Recent Articles
12 ways to rebuild your credit
Rebuilding credit should be at the top of the list for 2012. Too many credit scores took fairly big hits during the recession. Here are a dozen ways to deal with credit in 2012…
Credit Scores: 9 Things That Don’t Matter, 5 That Do
Nearly 1 in 6 people believe race and gender affect their credit score, according to a study published last month. For something that affects our ability to get everything from a home or car loan to a job, life insurance, and a decent credit card, it literally pays to understand what’s going on.
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Using a Bi-Weekly Mortgage Saves Money and Reduces Mortgage Repayment Time
For many a refinance is just not possible for a variety or reasons. For these individuals, there may be another option to save interest paid on your mortgage as well as reduce the total number of payments left over time.
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Don’t become a victim of a mortgage modification scam
Homeowners struggling to make their mortgage payments should beware of con artists and scams that promise — for a fee — to help them lower their debt or save their homes from foreclosure, federal regulators say.
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30 Ways to Snowflake Your Debt Away
Most people that have decided to take control of their finances and reduce their debt have come across at least one of the various debt snowball methods. It’s an effective way to arrange the debt so that there is the greatest opportunity to succeed in paying it all off.
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5 reasons to get a new mortgage in 2012
Mortgage interest rates, near all-time lows, are likely to remain attractive throughout 2012. That means opportunities for new homebuyers and for homeowners who want to refinance.
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How to start getting out of debt before the end of January
One in ten people will still be paying off their Christmas debts next year, according to research. While the majority of people will take an average of six months to pay off their debts, some 8 per cent will still be in the red next Christmas.
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Mortgage Foreclosure: 6 Alternatives to Consider in 2012
2012 promises to be another difficult year for homeowners. If you’re one of the one million homeowners in danger of losing their home next year, there’s no time like the present to begin looking at ways to avoid a mortgage foreclosure.
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6 empty promises credit card companies make
Know what you’re really getting before you sign up. After all, the last thing you want to do is make an important financial decision based on terms that you don’t understand.
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BofA to pay $335 million to settle fair-lending claims
The nation’s largest residential fair-lending settlement will resolve government allegations that Bank of America’s Countrywide Financial unit discriminated against minority home buyers during the frenzied days of the mortgage boom.
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5 Lesser known ways to boost your credit scores
If you think your credit score doesnt matter too much because you’re not planning on getting a mortgage anytime soon, think again. Credit cards affect many aspects of our lives, more than you may think.
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