All Entries in the "Budgeting" Category
5 Million Loan Modifications Allowed
Nearly 5 million homeowners have obtained mortgage loan modifications over the past four years, according to figures released today by the HOPE NOW Alliance. For full article, click here
‘Tis the season to keep a wary eye on debt
More short-term loans are written in December than any other time of the year as impulsive spending takes over, says Sugendhree Reddy, director: banking products at Standard Bank. For full article, click here
Free Resources To Help Prevent Foreclosure
A government program, available since 2009, is helping homeowners who are struggling with their mortgage payments. Yet many homeowners who could be helped by the Making Home Affordable Program do not know that these free resources exist. For full article, click here
Qualifying for a Loan Modification
Qualifying for a mortgage loan modification can be rough. With all the horror stories out there, you can’t blame some borrowers for just not wanting to try. But there are some general guidelines that can give you a pretty good idea of whether you can succeed or not. For full article, click here
Tips to trimming expenses in tough economy
With the tough economic road ahead, it seems everyone is trying to tighten their wallets as much as possible. Even if you feel like you are at your bare bones budget already, there is always another way to trim a few more dollars off your spending. For full article, click here
5 Key Considerations When Planning For Retirement
If you have made debt a part of your everyday life, you need to get rid of it as soon as possible, before you find yourself in retirement. For full article, click here
Freddie Offers New Loan Mod Option
The new option, called a Standard Modification, is designed for borrowers who are ineligible for a Home Affordable Modification Program (HAMP) loan modification or have previously defaulted on a HAMP or other loan mod. For full article, click here
4 Loan Modification Mistakes
In these tough financial times, a lot of homeowners are desperately trying to obtain a loan modification to make their mortgage more affordable. If you’re one of them, here are a few things you need to look out for. For full article, click here
Homeowners: Beware these loan modification scams
The Better Business Bureau wants to alert consumers about loan modification scams and how too-good-to-be-true deals are more common in today’s fragile economy. For full article, click here
Is Your Loan Modification Application Stuck?
If you’re on the verge of losing your home, or you know someone who is, then you also know about the long, bureaucratic process involved in applying for a loan modification from a lender. For full article, click here
Stern Advice: Last-minute ways to find cash for college
Parents are scrambling, as average private-school tuition tops $21,000, and many schools top $40,000, according to Department of Education figures. Those figures do not even include room and board, pizzas, iPads, colorful bedding or spring break trips. For full article, click here
