Author Archive for Joe Gross
Budget Builder Tip #5: Getting The Right Tools For The Job
This is the last installment in our Budget Builder Series but it is the easiest out of all of them. You’ve done a lot of hard work this week working out how much you spend, where you can trim excess, making plans to build yourself a financial cushion and learning some guidelines that will help [...]
Budget Builder Tip #4: Budget Guidelines That Work
It’s day number four here on the Budget Builder series and today we’re going to focus on building a budget that works. Building a budget is not that complicated. Sticking with it can be a challenge. The more realistic your goals and expectations are, the easier it will be to stay on track. I know [...]
Budget Builder Tip #3: Giving Yourself A Cushion
So, you’ve found out how much your are actually spending in a month, gone through your receipts and got rid of the things you don’t really need….now what? What are you going to do with all that extra money? Here’s a clue: SAVE IT! But, I hear you say, wouldn’t it be better to pay [...]
Budget Builder Tip #2: Trimming The Fat
Yesterday we talked about how to make a list of your expenses so you are aware of exactly how much you are spending. Today we’re going to look at how to trim down areas where you are spending more than you really need to. Don’t worry, this doesn’t mean that you can never go out [...]
Budget Builder Tip #1: Be Realistic About Your Spending
There is nothing about effective budgeting that is rocket science. You don’t need an accountant or a financial advisor to help you get on track. All you need is some time, your bills a piece of paper and a pencil. Sure, you can get more fancy than that if you like but for very basic [...]
It’s Budget Week!
Hello everyone, I hope you had a lovely weekend with your family. This week we’re going to take a look at some ways to keep on track when it comes to budgeting. Whether you’re already having trouble making it to the end of the month or want to get your finances in order so you [...]
Lehman Brothers Bankruptcy Press Roundup
Sometimes there just isn’t enough time in the day to go around to all the news sites and find out what’s happening in a major crisis such as the Lehman Bros bankruptcy. Here at TheNationalMortgageExpert.com, we’re doing all the work for you. The following are links to all the major press outlets covering the story. [...]
Lehman Bros & Merrill Lynch On Your Home – Your Future Radio
Global investment bank, Lehman Brothers, filed for bankruptcy while Merrill Lynch & Co., the world’s largest brokerage firm, was bought out by Bank Of America Corp. in an all-stock deal valued at $50 billion. That adds to the high tally of investment firms that have buckled in this mortgage market collapse. To hear more about [...]
Where Were You 7 Years Ago Today?
Today is Patriot Day, September 11, 2008. Patriot Day is observed each year in memory of the nearly three thousand who died in the September 11, 2001 attacks. Americans are asked to observe a moment of silence beginning at 8:46 a.m. EDT, the time the attacks began and I hope all of you will have [...]
Freddie Mac Explained
Yesterday we talked about what Fannie Mae is. But what about her brother Freddie? Are they twins or do they have separate functions? What is Freddie Mac? Officially, Freddie Mac is known as Federal Home Loan Mortgage Corporation or FHLMC. Like Fannie Mae, Freddie Mac is a government sponsored enterprise authorized to make loans and [...]
Fannie Mae Explained
They do mortgages and are in financial trouble, but what exactly is Fannie Mae? What is Fannie Mae? Officially, Fannie Mae is known as The Federal National Mortgage Association or FNMA. It is a government sponsored enterprise authorized to make loans and loan guarantees. The company began as a government agency in 1938 as part [...]
