All Entries in the "Budgeting" Category
Tips for first-time homebuyers
Home ownership is a big step; make sure you are ready for this. One way to find out is by test driving home ownership first. Try living for three to six months within a budget as if you had purchased the home. Can you manage and adjust your lifestyle to make this work?
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Using a Bi-Weekly Mortgage Saves Money and Reduces Mortgage Repayment Time
For many a refinance is just not possible for a variety or reasons. For these individuals, there may be another option to save interest paid on your mortgage as well as reduce the total number of payments left over time.
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30 Ways to Snowflake Your Debt Away
Most people that have decided to take control of their finances and reduce their debt have come across at least one of the various debt snowball methods. It’s an effective way to arrange the debt so that there is the greatest opportunity to succeed in paying it all off.
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5 reasons to get a new mortgage in 2012
Mortgage interest rates, near all-time lows, are likely to remain attractive throughout 2012. That means opportunities for new homebuyers and for homeowners who want to refinance.
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How to start getting out of debt before the end of January
One in ten people will still be paying off their Christmas debts next year, according to research. While the majority of people will take an average of six months to pay off their debts, some 8 per cent will still be in the red next Christmas.
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7 Costly Misconceptions About Mortgage Loan Modifications
COSTLY MISCONCEPTION #1: You are not eligible for a loan modification until you are late paying your mortgage
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5 Tips On Managing Your Credit Card As A Student
Just imagine being 35 years old, married with kids and still paying off bit by bit for pizza that you purchased in your early 20s when you were still in college? Learning how to use a credit card responsibly while in college can save you a lot in the future.
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5 Million Loan Modifications Allowed
Nearly 5 million homeowners have obtained mortgage loan modifications over the past four years, according to figures released today by the HOPE NOW Alliance.
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‘Tis the season to keep a wary eye on debt
More short-term loans are written in December than any other time of the year as impulsive spending takes over, says Sugendhree Reddy, director: banking products at Standard Bank.
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Free Resources To Help Prevent Foreclosure
A government program, available since 2009, is helping homeowners who are struggling with their mortgage payments. Yet many homeowners who could be helped by the Making Home Affordable Program do not know that these free resources exist.
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Qualifying for a Loan Modification
Qualifying for a mortgage loan modification can be rough. With all the horror stories out there, you can’t blame some borrowers for just not wanting to try. But there are some general guidelines that can give you a pretty good idea of whether you can succeed or not.
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