Author Archive for Joe Gross
The Simple Way To Control Your Credit Card Spending
With all the credit cards we have kicking around in our wallets, it can be really difficult to remember what we spent each month. Then, we end up being surprised when our bill comes and have a bit of a panic about how we’re going to pay them.
This absolutely ingenious solution came from an [...]
What You Need To Know About Foreclosure Bailout
This can sound like the very thing you’ve been waiting for: relief from mortgage payments and a chance to stay in your home. Like most things of this nature, if it seems too good to be true, it probably is.
If you are even thinking of considering a foreclosure bailout it is essential that you [...]
The Difference Between Short Sale and Deed In Lieu
Short sales and deeds in lieu are becoming more and more common as the foreclosure rates rise and housing prices fall. It’s a tragic turn of events to be sure but that doesn’t mean we can just pretend it isn’t happening and hope for the best.
You should never decide to do [...]
How Does A Foreclosure Affect My Credit Rating?
Whenever people talk about foreclosure, their immediate thoughts are bad credit, as well they should be.
Although lenders have in the recent past been increasingly friendly to borrowers that have a foreclosure or bankruptcy on their record, the collapse of the mortgage market will make it more difficult to get another mortgage. Lenders are notoriously [...]
All About Foreclosure
Without a doubt, foreclosure is on just about everyone’s mind these days. For some the interest is purely academic, others are investors looking for a deal. Sadly, for a good many others, foreclosure is a frighteningly real possibility.
There is hardly an analyst around that could have predicted the foreclosure figures we’re seeing in [...]
Increasing The Value Of Your Home Tip #5: Cleaning
This last tip may seem obvious but you would be shocked to find out how many people don’t bother to clean when the real estate agent or appraiser is coming for a visit.
I should point out that for this tip, I don’t mean vacuum a bit and wash the dishes, I mean [...]
Increasing The Value Of Your Home Tip #4: Paint
So far in our home improvement series we’ve talked about kitchens, bathrooms, flowers and clutter. Today, we’re going to look at painting.
For biggest transformation in the shortest amount of time, nothing beats painting. Here are a few tips to help you with your painting projects.
2 gallons of paint will is enough [...]
Increasing The Value Of Your Home #3: Kitchen and Bath
It’s the third day in our Home Improvement series, designed to help you increase the value of your home so you can negotiate better terms on your mortgage or avoid a negative equity situation.
If you’ve ever watched a home improvement or home flipping show on TV, you know that kitchens and bathrooms are what [...]
Increasing The Value Of Your Home Tip #2: Flowers
Having great curb appeal is a quick and easy way to increase the value of your house.
Even if you are not planning to sell, it’s important to think about what buyers might like. If buyers like it, your appraiser will like it and that can make all the difference between [...]
Increasing The Value Of Your Home Tip #1: Clutter
We all have do it but some people are find it harder to stay organized than others. The truth is, it’s a lot easier to stay organizes and maintain your house if there is less stuff occupying corners and closets and garages.
Having a lot of extra boxes, knick knacks and pictures around the house can [...]
5 Ways To Raise The Value Of Your Home
Hello everybody!
Hope you’re have a great week so far. Last week I gave away some tips, tricks and secrets about budgeting. This week, I’m going to tell you about five things you can do to increase the value of your home. Each day we’ll explore a different idea.
With home prices still very [...]
