go beyond scores</title>
		<link>http://www.thenationalmortgageexpert.com/daily/credit-probes-go-beyond-scores/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/credit-probes-go-beyond-scores/#comments</comments>
		<pubDate>Wed, 28 Sep 2011 12:00:46 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5693</guid>
		<description><![CDATA[The next time you seek out a loan, apply for a store credit card or maybe just sign up for a cellphone, the companies you do business with might take a deeper look at your credit history than you know. For full article, click here Share this post with the world:]]></description>
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		<title>MasterCard, Visa Seen Raising Fees on Small Debit Purchases</title>
		<link>http://www.thenationalmortgageexpert.com/daily/mastercard-visa-seen-raising-fees-on-small-debit-purchases/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/mastercard-visa-seen-raising-fees-on-small-debit-purchases/#comments</comments>
		<pubDate>Wed, 28 Sep 2011 12:00:23 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5702</guid>
		<description><![CDATA[In a move that could discourage some merchants from accepting debit cards for small transactions, Visa Inc. and MasterCard Inc. are raising the fees merchants pay for small-ticket debit purchases, according to analysts. For full article, click here Share this post with the world:]]></description>
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		</item>
		<item>
		<title>Good News Lies Behind Credit Card Fine Print</title>
		<link>http://www.thenationalmortgageexpert.com/daily/good-news-lies-behind-credit-card-fine-print/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/good-news-lies-behind-credit-card-fine-print/#comments</comments>
		<pubDate>Tue, 27 Sep 2011 12:00:40 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5698</guid>
		<description><![CDATA[Think back to the last time you applied for a credit card. If you&#8217;re like most people, you probably didn&#8217;t read the fine print. Who has the time, let alone the patience, to wade through all that tiny,  dense text, right? For full article, click here Share this post with the world:]]></description>
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		<item>
		<title>Learn About Debt Settlement Before Getting Involved</title>
		<link>http://www.thenationalmortgageexpert.com/daily/learn-about-debt-settlement-before-getting-involved/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/learn-about-debt-settlement-before-getting-involved/#comments</comments>
		<pubDate>Tue, 27 Sep 2011 12:00:29 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5691</guid>
		<description><![CDATA[Debt settlement iѕ thе term used when wе соmе to terms оr agree tо pay back a portion of а specific debt with a creditor. Before achieving a settlement a negotiation process must takе place. For full article, click here Share this post with the world:]]></description>
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		<title>Tips to trimming expenses in tough economy</title>
		<link>http://www.thenationalmortgageexpert.com/budgeting-tools/tips-to-trimming-expenses-in-tough-economy/</link>
		<comments>http://www.thenationalmortgageexpert.com/budgeting-tools/tips-to-trimming-expenses-in-tough-economy/#comments</comments>
		<pubDate>Mon, 26 Sep 2011 21:32:29 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Budgeting]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5711</guid>
		<description><![CDATA[With the tough economic road ahead, it seems everyone is trying to tighten their wallets as much as possible. Even if you feel like you are at your bare bones budget already, there is always another way to trim a few more dollars off your spending. For full article, click here Share this post with [...]]]></description>
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		<title>What to Do if You&#8217;ve Been Hacked</title>
		<link>http://www.thenationalmortgageexpert.com/daily/what-to-do-if-youve-been-hacked/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/what-to-do-if-youve-been-hacked/#comments</comments>
		<pubDate>Mon, 26 Sep 2011 21:24:52 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<category><![CDATA[credit card fraud]]></category>
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		<category><![CDATA[hacked]]></category>
		<category><![CDATA[identity theft]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5707</guid>
		<description><![CDATA[It&#8217;s a nightmare scenario every business fears.  Your tech department has spotted suspicious activity on the company network. Your customers and employees are getting hit with credit-card fraud and identity theft. MasterCard Inc. is on line one. The panic sets in: Your company has been hacked! For full article, click here Share this post with [...]]]></description>
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		<title>5 Key Considerations When Planning For Retirement</title>
