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September 26, 2008 | | Comments 0 | Filed Under: Budgeting

Budget Builder Tip #5: Getting The Right Tools For The Job

This is the last installment in our Budget Builder Series but it is the easiest out of all of them. You’ve done a lot of hard work this week working out how much you spend, where you can trim excess, making plans to build yourself a financial cushion and learning some guidelines that will help you stay on top of your budget plan.

What’s left?

Well, one of the major things I see people struggling with is keeping track of their budget. At the moment, I’m working on creating a brand new product that will help you keep track of your incoming and outgoing money FOR THE WHOLE YEAR.

It’s still in the development stages, so I can’t say very much more about it yet, BUT I promise I’ll keep you posted. We will be looking for people to test this product just before we’re ready to roll it out, so please watch this space for updates. Better yet, send me an email and tell me that you want to be a Budget Tracker Tester and I’ll make sure you get updates sent straight to your inbox.

Click to enlarge

Click to enlarge

This new product is going to be great but it’s not really much help to you now is it. Here’s what I’m going to do. I’m going to give you my Budget Helper for free.

Normally, this tool is $9.95,
but since you’ve been with me all week and have worked so hard to get your financial future on track, I think it’s only fair to make this tool available to you free of charge. I don’t want to get in the way of all the progress you’ve made so far!

All you need to do is pop your name and email address in the form and the Budget Tracker will be on its way to your Inbox shortly.

How easy was that?

  • The Budget Tool has been designed to work in Excel. All you have to do is fill in the white sections in the monthly category and the yearly totals are calculated automatically.
  • There may be some items such as property taxes or utilities that are paid quarterly or semi-annually. All you need to do is add up your payments to get the annual total and then divide by 12 to find out the monthly rate. Simple!
  • If you want to print out the Budget Tool and fill it in by hand you may find this copy to be easier on ink.
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