		<link>http://www.thenationalmortgageexpert.com/budgeting-tools/5-key-considerations-when-planning-for-retirement/</link>
		<comments>http://www.thenationalmortgageexpert.com/budgeting-tools/5-key-considerations-when-planning-for-retirement/#comments</comments>
		<pubDate>Mon, 26 Sep 2011 14:49:53 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Budgeting]]></category>
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		<category><![CDATA[World]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5689</guid>
		<description><![CDATA[If you have made debt a part of your everyday life, you need to get rid of it as soon as possible, before you find yourself in retirement. For full article, click here Share this post with the world:]]></description>
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		<item>
		<title>Freddie Offers New Loan Mod Option</title>
		<link>http://www.thenationalmortgageexpert.com/daily/freddie-offers-new-loan-mod-option/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/freddie-offers-new-loan-mod-option/#comments</comments>
		<pubDate>Tue, 20 Sep 2011 20:55:31 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[standard modification]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5687</guid>
		<description><![CDATA[The new option, called a Standard Modification, is designed for borrowers who are ineligible for a Home Affordable Modification Program (HAMP) loan modification or have previously defaulted on a HAMP or other loan mod. For full article, click here Share this post with the world:]]></description>
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		<title>Keeping an eye on your credit is essential</title>
		<link>http://www.thenationalmortgageexpert.com/daily/keeping-an-eye-on-your-credit-is-essential/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/keeping-an-eye-on-your-credit-is-essential/#comments</comments>
		<pubDate>Fri, 16 Sep 2011 12:00:02 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5684</guid>
		<description><![CDATA[When you apply for credit, whether it is a credit card, car loan, mortgage or other form of credit, lenders will want to assess the risk they are taking by loaning money or extending credit to you. For full article, click here Share this post with the world:]]></description>
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		</item>
		<item>
		<title>What the Bank of America shake-up means for you</title>
		<link>http://www.thenationalmortgageexpert.com/daily/what-the-bank-of-america-shake-up-means-for-you/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/what-the-bank-of-america-shake-up-means-for-you/#comments</comments>
		<pubDate>Thu, 15 Sep 2011 12:00:52 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[bank of america]]></category>
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		<category><![CDATA[d ebt]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5682</guid>
		<description><![CDATA[The recent executive shakeup at Bank of America followed by reports of massive layoffs at the bank may leave you wondering what the turmoil means for you. For full article, click here Share this post with the world:]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>4 Loan Modification Mistakes</title>
		<link>http://www.thenationalmortgageexpert.com/daily/4-loan-modification-mistakes/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/4-loan-modification-mistakes/#comments</comments>
		<pubDate>Wed, 14 Sep 2011 12:00:53 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
		<category><![CDATA[Government]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5680</guid>
		<description><![CDATA[In these tough financial times, a lot of homeowners are desperately trying to obtain a loan modification to make their mortgage more affordable. If you&#8217;re one of them, here are a few things you need to look out for. For full article, click here Share this post with the world:]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Treasury Penalizes Two Servicers, Incentives Withheld</title>
		<link>http://www.thenationalmortgageexpert.com/daily/treasury-penalizes-two-servicers-incentives-withheld/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/treasury-penalizes-two-servicers-incentives-withheld/#comments</comments>
		<pubDate>Wed, 14 Sep 2011 12:00:01 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[HAMP]]></category>
		<category><![CDATA[housing scorecard]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[Joe Gross]]></category>
		<category><![CDATA[jpmorgan chase]]></category>
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		<category><![CDATA[making home affordable]]></category>
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		<category><![CDATA[wells fargo]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5675</guid>
		<description><![CDATA[The Departments of Treasury and Housing and Urban Development (HUD) released the August edition of their Housing Scorecard which painted a picture of slowly increasing home prices and decreasing foreclosures while delinquencies increased. For full article, click here Share this post with the world:]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Get Your Credit Up!</title>
		<link>http://www.thenationalmortgageexpert.com/daily/get-your-credit-up/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/get-your-credit-up/#comments</comments>
		<pubDate>Tue, 13 Sep 2011 22:48:41 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[Joe Gross]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5678</guid>
		<description><![CDATA[Name a three-digit number between 300 and 850 that can have a huge affect on your quality of life. It&#8217;s your credit score&#8211; sometimes referred to as your FICO (Fair Isaac Corporation) score. For full article, click here Share this post with the world:]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Can You Still Get a Home Equity Loan?</title>
		<link>http://www.thenationalmortgageexpert.com/daily/register-log-in-can-you-still-get-a-home-equity-loan/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/register-log-in-can-you-still-get-a-home-equity-loan/#comments</comments>
		<pubDate>Tue, 13 Sep 2011 22:38:08 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5671</guid>
		<description><![CDATA[It seems that lenders have turned off the tap on the once-popular second mortgages that used to fund everything from home improvements to new cars to expensive vacations and more. For full article, click here Share this post with the world:]]></description>
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		<title>VIDEO: 9/11 Miracle: A Person Saved Twice From Tragedy &#8211; By YossiGross.com &amp; Sung By Pruz</title>
		<link>http://www.thenationalmortgageexpert.com/daily/videoperson-saved-sbarro-pizza-bombing-and-911-attacks/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/videoperson-saved-sbarro-pizza-bombing-and-911-attacks/#comments</comments>
		<pubDate>Sun, 11 Sep 2011 11:30:55 +0000</pubDate>
		<dc:creator>Joe Gross</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/2008/08/199/</guid>
		<description><![CDATA[How a person was saved from the Sbarro pizza bombing in Israel and then saved again from the September 11 attacks. Watch this amazing story. Share this post with the world:]]></description>
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		<slash:comments>6</slash:comments>
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		<item>
		<title>Homeowners: Beware these loan modification scams</title>
		<link>http://www.thenationalmortgageexpert.com/daily/homeowners-beware-these-loan-modification-scams/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/homeowners-beware-these-loan-modification-scams/#comments</comments>
		<pubDate>Wed, 07 Sep 2011 22:07:33 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[better business bureau]]></category>
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		<category><![CDATA[loan modification scam]]></category>
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		<category><![CDATA[scam]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5668</guid>
		<description><![CDATA[The Better Business Bureau wants to alert consumers about loan modification scams and how too-good-to-be-true deals are more common in today&#8217;s fragile economy. For full article, click here Share this post with the world:]]></description>
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		</item>
		<item>
		<title>Many Distressed Homeowners Are Letting Help Pass Them By</title>
		<link>http://www.thenationalmortgageexpert.com/daily/many-distressed-homeowners-are-letting-help-pass-them-by/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/many-distressed-homeowners-are-letting-help-pass-them-by/#comments</comments>
		<pubDate>Wed, 07 Sep 2011 21:58:44 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[assistance programs]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5666</guid>
		<description><![CDATA[While every homeowenr has a different set of circumstances, the mediocre attendance rates underscore the emotional and financial challenges homeowners and banks face in reaching distressed borrowers with their assistance programs. For full article, click here Share this post with the world:]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is Your Loan Modification Application Stuck?</title>
		<link>http://www.thenationalmortgageexpert.com/daily/is-your-loan-modification-application-stuck/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/is-your-loan-modification-application-stuck/#comments</comments>
		<pubDate>Wed, 07 Sep 2011 21:49:43 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[Loan Modification]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5664</guid>
		<description><![CDATA[  If you’re on the verge of losing your home, or you know someone who is, then you also know about the long, bureaucratic process involved in applying for a loan modification from a lender. For full article, click here Share this post with the world:]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>NJ mortgage default rate third-highest in U.S.</title>
		<link>http://www.thenationalmortgageexpert.com/daily/nj-mortgage-default-rate-third-highest-in-u-s/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/nj-mortgage-default-rate-third-highest-in-u-s/#comments</comments>
		<pubDate>Fri, 02 Sep 2011 12:00:27 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<category><![CDATA[mortgage default]]></category>

		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5648</guid>
		<description><![CDATA[New Jersey is third in the nation in the number of loans either in foreclosure or on the brink, with more than one of every 10 either already in foreclosure or “seriously delinquent,” according to a report issued by the Mortgage Bankers Association. For full article, click here Share this post with the world:]]></description>
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		<title>Now at Your Local Bank: Hurricane Specials</title>
		<link>http://www.thenationalmortgageexpert.com/daily/now-at-your-local-bank-hurricane-specials/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/now-at-your-local-bank-hurricane-specials/#comments</comments>
		<pubDate>Thu, 01 Sep 2011 12:00:37 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
				<category><![CDATA[Daily]]></category>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5646</guid>
		<description><![CDATA[So you survived the hurricane. How about a loan?   That&#8217;s the nothing-if-not-timely pitch from at least two banks now offering &#8220;hurricane specials&#8221; &#8212; discounted loans for consumers in mid-Atlantic states hit by Hurricane Irene this weekend. For full article, click here Share this post with the world:]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Low Rates Are Good—and Bad</title>
		<link>http://www.thenationalmortgageexpert.com/daily/low-rates-are-good%e2%80%94and-bad/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/low-rates-are-good%e2%80%94and-bad/#comments</comments>
		<pubDate>Wed, 31 Aug 2011 12:00:54 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5653</guid>
		<description><![CDATA[Borrowers breathed a collective sigh of relief when the Federal Reserve said earlier this month that  it would hold interest rates at rock bottom for the next two years. But savers were far from happy. For full article, click here Share this post with the world:]]></description>
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		<title>Ginnie Mae Revises Buyout Policy For Modified Loans</title>
		<link>http://www.thenationalmortgageexpert.com/daily/ginnie-mae-revises-buyout-policy-for-modified-loans/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/ginnie-mae-revises-buyout-policy-for-modified-loans/#comments</comments>
		<pubDate>Tue, 30 Aug 2011 23:22:53 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5660</guid>
		<description><![CDATA[Ginnie Mae has changed its buyout policy for loans that are subject to trial payment plans available under loan modification programs. For full article, click here Share this post with the world:]]></description>
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		<title>Bank of America Accused of Breaching Accord</title>
		<link>http://www.thenationalmortgageexpert.com/daily/bank-of-america-accused-of-breaching-accord/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/bank-of-america-accused-of-breaching-accord/#comments</comments>
		<pubDate>Tue, 30 Aug 2011 23:18:20 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5657</guid>
		<description><![CDATA[The attorney general of Nevada is accusing Bank of America of repeatedly violating a broad loan modification agreement and is seeking to sue the bank over allegations of deceptive lending, marketing and loan servicing practices. For full article, click here Share this post with the world:]]></description>
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		<title>Seven firms charged in mortgage loan scheme</title>
		<link>http://www.thenationalmortgageexpert.com/daily/seven-firms-charged-in-mortgage-loan-scheme/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/seven-firms-charged-in-mortgage-loan-scheme/#comments</comments>
		<pubDate>Mon, 29 Aug 2011 23:23:02 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5662</guid>
		<description><![CDATA[A Matawan borough firm was among seven mortgage loan modification firms targeted by the state Division of Consumer Affairs for illegally offering mortgage modification services to homeowners in dire financial straits. For full article, click here Share this post with the world:]]></description>
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		<title>How to Navigate the Changing Reverse-Mortgage Market</title>
		<link>http://www.thenationalmortgageexpert.com/daily/how-to-navigate-the-changing-reverse-mortgage-market/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/how-to-navigate-the-changing-reverse-mortgage-market/#comments</comments>
		<pubDate>Mon, 29 Aug 2011 12:00:32 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5650</guid>
		<description><![CDATA[The industry has been struggling to cope with a rising number of nonperforming loans and foreclosures in the wake of the housing crash. It&#8217;s also adjusting to a changing loan marketplace following the departure of three very large lenders and the introduction of new products. For full article, click here Share this post with the [...]]]></description>
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		<title>Judge slams door on mortgage ripoffs Homesafe America Inc. and United Solutions</title>
		<link>http://www.thenationalmortgageexpert.com/daily/judge-slams-door-on-mortgage-ripoffs-homesafe-america-inc-and-united-solutions/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/judge-slams-door-on-mortgage-ripoffs-homesafe-america-inc-and-united-solutions/#comments</comments>
		<pubDate>Thu, 25 Aug 2011 12:00:41 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5633</guid>
		<description><![CDATA[A judge shut down a Long Island mortgage brokerage accused of ripping off hundreds of struggling homeowners through loan modification scams. For full article, click here Share this post with the world:]]></description>
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		<title>Who are Fannie Mae and Freddie Mac?</title>
		<link>http://www.thenationalmortgageexpert.com/daily/who-are-fannie-mae-and-freddie-mac/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/who-are-fannie-mae-and-freddie-mac/#comments</comments>
		<pubDate>Wed, 24 Aug 2011 12:00:39 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5630</guid>
		<description><![CDATA[Fannie Mae and Freddie Mac are publicly traded companies that guarantee the majority of new mortgages in the U.S. They are key players in the government&#8217;s foreclosure-prevention initiative, most notably, the $29.9-billion Making Home Affordable program. For full article, click here Share this post with the world:]]></description>
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		<title>The Basic Steps of Foreclosure</title>
		<link>http://www.thenationalmortgageexpert.com/daily/the-basic-steps-of-foreclosure/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/the-basic-steps-of-foreclosure/#comments</comments>
		<pubDate>Tue, 23 Aug 2011 22:28:40 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5644</guid>
		<description><![CDATA[Each situation is different, but there are a few stages that are atypical of foreclosure. For full article, click here Share this post with the world:]]></description>
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		<title>How to raise credit scores: Five tips</title>
		<link>http://www.thenationalmortgageexpert.com/daily/how-to-raise-credit-scores-five-tips-2/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/how-to-raise-credit-scores-five-tips-2/#comments</comments>
		<pubDate>Tue, 23 Aug 2011 22:20:51 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5641</guid>
		<description><![CDATA[The higher your credit scores, the better shot you have of getting a loan or credit-card application approved. Improving your credit scores takes time, but it can be done. For full article, click here Share this post with the world:]]></description>
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		<title>Foreclosure: How Can I Avoid It?</title>
		<link>http://www.thenationalmortgageexpert.com/daily/foreclosure-how-can-i-avoid-it/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/foreclosure-how-can-i-avoid-it/#comments</comments>
		<pubDate>Tue, 23 Aug 2011 22:18:16 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5639</guid>
		<description><![CDATA[The Federal Government’s Steps to Help Homeowners Avoid Foreclosure.  The federal government announced several programs over the last few years to help homeowners in need of assistance avoid foreclosure. For full article, click here Share this post with the world:]]></description>
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		<title>Mortgage fraud not going away just yet</title>
		<link>http://www.thenationalmortgageexpert.com/daily/mortgage-fraud-not-going-away-just-yet/</link>
		<comments>http://www.thenationalmortgageexpert.com/daily/mortgage-fraud-not-going-away-just-yet/#comments</comments>
		<pubDate>Tue, 23 Aug 2011 22:11:21 +0000</pubDate>
		<dc:creator>Tconsoli</dc:creator>
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		<guid isPermaLink="false">http://www.thenationalmortgageexpert.com/?p=5636</guid>
		<description><![CDATA[There is one part of the real estate market that is booming: mortgage fraud.  A new report issued from the Federal Bureau of Investigation finds the annual loss from devious activities in the mortgage market totals between $4 billion and $6 billion. For full article, click here Share this post with the world:]]></description>
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